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202303835 BACKGROUND. Trustor and Beneficiary entered into a Security Instrument dated 05.24.2022 and recorded on 05-24-2022 , The Security Instrument was recorded in the records of HALL County, Nebraska at INSTRUMENT NO. 202203829 The property is located in HALL County N SHADY BEND RD N OF CAPITAL AVENUE, GRAND,ISLAND, NE 68803 Described as: THE NORTH HALF OF THE SOUTHWEST QUARTER (N112 SW114) OF SECTION ONE11), TOWNSHIP ELEVEN (11) NORTH, RANGE NINE (9) WEST OF THE 6TH P.M., HALL COUNTY, NEBRASKA EXCEPT THOSE PARTS MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF SAID NORTH HALF OF THE SOUTHWEST QUARTER (N112 SW114) THENCE N00°19'16"W ON AND UPON THE WEST LINE OF SAID NORTH HALF OF THE SOUTHWEST QUARTER (N112 SW1I4) A DISTANCE OF 368.94 FEET TO THE SOUTHWEST CORNER OF LOT ONE (1), AUDREY SUBDIVISION; THENCE S88°38'09"E ON AND UPON THE SOUTH LINE OF SAID LOT ONE 11) A DISTANCE OF 394.90 FEET TO THE SOUTHEAST CORNER OF SAID LOT ONE (1); THENCE N00°18'54"W ON AND UPON THE EAST LINE OF SAID LOT ONE 11) A DISTANCE OF 52.00 FEET TO A POINT; THENCE S88°32'56"E A DISTANCE OF 2,227.87 FEET TO A POINT ON THE EAST LINE OF SAID NORTH HALF OF THE SOUTHWEST QUARTER (N1I2 SW114); THENCE S00°05'02"E ON AND UPON THE EAST LINE OF SAID NORTH HALF OF THE SOUTHWEST QUARTER (N112 SW114) A DISTANCE OF 433.00 FEET TO THE SOUTHEAST CORNER OF SAID NORTH HALF OF THE SOUTHWEST QUARTER (N1(2 SW1I4); THENCE N88°17'51"W ON AND UPON THE SOUTH LINE OF SAID NORTH HALF OF THE SOUTHWEST QUARTER (N112 SW114) A DISTANCE OF 2,621.38 FEET TO THE POINT OF BEGINNING; AND EXCEPT LOT ONE 11), AUDREY SUBDIVISION, HALL COUNTY, NEBRASKA. MODIFICATION. For value received, Trustor and Beneficiary agree to modify the original Security Instrument. Trustor and Beneficiary agree that this Modification continues the effectiveness of the original Security Instrument. The Security Instrument was given to secure the original debts and obligations (whether identified as Secured Debts, Sums Secured, or otherwise) that now have been modified. Together with this Modification, the Security Instrument now secures the following debts and all extensions, renewals, refinancings, modifications and replacements. (Include items such as borrower's name, note or contract amounts, interest rates (whether variable), maturity dates, etc.) JOSHUA J. MCPHILLPS AND ANA R. MCPHILLIPS, HUSBAND AND WIFE DEED OF TRUST DATED 512412022 ORIGINALLY TO MATURE 610112033 WILL NOW BE EXTENDED TO 610112043. ❑ MAXIMUM OBLIGATION LIMIT. The total principal amount secured by the Security Instrument at any one time will not exceed $ ❑ which is a $ ❑ increase ❑ decrease in the total principal amount secured. This limitation of amount does not include interest and other fees and charges validly made pursuant to the Security Instrument. Also, this limitation does not apply to advances made under the terms of the Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in the Security Instrument. WARRANTY OF TITLE. Trustor warrants that Trustor is or will be lawfully seized of the estate conveyed by the Security Instrument and has the right to grant, bargain, convey, sell, and mortgage the property. Trustor also warrants that such same property is unencumbered, except for encumbrances of record. CONTINUATION OF TERMS. Except as specifically amended in this Modification, all terms of the Security Instrument remain in effect. Modification of Deed of Trust -NE VMP OO Bankers SystemsTM Wolters Kluwer Financial Services © 2004, 2011 VMP-C 6071 N E 1113021.00 MMOD-NE 2/1/2013 Page 2 of 4