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p(�0�.1.1197
<br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this
<br />Prepayment Rider.
<br />SPD0012.INM
<br />(Seal) (Seal)
<br />- Borrower - Borrower
<br />(Seal)
<br />- Borrower
<br />— (Seal)
<br />- Borrower
<br />Subprime Prepayment (1 -5 yrs) Rider SPD #001 (09/17/99)
<br />(AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IN, KY, LA, MT,
<br />ND, NE, NV, NH, NY, OK, SD, TN, UT, WA, WY,
<br />TX (fixed rates only, int rate cannot exceed 12 %))
<br />Rider - ARM /Balloons (AL, AK, AZ, AR, CA, CO, CT, DE,
<br />D.C., FL, GA, HI, ID, IL IN, IA, KS, KY, LA, MD, MI, MN,
<br />MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA,
<br />RI, SD, TN, TX, UT, VT, VA, WA, WV, WY)
<br />Document Systems, Inc. (800) 649 -1362 Page 2 of 2
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