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DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated DECEMBER 27 2000 together with all Riders to this document. (B) "Borrower" is DAVID M. SCOBIE AND PATRICIA S. SCOBIE, HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP Borrower is the trustor under this Security Instrument. (C) "Lender" is MAJOR MORTGAGE, A WYOMING CORPORATION Lender is a CORPORATION organized and existing under the laws of WYOMING Lender's address is 2020 CAREY AVENUE, MEZZANINE LEVEL, CHEYENNE, WYOMING 82001 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is COMMERCIAL FEDERAL BANK, A FEDERAL SAVINGS BANK (E) "Note" means the promissory note signed by Borrower and dated DECEMBER 27 , 2000 The Note states that Borrower owes Lender ONE HUNDRED THOUSAND AND 0 0 / 10 0 Dollars (U.S. $ 100, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JANUARY 1, 2031 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ® Other(s) [specify] ❑ 1-4 Family Rider ❑ Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 Document Systems, Inc. (800) 649.1362 Page 1 of 13 NE30281.130T J M 11 i 1 � i � l S n t - ; to ti O � ( O --I o After Recording Return To: f� rn � z �' ry Z-» MAJOR MORTGAGE � o . > 2020 CAREY AVENUE, ME Z INE E E �� ry o ° o CHEYENNE, WYOMING 820 1 co -� C=) .� Loan Number 102123 ® rn 0 >; y> C F--► M r n Gn !V Cn , O CD �-r U> • [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated DECEMBER 27 2000 together with all Riders to this document. (B) "Borrower" is DAVID M. SCOBIE AND PATRICIA S. SCOBIE, HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP Borrower is the trustor under this Security Instrument. (C) "Lender" is MAJOR MORTGAGE, A WYOMING CORPORATION Lender is a CORPORATION organized and existing under the laws of WYOMING Lender's address is 2020 CAREY AVENUE, MEZZANINE LEVEL, CHEYENNE, WYOMING 82001 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is COMMERCIAL FEDERAL BANK, A FEDERAL SAVINGS BANK (E) "Note" means the promissory note signed by Borrower and dated DECEMBER 27 , 2000 The Note states that Borrower owes Lender ONE HUNDRED THOUSAND AND 0 0 / 10 0 Dollars (U.S. $ 100, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JANUARY 1, 2031 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ® Other(s) [specify] ❑ 1-4 Family Rider ❑ Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 Document Systems, Inc. (800) 649.1362 Page 1 of 13 NE30281.130T J