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<br /> ° pA iuHUmnce policles and renewnls shnll be acceptnbla to Lcnder and shall includa a atnndurd mortE�Bu clouse. �= -
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<br /> � L en�er shnl!have the rl g l�t to hold the palicies nud een�wala.IP Lcuder requlres�Bonowet ehnil promptly giva to Lcnder oq -__
<br /> ° rcceipts of paid premiums and renewul notices.W the evettt of loss�Bot[ower shnll glvc pmmpt aoUce to the lusutnttco '
<br /> � cnniernud Lender.Lender ruay mak+a p�oof oY fo:a if aot made pmmptly by Borrower. �_•
<br /> ' '�� Utiless Lendet and Borrower otherwlse agree ia wtitlag�iasutaaco proceeds shall be applied to testoiutbn or repnit of —
<br /> .. �,t. ;�. the pnnnerty dumaged, if the teswmtion ot repa�r!s ecott o m i c n l ly feas i b le aa d L e n d e r's seeurl t y is not Icssened.If We _=M-
<br /> '� testoraflon or repait ls not economle.ully feadble ar Lender's securlty would he lessened,the insurnnce prxeeds shnll 68 _
<br /> ��. applied to the s�ms secured by this Secuttty insttument,whether ar not then due�with any exce�paid w Botrower.If
<br /> Bouower abaadons the Pmgetty.or does not aaswer wiWin 30 days a notice from Lender that the insurance cerrier has
<br /> offem.�l to seule a elnim.then Leader may collect the iasurance Proceeds.Lender may�the proceeds to repair or restore the
<br /> �, Pmpetty w to pay sums seeue+ed by th9s Secutlty lnstmment,whether or not tgen due.'t9ie 30-day gerlad will be�ia rfrhea the •- ---
<br /> . � ,; nodec ls given. �;cadon of roceeds w rincf e�hall aot extettd or
<br /> Unless LeadBr aad Bo:rower otherwl�e agree in wrldnB��Y 8PP P P P�
<br /> �, pos�pone the due date of the manthly payments refeaed to in paragrapl�s 1 aad 2 or change the eanount of the puymenb.If
<br /> ' under paraStaPh 2I the Property is acqnirod by Lender,Bormwer's righc to any insuraace pollcies aad praexe�s resniting
<br /> • ��' from da�age to the Property prlot to the acquisitton shall pass to Lender to tha extent of the sams secuted by this Secntlty
<br /> �` � Instrumettt immediately prlor to the aequisldon. '
<br /> .,�..�' 6. Occupuncy,PreservAtlon, Muiatensace arad lPfotec4iou af the ProPert3'; Borrower's T.c►an App�rutia� �-
<br /> . • l� LeASeholds.Bortower shall occuPY.establish,eud use the Property as Borrower's principal residence wlthisn dsty daye after
<br /> the execndon of this Secmity Inshument and shaU continue w occupy the Property es Bwmwer's ptinaipal re�3deace for at
<br /> ,,;:;`;� '• least one qeat after the dute of occnpancy, unless Lender othenvlse agrees 1n writlns, which cwusenc�al1 not be ----
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<br /> '-'�;��i" , ntu�easonably wlthheld,or udess eacterauadng circumstaaces exlst whiah are beyoad Borto�vei's control.Sa�awer not
<br /> ;'•�• destroy,datnaBe or impair tha Ptoper�.Y,allow the Property to detetlorate,or commit wASte on the Roperty.Boamwer shall
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<br /> � �,. � 6e in default if any forfeitnre acdoa or pioceedin$,whethez oivii or crlminal,is begun tbat in Lender's good fa�th ju gment
<br /> . .,,s";, ` cunid tesnit ia forPeiw�+e oP the Propercq ar otherwlse materIally 9mpait the lien created bq th9s Secudty lnshus�aent or
<br /> •.' ;`��:; . . I�ender's secnrily intemsG Bottower may cnre such a default attd refnstate,as Ptovided in paragraph 18,bq causing the acdon
<br /> '� ', o�pmceed�ug to be dismisscd with a n�]lag tLet;in Lender's good faith detemoination,pmmcludes forPeiture of the Boirower's
<br />�`w,.,.-'` interest in the Property or other mate�isl�nnpaimnent of the lien eteated by this 3ecurlty Instrnment or Lender's securlty
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<br />--'r`:!�r; ��z interes�Bortower shaU also be in defaultif Boaower,dut3ng the loaa applicaHonprocess�8ave materlally false or
<br /> '--�°°� infoimat�on or sracemenrs io Lcnc«(ox fe12:,tt ta pr's:�ide Ixaslct!*tlth aey mnterlal info�atiott)in co�ection wIth ehe loaa
<br /> °��" �`� evldenced by the Note�including,but not limited to.representations conceming Borrower's occupancy of the Property as a
<br /> :�,�.•.�' prineipal msldence.If tlils 3ecurlty Instrument is on a leasohold,Boaower sheU comply with aU the provisions of the lease.
