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1 � . .- • !. r • A � 1 .. ... ... ._.....__. .. ; _' . .� . � , ' . .. .�- � .. . .. . r, ' . � JOLFlM� . . . h -` ... ..�,.. .a . _ a. " .: -�blpf�,w�'v.,ti' , .. , . ..� , }y�.vr#rr•,4ictQ+IrrsYwacyw::Kr..,- -—_ —___— �--� : � h .... .. � _• , .._...._._.._.�-. ""'"_' """' ' ..lrr,..:_..Wa r..M-n:'.�'..._� . y�� ••...�. .:' .._. . ........ ::--: ��.... .. � . �� _ � �16T�.�'f..:�i'�'._ ' ra�_:��__ ° 1 •�w^;_�.__.?=-`�`�'.1" ._`"'_.'_'_" "_ ...._._._� - __��_._ .._.....�.._.�.._...___..---.�_"" ��Y.. . �� r..r==_: ��'--_ `__� a.�re,�.r�s e.acrow n¢eount undar tho tederal Rsat Enta4o SEtltcsztnx Rroccduros Act of 1974 as amended irom tlmo to timo,12 U.S.C. -- .... .....�.a.amnunt. tf so.Lender may.ut any timo.caticat and e � ' �-.{ 2601 et enq.(°RE8PA°)�untess anather lav�ihot app;tea to Yno t��o �..------ �,-_.-- � � hatd RuPtd�U an ameu�t nei to exceed tho lcs�er amount. Lender�meY es4lmate the evr►ount oi tund tle��b�o i t�ho baols of cu�vcM asw - - .:;j und reasonabto estimates o1 exptn�tuies of future��+Items or othe�wlse ln aw^.ordenae with app tncludirt _� 1i�e Funds sRsii bfl h�ld tn ar► tnetftutlon whose depostta ere Insared Dy a tederel aSeRGYho Funds o"p•y tho Ee aw Items � __ .� L��. H�de��such tn IasUtutioa)or In eny F e de�l Homo loan Bank Lendar oh�ap��w aecount,or v e r l i y ing 1 h e E oerav��,] --= � l.e.nder m�y�►�1 charg�8orrowcr tor holding nnd ePPM�9 the Fwda,annualy anah►ti�9 ^ �_ B�rtowN Interest on tha Punds and cpa.�.b'o ti'��P�'+mko Lend�r to muko ouah u chargo. Hor�over�Lender� ` . , :.,� ttems�untnse Lcnder WYs oriin sarice used by Lender 0� ecnneatt�on wiuti� miry requiro Borrorier to pay n on�Ume cherge tor en t�de9mdent real estite Ux rc� ��Qulres Enterest to be pafd,Lender _ --'�t: this taan.untesa appitaeble law pmutdes other�vJse. Untass an e�reeme►►t ts msda or epp g ��rtg,h��that� �:. shali not be requSrod to paY Bon°�';°r anfl IMeros!or eamtnga on tt�e Funds. Borrowe►end Lander may 9ree _ (ntetest ehell ba pa�d an the Funda. L�d�r ehaB Bive to Barto'NCr, wfthout eharge. an annual aecouMtng of the Funds. ahowing� .' :� ��efld debits to the Funda end U►e PaR�oge tor�w�leh eacA debit to the Funds was mude. Tho Funds are ptedged as uddiUonat ` .>"�^ secur►ty tor a i l sum s e e e u r e d b Y t h t a 8 e c u�i t�►i n s w m lt e a b lo I a w.L e n d e r s h a i l a c c o u n t t o 8 o rt o w e r tor tho � tt the Funds held by Lender exa�the amounta perml��h��ount o1 tho Funds held by Lender at er�y time ts rsot -�::^ . . mccesa Funds In accardence wiih the requirennen t s o t a P P to L e nder �c::s_�;.'::; suHialent to pAy the Esao�up the deftd cy.dBoRawer shaQ mska uP the d�ency In no$mo c�th�a�►tweNe monthry PaY►ner�t°�a� _ : 4he amowd ae��N -"-°_'� Lend�'s sote dis�edon. retund to Borrowet anY Funda hdd bI► . `.-R`� U�on RsY+�t In tuU o!atl aums seeured b1►Mts Secudty Insuument.Lender ahail P��isitEon or sale of Me ProPalY�aMU -v:;�.'" ► L6ttd�.p�ot `�°�--� lender. (f.under para9mPh 21.Lender shnU aequlre or edl the Proper�►� st the sums secured by thts Sea►rttY lnatrumenL _-'-;;�.�,�'°° ePPN enY Funds hdd by Lander at the tlme of acquisttton a sa�e as a credit egatn 1e�ved by Lende�urtda para9�Phs '.__f,,�;..