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202303550 <br />limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by <br />telephone or other electronic device capable of communicating with such financial institution, <br />wire transfers, and automated clearinghouse transfers. <br />(L) "Electronic Signature" means an "Electronic Signature" as defined in the UETA or E - <br />SIGN, as applicable. <br />(M) "E -SIGN" means the Electronic Signatures in Global and National Commerce Act (15 <br />U.S.C. § 7001 et seq.), as it may be amended from time to time, or any applicable additional or <br />successor legislation that governs the same subject matter. <br />(N) "Escrow Items" means: (i) taxes and assessments and other items that can attain <br />priority over this Security Instrument as a lien or encumbrance on the Property; (ii) leasehold <br />payments or ground rents on the Property, if any; (iii) premiums for any and all insurance <br />required by Lender under Section 5; (iv) Mortgage Insurance premiums, if any, or any sums <br />payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in <br />accordance with the provisions of Section 11; and (v) Community Association Dues, Fees, and <br />Assessments if Lender requires that they be escrowed beginning at Loan closing or at any time <br />during the Loan term. <br />(0) "Loan" means the debt obligation evidenced by the Note, plus interest, any. <br />prepayment charges, costs, expenses, and late charges due under the Note, and all sums due <br />under this Security Instrument, plus interest. <br />(P) "Loan Servicer" means the entity that has the contractual right to receive Borrower's <br />Periodic Payments and any other payments made by Borrower, and administers the Loan on <br />behalf of Lender. Loan Servicer does not include a sub -servicer, which is an entity that may <br />service the Loan on behalf of the Loan Servicer. <br />(Q) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, <br />or proceeds paid by any third party (other than insurance proceeds paid under the coverages <br />described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or <br />other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(R) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, <br />or Default on, the Loan. <br />(S) "Partial Payment" means any payment by Borrower, other than a voluntary <br />prepayment permitted under the Note, which is less than a full outstanding Periodic Payment. <br />(T) "Periodic Payment" means the regularly scheduled amount due for (i) principal and <br />interest under the Note, plus (ii) any amounts under Section 3. <br />(U) "Property" means the property described below under the heading "TRANSFER OF <br />RIGHTS IN THE PROPERTY." <br />(V) "Rents" means all amounts received by or due Borrower in connection with the lease, <br />use, and/or occupancy of the Property by a party other than Borrower. <br />(W) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. § 2601 et seq.) <br />and its implementing regulation, Regulation X (12 C.F.R. Part 1024), as they may be amended <br />from time to time, or any additional or successor federal legislation or regulation that governs <br />the same subject matter. When used in this Security Instrument, "RESPA" refers to alt <br />requirements and restrictions that would apply to a "federally related mortgage loan" even if <br />the Loan does not qualify as a "federally related mortgage loan" under RESPA. <br />(X) "Successor in Interest of Borrower" means any party that has taken title to the <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />FORM 3028 07/2021 <br />Page 3 of 22 <br />Powered by Docu Prep Inc. 2023 X15846 <br />