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<br /> .,., THIS AD7USTABLS 1tA'1F.RIDER is�mtde�his ST'H , daY of FEBRIlARY , 19 �' 93 .and is .
<br /> ���� �corpot�ted'�ii4�wd ah�U be damed.w smedd and s�pplemtnt tbr Mortgsg�:Deed of'�lrust or Security Deed , �_
<br /> . _ (tUe"Sedirity.�nstrumont"y of tbe same date,glveII b�i tfie undersigncd(dx'•Boriovoer")to secure.Borrowe��`�
<br /> ' ,. Adj�aubk R�tp`��Votc(the"Nae")ta i�C!lt1iE8T MfJF�T.�CA6Es INC,s--A l'!I[rNESDTA ;:
<br /> C��IP�iA�tflN (t6e.••Lender")of the samc date and�overing t6e property described io . ,.,::
<br /> - : 11�t�uiity iasttaaieet and 1aa�tGd a� ` .- - _ _ -�,;:1;;:;'= ..:. ` :�{`-
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<br /> ���A0�14MTAN.E M'fEqEST R/C�,�[+1!R�:.��E AT AN1F�,. .�`��IE-/��D;;$�I�;�AXIYUY
<br /> - - -- ----AATt-YME �011HON1ER 1�' �:�1�. `THE Nb ��"�lY:��' ���t`�1,�N$ THE •
<br /> QF'TIOI�f TQCONVEf�tTHE/l�l�A9�iR�AATE'C�A F7D(F.g��11i�'s' , : � _ ���
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<br /> AIIO!'l70NALCU�VENAHTS.Inad�i�i��':���'���+enantsandagret`�i�itssriia�e.i�t:�i�'SecurityInstrumeat, �
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<br /> A.AD.It1S7'A�.B RATE ANA iIiONTBL''iF�1Y'�CHAl1�CES��.; ` _ ';;�''�`
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<br /> �� - ThC Nole avides far an initial intei�est�ate.og.:5c�37596.The Note pFOa>i� �x.�tanges in tbe adjustabk
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<br /> iatetost rtte and the monthiY P�Y�nt /as�'�fitit;��::; :�;?. . ;r:.,•;'::;�•:`; - ,
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<br /> _. �::AOJt)STA�l.41NTERESTRATE Ai�l��d`�;I4A1�'�HLY PAYMF11iT CHANG� ,' :�F. . � , ` - .
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<br /> �7tf��jusUbk lnterest raa!.wip pay;�:�c�nge on the first day of MARl�1?,';,,;;;�:��,;i�:;;4; 19 94 .
<br /> an0'on.thAt day evcry 12th manth ihereaftei:�F�:t�date on whicb my adjus[ab(�:�iro���.��;�fl�ld.change is
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<br /> Be�ianinf with the first Chang�e Dau,tQty adjustablc interest sate wil�ti�e'.��ats���i�����{�s<',fi2��;;;!�AC��,e;e'j;i§;f;,;�';
<br /> ihc weckly avero�o yieltic+n United StateslYeusury securities adjcssted r�rr�aro�s��ma:t,��a'�,:3_����'�i§;�ia��'':;
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<br /> • avail�bk.by the Feder�l Reserve Board.The mosi recem Index figure a�v�f�ib��:as i�ftik�=s����+s�e�a;c�;��Ei.�,'�:_: :
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<br /> !i the index is no bnger�rail�bie.the Note Hai��t��cfx�ose�a-i��a�t6�c�3s.fiase�!>>i�ao�ooqm�ir�. � � �� -
<br /> informatio�.The NMe Hol�icr will gi�•e�ne nottce a�•'�1� `°?�oice. ,� ,;,..;''; ';;;, . ` �� ' "''''"�`�
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<br /> 8e�aro cnch Changr Qatr.the Nate Hatder wi�t�culate my newintete�F:rE;�z?D���;��v(�'n�:::;:;�•750 �y�;=�-
<br /> pereentage paintw 2.730'k �to�he Current lndex:�e Note Ho1Qer will the�i�ic�l�i�it�a�.a+tc�of this addition �. .?���: �"�;�.'
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<br /> LO t�IC fICATCtit OIIC•ei�hth oi'nnc peresntage paint(0.125�/).Subject to the limits�r,�xa�u��artf��t 4(0)below,this ��1 _�
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<br /> rounckd�m�wnt will be my new interest rate unal thc r.eat Chartge Date. , � ti y ,, _ `.
<br /> The Nate Holtkr will thrn dctetmine the umour�i+-"`the monthly p3yment 8�a��'^v'�3�,�suf�cient to repay•,,,•' ' �y'�.' �'��;�i -
<br /> �- �° � tbe un�iJ pri�xiµ�t Idrf t:un etpected taawe at t�et�,�4b�+e Date in full oa the�;�.�-�.I�t:.�'r.t;,tt�y new intere� , , , �� �.- _
<br /> rate in aubalantially eyuaf puymenty.The recult of t���`�,.�lculation will bc t a='v��a,�un�tii���aajr'e�i�n3��� ���, ��'� °�:'�,��,�,_
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<br /> 101 Umlt�or lderest Rite Cliaa�es � ^'� � • •: A ,'`� `''.�.. ,��?,`',';'.' „ � �''�'""
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<br /> The intero4t rate 1 am reyulred to ps�y at'thc�rst Chan�:�a�',�iii�r„�"�e�,�'isr;.s� '�: ,31'�,�.�'p,�mr Iess •, � �. `� -
<br /> ---_ _-_-- -_a thao3.37" ���.Thcrcafter.atiyadjatitalstcinterestratewillne6,;�,�4�..a�;.��YC�.�w�s°s�oesus.su�ie���.te :� . _ �.g,Y - . .
