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1Jv2I1S9Y TO <br />When recorded, return to: <br />Five Points Bank <br />2009 N Diers Ave <br />Grand Island, NE 68803 <br />Title Order No.: 2311978 <br />LOAN #: 2850891 <br />TMST 2013 035b8 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />CAH C 100 c° <br />CHECK___ <br />REFUNDS: <br />CASH <br />CHECK <br />RECD..• <br />HALL Cr" <br />2023 <br />D. 49 <br />CASE #: 34-34-6-0253459 <br />MIN: 1007451-0000000722-5 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated July 14, 2023, <br />together with all Riders to this document. <br />(B) "Borrower" is MELVIN PATTERSON AND DOREEN PATTERSON, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank. <br />Lender is a Nebraska Corporation, <br />under the laws of Nebraska. <br />2009 N Diers Ave, Grand Island, NE 68803. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />ICE Mortgage Technology, Inc. Page 1 of 12 <br />organized and existing <br />Lender's address is <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />