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DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />18, 2� <br />(A) "Security Instrument" means this document, which is dated ........................1 0•24-20Q I........................... , together <br />with all Riders to this document. <br />(B) "Borrower" is .................................................................. ............................... <br />.......................................................................................................................... ............................... . <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is . Fierita 9e. 0. 4* ........... ............................... <br />.......................................... ............................... <br />Lender is a . CQ[ RO/ A0Q0 ............................................................ ............................... organized and existing under <br />the laws of .th. S. Rate. 9t. NgbrAS kA ......... ............................... . Lender's address is ..1 33. Nortj] W.af)b 1;gAdr P,0:.0.RX.�.13.$s <br />.Grand. WW. NEAO RQ2 .............................................................. ............................... <br />...................... .......... <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is i.rst, Federal,Linc..oln ...B.a..n..k ............................................................ ............................... ............ <br />(E) "Note" means the promissory note signed by Borrower and dated A R4: 200. 1 .................. ............................... . The <br />Note states that Borrower owes Lender ( ArtytWQ. tboASalld. tWO. bMdrAdAevetnty. tk und Rol JQ0 ............ ............................... <br />................... ............................... Dollars (U.S. $ .,275-A ..................... ) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .....................11: Q 3:203 1 ................... <br />......................................................................................................................... ............................... <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Bankers Systems, Inc., St. Cloud, MN Form MD -1 -NE 8/17/2000 <br />ref: 112001 (page I of 7 pages) alml <br />a . <br />��I�BII <br />n <br />s <br />c <br />C) <br />�-' <br />o <br />o <br />x <br />>( <br />CO <br />\ <br />c-' <br />ry <br />to <br />M <br />n <br />cDn <br />Z <br />U <br />��, <br />-� <br />m <br />-< o <br />o <br />C0 <br />s� <br />rr <br />X <br />o <br />N <br />1 <br />O _n <br />O <br />gr <br />° <br />rn <br />'T7 <br />= m <br />t--► <br />M <br />D m <br />~ <br />U) <br />CD <br />r <br />r <br />CD <br />x <br />cn <br />OO O `Z <br />.Space Above This <br />Line For Recording <br />Date] <br />0 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />18, 2� <br />(A) "Security Instrument" means this document, which is dated ........................1 0•24-20Q I........................... , together <br />with all Riders to this document. <br />(B) "Borrower" is .................................................................. ............................... <br />.......................................................................................................................... ............................... . <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is . Fierita 9e. 0. 4* ........... ............................... <br />.......................................... ............................... <br />Lender is a . CQ[ RO/ A0Q0 ............................................................ ............................... organized and existing under <br />the laws of .th. S. Rate. 9t. NgbrAS kA ......... ............................... . Lender's address is ..1 33. Nortj] W.af)b 1;gAdr P,0:.0.RX.�.13.$s <br />.Grand. WW. NEAO RQ2 .............................................................. ............................... <br />...................... .......... <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is i.rst, Federal,Linc..oln ...B.a..n..k ............................................................ ............................... ............ <br />(E) "Note" means the promissory note signed by Borrower and dated A R4: 200. 1 .................. ............................... . The <br />Note states that Borrower owes Lender ( ArtytWQ. tboASalld. tWO. bMdrAdAevetnty. tk und Rol JQ0 ............ ............................... <br />................... ............................... Dollars (U.S. $ .,275-A ..................... ) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .....................11: Q 3:203 1 ................... <br />......................................................................................................................... ............................... <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Bankers Systems, Inc., St. Cloud, MN Form MD -1 -NE 8/17/2000 <br />ref: 112001 (page I of 7 pages) alml <br />a . <br />��I�BII <br />