<br /> by moc�e 1h�ut TWO penenl�ge poinq��12.n)from tt�mte of�R�r�st!,���b�e�-paymg�'Ai�e�r�.iJ"ing'L`u�oAfhs �, . s=�= =
<br /> My inte�re�st��a/te wiN ne�•cr�M greuter th:�t Z.375�k..wh�ch,�+�cfiq�:�ig�'"'�c�t1�m�sis."� a' : ;;:;; ` � � ;,;;it,�i��, ,
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<br /> - My new int�rest tate w�ill bcrunk cifcctive�n cach Changc�:�;:5�;��.:f•r�a��i����a��unt,p#`m;+,�:i�id�.Iy;:- " �'`;� ti',.,'P;°;,�,,-s.
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<br /> ` -=� pnyment beginning��n the firvt mun�hly pu�ment date after the�t�Far,�r DatP�usi�-;)1�`s�ir;�dsv��af mq maaPt�rfi3� �, � . =..,:
<br /> ___ _ _. ___�-=-� puymentclwngcsug•rin. ' . � _;�' �. 3 �� .�,�,. e.:�t,Y• � .
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<br /> The Nata Noldet iwill dcl��er ur mail tu mc s� n��ticc�+f any c.�ri�i`��:En.:�r�a�justable��n.sses�.;q.�ige.�:�h�;.'��.;;';;,��,:.w,,,',.;`:•�..;..
<br /> -- — amount of my munthly paymcut hefurc Ihr ef'1'ecti��•datc af au�►cbs�u�. �'1h�m�u-�ce wi11 include'��i�a�i�at�ara' , ' � '
<br /> ----'� raquitetl Ay law tn he giren me�axl al�„thr�itle and t�l��phane nu'�n�aa�+edfTst��:.�e:��?o will answer�z'sy:�i�ZeskFSia.:�,';`;.;�,;.+�:;�t,;� • -, _ .
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<br /> °-- -- B.�IX�:UINTi:RY.tiT NATk IIPI'N1N ,�•'=�,,;..;, ,,� , .E. : `� ,. .. ;ti,:.y%,,��J, ,
<br /> .ww'e�Linf '�7,..�� i.� �> ' "-� ,�!`s��'�t;'i.i.+'` ` F�;��;� . ,�,
<br /> ----_-- ---- Tho Nc�te rc►vidcw fu t e �, ruw 'r�� a . o c ^' �` � �.,•:.` �'I��.hq{��;,.`:•,,;;. �•
<br /> �- - - P r h H r cr pti n t� r n crt frnm aar,.;:���atr'tr'��1�:I��eA�irsi rate wi1:z�;n�ez�.t�t� .,.,: , fft+.Ji����;v',•�c,:>;t,��;:
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<br /> limitatnati�d intere�trulc a�1'i,IMn�•: ;.�a'���. �=��'� •.� ;,r'. ,, �. . ..t�' ,�..�a��Q.} ??�' �, .
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<br /> ��._-- �.FIXEU IN'M�•ltiS`I`RA'i'�L�tMI�I�kKM�l�t IN''1'N . ,. .� ,,, w� ; ;, .', ,. � =j;? �,,�t,�i:..�:.,:�,
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<br /> -- �-�� 1 huve a Com�er�ion Op1N�n�hnt l�cni���wrrci��untr.�1 sun in default c►v��x:��ation 5{A)will na.t�p�rroit,; ,.. . :. . ,;�.. . �
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<br /> --�_�� me to do Fc..The"C��met�N�n(�i��u""i•�hy�+�fHm i�►,on�•ert�hc�ntcrest r.�;;�;itii��quired to pay by this 1!141e:'.:`;'�;�;;;;��;`:;� . "
<br /> �.� fmman adjustabk rute with intere�t�aie lini�i+a�ttk•tired rutc wkut�tcd under 5ectm�n�($�•betow ;, , � r . �
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<br /> � � _ �ftfe com�ersian can only t�ke pl�e�►n u dut�rlti�>prcified hy the Nnte Hotdet dariif�the period beginnsng bu , t`` . � � � ..
<br /> -_ _ � �-- -.. . .._ th�tfn�t Cher�s[�ata an�t�attin��mlh�f�i'1h 1'h:�nu���:�le. i�sk�l►d�tr nn.which my•ad}ustabte interest rat�ca�t..,ti,!.t�.'. --'_._ - -
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<br /> --_ - -= rcM►ven tothe new tixed rute is r�lkd thN"['an�er�N►n pate." � �� `,�-`,'�:�>�=:;,.::�_ �
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