�;�,,� 3.Applicatlon of Pe�ymeotts. Unl�ePh�1Ba urtder the Net�se�wnd,�auMs PaYnb19 under Pasa9raPh 2:thfM _._ --= 1 end 2 ehell be aPPHed:tirat.to enY P�PaYm 0 �.;,`�iHS� � due;and tast,to erry lste cherges due under the mta osltlana attributable to tho Propd'y► 40 trrterest due:fOURh.to pttn A� ��""�_�_ �.ChlrgOS: 1..18ns. Bonower ahaH Paf►eA texe3, esaessments� chac9 o ftnea tl�,ff e�Y• Bartorrer shaB psy these .;�,� whiah maf► e'�M P�a�►Y over th(s SeaudlY ��o�'n��N that rn��ormwg�hnU PaY�on tlme dtrectlN to the P�on -'��!`� o b M g a tl o n s in tha manner Provtded�n paraSraP fi If Bomowet rnskes -"��.:�:�� shatl pmmpHY tumish to I.ender ait no t tees o f e m o u t�t s w be p a td under this para9BP • =��,$)h� owed PalI�L BO�� (umlah to Lender�P�evtdendng the paymenie. -_— 4hese psyments directy.Botro�rer sha0 promptly lnatrument untass BoROwer:(a)egrees (n wrtUnB to - _-- Homnwer shaU PromPb!►dtscharge arry lien which has pdorilyy over this Sec�u►itY ---- the Qaymesrt of tha o6Ngat}on secured ifY the iten in a mmri��la4der, (b)corRests in 9ood tait�the itm by. ar detends -..-.�--- egainat enforcema�t of tPte iten in�tegal Procaedtn9g whfeh in the Lenda s ub i�ot�natln9 the Q��ea��dumeM.�H,�� aeouros iram the hotder of the Iten en ego�neat sffitstactory to Len �p�o�aver thts Sea�fi►Y 1natrumeM.Lender mal/9}re _y detertnhea that at►Y Pad of the PropeslY Is subject to a�en whtch maY --- gorrowor a not[ce tdemtMaB the uen. Borrow�*shaU saUshl the Ilen or mke one or mae ot the eetlons set forth above within 10 dey9 o!the�vin8 al nottce. �cted on the ----- 5.HaZ�rd ar Propetrty Insurate�e. Boi►ower aheH kaeP the ImProvemer�a now e�dstlng or hereane* --- st loss bY ftro,hamrds inctuded wttl�tn the term 'e#ended oaverage'and any other ha�erda.Induding tlooda or ..___o prop�y tnsured a�► -- SlaorDng� toc whtch lender r�eqnires tnsurenc�. 'lhis insutanee shaN be rtbhtainad (n tDie amoucds and tor rovai vrht h ha0 not bo tequtres. Tha tnsurance eanier providing the inswanea shall be chosen b1l 8or►ower cu�Jed to Lender's ePP u�renaoneblY wtthhdd. !f Bortower teits to malnmfn eorem9e descrtbed ehove�Lend�may.at Lenders op�on.obiatn eovera90 to proteet Lende�'e dgMs In tho ProPerh►in accordaneo w[th PamS�Ph 7. IW tnsurance poUdes and renervals eha11 be a�xxpmble to Lender end shaU indude a standardLender aU�eeeiPts paid P�ms 4he dgRt to hold the poHdes and r�ewut�. tt Lender re4uYes�Bom�w^s�h�liv L�.�oarrier end Lender.Lender msY� ..emi renewal notices. tn the e+rent of toss. Bmiower shall �Y Pro� -_- -- ��prao!of toss H not made promPVY bY Bomovrer. ahdi bo app'ded to restcrallon or�of the ProPe�l =- °°°° Untese I.anda end Barow�otttemtsa agree tn wdtln9�Insurence preceeds is nnt ':�dernaged,H the�esto�tton or repeir is economicety teasible nnd Lende�s securiry ts not lo��d. �ed m�s�s sew��1� .�aconomicaCf►teesibte or Lender's aeeur�D► wautd be tessened. the�suran�wro�eedf Bor�row��a�bAandons the ProPe�t�l•or does not ''Se�au[ly instrumeM,whether or not then duo�with ei►Y exaos3 P coHect the 'enawer withln SO daYs a notice lrom lende�that tke Insurartae0 r�ore the Prope+tyaor to pay sums�secured bIl 1t►la Sew�Eh► Inaurar►ee proceeds. Lertder rnaY use the proc�eds to repak In�meM.v�'hetha'or not then due.Tha 90-rlaY Pe�ad wiit begin wh�on�p �s�P��.ahall no2 exter�d or poslpane the Untesa lender end Borrower oYhe+v+tae agtee in wrtNn��d 2 or chanSe the amoutn of the payre�er�ta. lf under ParaS�Ph � __ °" due dasa of the rt�oaWty P��LO tn pare�eP - --