<br /> ��,;-�bv`� �f Botrower acq�ites fc.e dde W the PmpertY.d►e leasehold ead the fee tttla sball not merge unless Lender agrees to the
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<br />_::�hc.� merger ln wt�tiag.
<br /> °'—�.."—' 9. Pcotectton ot Lender's Rtehts tn the Propert9•If Bortower fells to perPwm the covensnts ead agram�nts
<br /> _-:-Y� contained ia tWa Seeutlty Instt�mneat„or then is a legal pmceedia8 that may s�gWHcautly affect I.ender's rl o��thea
<br /> ..,..:�.�,� ptopeity(such as a proceeding i�+baa]uuPtcY.P��•for condemnadon or fo�PeiWre or w enforce laws or ngeilad ).
<br /> . =�:.':-,;�� Leader may do ead pay far whatever Is aecessst9 W Pmtect tha value of the Property and Lender's rlghts in the Progeriy.
<br /> .-'��s:�:� Lender's acflons may incfide paY�S�Y��u�d by a llen w}aich has ptlorlty over this Sectulty Insnvment,aFP��B
<br /> ����,�i;es��"� ia cou�¢,PaY�B�nable attemeys'fers and entering on the Prapeity w mal�e repaita.Although Lender may take acdon
<br /> .`_,';_T?".�� uuder this parag�aPh 7,I�endet does not bave w do so.
<br /> .�=�•� Any a�ounts disbursed by Leadet under tWs patagraph 7 shall beeome addidonal debt of Bortowe�se�cuted by this
<br /> _ ;:."..� gecnriiy InstNmenG Unless Boaower aad L�nder agree to other teuna of payment,these amouaUS shell bearinterest fro�a the
<br /> _`,�� date of disMnsement at the Note rate and sl�all be payable,wlth interest,uPon noflce from 1.ender to Boaower requestin8
<br /> - °-;°�ID— paymea� mort e insureace as a condiHon of making the loan s�ued by this
<br /> -=— 8. MortBage�urance.If Lender rcqatred S�8
<br /> _....._ Secntlty InsCUment,Horrewer shall peY the Pre�iums�Q��to maintain the mortgaga Inst�nance In effect.Ig,fo:aay
<br /> _- ---� t e a s o n, t h e m o rt g a g e i a s t a r u nco cove r a ge reqnired by Leader lapses or ceases to be in effect,Ba�o�ve� shalY paq the
<br /> =,_-��'�� p�minms rEquired w obtain coverage substantiallq equiv�►Ieat w the maatgage i n s a r a nce pre v i a u s lq i n e ff e c t, a t a c o s t
<br /> ------- �nbs�andaltq eqaivaleat to the oost to Botrower of the mortgage insi�tance previons,lj►9n effeet,from aa alternate mortgage
<br />- ----- — lnsurer aPP�'��Y Lender.If snbstantielly equivaleat mottgage iasatnaca coverage is aoi avallable,Boaower shs1I PaY w
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<br /> � I.ender each mont�a sam equal to on�twelfth of We yearlq morigsige insaranr.e ptemium being pa{d by Aoaower when the
<br /> -,•�-�.•j.=� insucaace�ove`rage Iapsed or etased to be in effecG L�ender will accept;use and ietnin these payments as a loss nserve in lleu
<br />._ of mortgage insurance.Loss reseive papmants may no longer be tequired,at the opflon of Leuder.if mortgage insatance
<br /> ---,=�':�,�'� coveraga(in the amount and for the perlod that Lender reqnlres)Provlded by au insurES approved by Lender agaia b�xomes
<br /> ''��-���� available aad�S obtained.Boaowar shall paY the Premlwns tequired to maintatn mortgage insurnnce in ef�ece,or to Pi'�vlda a
<br />`'�-_-__ ... loss reseive,tmd�tha t�equirement�or mortgage insmance ends in accatdaace with aay wrItten agteement 6etv�+een Bormwei
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<br /> ead Lender or aPP
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