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rn 1 y 2 <br />T g e rn \ <br />C n <br />M > <br />After Recording Return To: <br />M 2 Cn <br />PROVIDENT FUNDING ASSOCIATES P. <br />PO BOX 5913 \ C (n co <br />SANTA ROSA, CA 95402 -5913 > n © cm <br />Loan No. 2611090069 m � --H m C=) <br />A <br />ca o <br />C> - cNn o O <br />I—A CO2 <br />M �• m <br />° r a o <br />C/1) cn coo <br />N Cn N p <br />[Space Above This Line For Recording Data] - <br />DEED OF TRUST <br />MIN 1000179 - 2611090069 -8 Q:�> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, \ <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated 10/19/2001 , together with all Riders to this <br />document. <br />(B) "Borrower" is ALLEN E MCGREGOR AND LORI J MCGREGOR , HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is PROVIDENT FUNDING ASSOCIATES, L.P. Lender is a LIMITED PARTNERSHIP <br />organized and existing under the laws of CALIFORNIA . Lender's address is 1235 N. DUTTON AVENUE, <br />SUITE A , SANTA ROSA, CA 95401 . <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY, A CALIFORNIA CORPORATION <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone <br />number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated 10/19/2001 The Note states that <br />Borrower owes Lender ONE HUNDRED TWENTY FIVE THOUSAND AND 00 /100 Dollars (U.S. $125,000.00 <br />) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not <br />later than 11/1/2031 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property". <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page l of 13 pages) <br />0010NEAd - 08/22/01 12:28 PM Borrower Initials —' C • •r <br />PF - 10/15/01 11:52 AM Jv <br />