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<br /> BORROWER COVENANTS thnt Aorrower !s InwfullY setsed af tite estate hcreby canvsytti wid itas tno riIInt co �-;'-_-,
<br /> geuat ond convey ttie Property and tUat the Ptop�rty Is unenaumbered, except for encumbtancee ot eecord. Borrower L �
<br /> wa�rants tuid vvill defend generally the title to:he Propeny egnlnst all clelms and demands. aub}ect ¢o nny encumbrunces �: ..
<br /> .. .� of record. �'- .
<br /> THIS S�CURITY INS'�'RUMENT combiaes tYnifunn covenants for nadonal use and noa-uaiform covenants wltb
<br /> _ limited variationa by jurisdicdou to constitute a uniform seeur[ty inatcument cover�tg real P�P�rtS'� �'�'-'-
<br /> � - UIJIFORM COVENANTS• Borrower and Lender �e�t�a��n°Wi�8�1 promptly paY when due the _
<br /> 1• pBYD°�°�����' ��t r a eat aad lete char8es due under the Note. c�--
<br /> `i principal of and laterest on the debt evidenced by the Note and aay p ep Y� -
<br /> a. �nda for Tm�s agd insuranoe. SubJect to applicable law or to a wrluen aai�er bY Lender'a°nower shall pay
<br /> °��'� n nts are due uader the Note,unW the Note is paid in t�ll, a sum ("Fiands")for: __
<br />-- ,- to L�►¢�er oa the day momthlY P Y� -
<br /> . � (a)Yearly Uu�es aud �ssessyaenta which may attAin priority over this Se�urity Instrumenl �u llea °�°surence premi�uns: ., _
<br /> ��. yearly le�sehold paymznts or graund rents on the Property, 1f anY+(c)yeaTly hazani P P�m'
<br /> � aad (d) Yeeily Aood iasurance premiums, if any. 7h�se items are called "Escrow Itea�s". L�cader may.at any time� -
<br /> :.,;;,;,,, � collect and hold Funds in an amount not to exceed the maximum araount a lender for a federally related st►ortgage loan
<br /> may require for Barrower's escrow accaunt under the feder�Il Real Bstate Seulement Procedums Act of 1974 �,s
<br />` ;--r:,•�*�K ��� {ro��ee to time, 12 U.S.C.§2601 et se�• ("RESFA"). unl�ss auother law that applies to the Funds s•eu
<br />''-->... ... . .
<br /> "=�'�'���;= a lesser amount. If so.Lender tnay,at au�t�e,collect and hold Funds in an amount aot to exce�d the lesser araoun.
<br />�:-,r•�;;,°• i,ender may estimate the aaiounl uf Funds ctue oa the basls of current cieta and reasonable estimates of expenditurea •
<br /> � k of future Bscrow Items ur oihenvise in accordance with aPPlicable law.
<br />=`�.: The Funds shall lse held in an institution whose deposits are iusured by a federal agency,iastrumentality. or endty
<br /> '',:�_�%��- (lacluding Lxnder, it'Le�tder is such en inatitution) or in any Federal Home Loan Baak.��cds�,�unnually anealyzing -
<br />,=�x�!�'�"'���' to pay the Escro�v I�teems. Lender may not cha:ge Horrower for holdin8 nnd aPP Y 8 Iicable
<br /> m
<br /> °=-":�ss„�� the escro�v account. or verifying the Escrow ltems.unless lxnder pays�onower iaterest on the Func�s aPP
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<br />��.'-`.�;,�_:y.,,,. law prxnilta Lender w make such a charge. However.Lender may recNim Borrower to pay a one-time �i�eable law
<br /> =_- -�'� indep�ndent real e�tate tax reporting service used by T�nder ia coanection with t�nis loan� unless aPP
<br />':�°�:�;»� ment is mnde or applicuble law requires interest to be paid Lender shaU no2 be
<br />_- �.-� prov'idea otherwise. Unless an agrce itt wrltin�,ho�vevec,
<br /> "'"`� �quired to pay�orrower aay interest or eaYa3ngs oa the k�nds. Borrower aad Lender msy agree
<br />_----=.••�-�__� ve to Borrower, without charge.an ennual acconat�ng of t�e
<br /> -- -- that 's�terest shail be paid oa the Funds. Lender ehail Sl e for which each debir to the Funda was made. '`�lte
<br /> ;�"��' � F;►a�. �`�8�:�s � ��'its to the Funds and the Puipos �:r�nz�t. ,
<br /> --?,r� :•..�" gunc�s fua piedged as edditionfd securltY for all swas secured by this �►�y lirable law�Lender shell accowii ro �
<br /> �-w�;� ' . . . ranittc:d w be h�ld b app
<br /> ----_ � If�he gonds t►eld by Ixader exc�d the �n°� I� of Iicable law. If the amount of the Funds held
<br /> Borrower for the excess Funds in accordance ��e Escrow� It�ems�When�e.Lendes may so not�fy&ttmwer in writi�iB, "
<br /> -- - - by Ixader at eny time is nox sufficlent w pay ��up the deSciencY• Boirower shaU mak�s
<br /> and. ia such case Bormwa shall pay to I,ender the amount aecessa�Y
<br /> up the de8ciency in no �aore than twelve monthly paymsata. at Ixnder's sole dtiscretion. reitu►d to Bortovrer
<br /> � ppon payment in fiiU of aU sums secured by this SeeudtY Insuument� 1�ender shall promptlY
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