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<br /> 1'�t3ETHER �N(TH ull the improv�ments now or hepeatter�rect�d on the prngerry, and all easements,appurtenuncew.a�c,6 =;
<br /> fs;.t:s.w r.ax �r l:�reaft=r s� part of shP nmperty. All repl�tsements and additIons shult atso be covcred by tleis Sect+�Ity �
<br /> Ir�strument.All af¢he fc►regoing is rePerred to in this Securtry Instrument sis the"Property." �b?
<br /> BORRQWEEL COVENAIdTS thut Bonower Is Iawfuily sCisei!of the estate hereby canveyed and has the ri�ht to�mnt t�nd �
<br /> convey�he Property nnd that the Property js unencum'�ered, except for encumbrance� of m.s��d. �orre�yer wam!nt�und�vil1°��► �
<br /> defend genernliy the dtle to the Praperty a�ainst atl claims and demands.subject to any encum�rances of recard. ��
<br /> THYS SECUciITY YYVSTRUMENT cumbines uniforen covcnunts fur nallonai use and�►�n•uniform covenants 4vith lim'vtstt) � �
<br /> vnriations by judsdictlon to canatitute a uniform securiry instrument mverIng real pmperty 1�
<br /> t�NYFOltM COVENANTS. Borrower and Lender covenanl and egre�s�s follows: C�+'1
<br /> 1. Payment of Priiuipal and Interest; Prepayment nna i.uiC �:�.�q. :w�•���� =�`'�" ;"""'^'�Y nay when du� tt�
<br /> principal of and interest on the debt evidenced by the Note and any prepayment and late char�es due under the Note.
<br /> 2,Funds for Texes nnd It�svraotce. Subject to appltcable law or to a wrltten�vaiver by I�ender. Borrower shall psay ta
<br /> LenQer oa�t6c day rnonthly payments are due under thc Note,until tha Note ls paid Fn thll.a sum t"Funds")for:(a)yearly tflxes .
<br /> and assessments wtfich may attain prtority over this Security Insmimtint as a lien,on the PrapertY�(by yearly leasehold paympnts
<br /> or ground rents on the Property.if any;(c)yearly hazatd or property irisurance p�+emiums;(dy yarly flacxt insurance pnmiums, -
<br /> if any;(e)yearly mortga�e insurance premiums,if any; and(�a��sums payabla by Borrower to Lender. in accordance�Yith
<br /> the provisioas of paragraph 8,in lieu of the paymeat of martgaga ihsutunce premiums.These items are called"Escrow Items.°
<br /> Lender may,at any time,collert and hold Funds In an amount not so exceed the maximum umount a lender for a fed�h�lly
<br /> related mongage loan as�.y require for Borrower's escrow account under tite federal Real Estato Settlement Procedures Acl�af
<br /> 1474 as amended fmm time to time,•I3 U.S.�.Sectjon 2601 et seq. ("RFSPA").unless another taw Wat a�pi(es to the Funds •
<br /> sets a lesser amount.if so. I.eAder may, ai any dme,collect aad hald Funds in an amount nat to exoeed the lesser amount. •.
<br /> Lender may estimate the amount of Funds due on the basis of curirent data and reasonab�e esiimutes of expenditures of fliture
<br /> Escrow Items or otherwise In accordance with applicable law.
<br /> • The Funds shall be hel�l in an instlturion wteose deposits ara iasurod by a faderat agency, instrumentality. or entity =
<br /> ZincludIng Lender. if i.ender is such an institution)ar in any Federal Hnme Loan Bank• L.ender shall apply the Fuads to pay;tha =
<br /> Pscrow Items. Lender may not charge b3nrrower for holding end applyiu►g the Funds,annuaily m�alyzing the escrow acoo�ant,or,
<br /> verifying the Escrow Iterais,unless Lrencler pays Borrower interest on.tbe Funds and applica6lcs taw permits I.ender to make such�
<br /> � a charge. However,Lender may require 8orrower to pay a one-time ch�urge for an irtdepend�nt real estate tax repoRing serwi0s
<br /> used by Lender in con�aMion wtth t6is loan, unless upplicable !aw provides oti�erwise. Unless un agreement is msd� or, •
<br /> ' applicable law requims��4erest to be paid. Lender shall not be requiiec!to•pay Horrower any irterest or�ngs on the FundS. • � -
<br /> ' tiorrawer and 3.;enaer may agree in wridn�.i�owever.thai interact�a'uaiY'va�ni3 0�ttiE :urat�.L�S1cr ohsl!etss� B�.re��..
<br /> without charge{an annual acooundng of the Funds, showing creclita and d�its to tlie Funds and ttie pnrpose for wf�ich�¢aab,
<br /> ' debit w the Fuads wes made. Tbe Funds are pledged as addldonal se�curi�ty for all sums secured by this Secunity lnstiumens�
<br /> � If the Funds held by i.ender exceed the amouats permitted to be held by applicAble law. I.ender shall acoount ta Borrn�veu,• ,
<br /> for the e.eoess Funds in acoordance with the nequirements of applic�.ble law: If the amount of the Fa�ds held by Lender at�ny, �-
<br /> tune is not sufficient ro pay the Fscrow Items when due,I.ender mffy.so notify.Boirower in wsidpg.end.in sucA case Borro�yar •
<br /> shall pay to Lender the amount n�ss����to make ap the defidency. Horrower shall make hc�i the deRciency in no mora dlrn�
<br /> twelve monthiy payments.at Lender's s�1e:discm,tion. '�
<br /> = Upon payment in full of all surns'secw�ed by ehis Security•.Ihstcument, LenQer shall pmmptly refund to Boaower aqy
<br /> ` Funds held by Leader.If.under paYagraph 21. Lender shall acquiro ar sell�th�Froperty, Lender,prIor to the acquisition or�til�
<br /> * of the Prope►ty,shall apply any Funds held by I.ender at the tim�of ac�quis9tion or sale as a cmdit against the sums secur�d'byr:
<br /> = this Security Insuutnent. � . . .��� `�� . I
<br /> t 3.Applfca$on of Fa�mients.Unless applicable law peovides atherwise,ali payments ie�'eivec�by L��er►:�er F°..n�!'9'.� _
<br /> '_` 1 and 2 sheil be applied: first.to any prepayment charges due wKier tfie Note: semnd, to amounts payable under paragraph'��. ,
<br /> J, thicd,m inte�+est due:fourtil.to principai due;and last,to any late charges due under tha Nate. _
<br /> ,, 4.Churges; �teas. 8orrower shall pay ali taxes,assessments.chazges.fines and•impo�itions attributable to the Proptaty. .
<br /> Y � which may attain priority over this S�curity Instruenent. and leasehold payments or grouad rents. if any. Borrower shall:pay:
<br /> these obligu6ons in the rr+anner ptovid�d 3i'►paragraph 2,or if not paid in that manrter,B�rro�es�r�ahall pay them oa timn direo3l� �
<br /> ' to theperson owed payment. Borrower shall promptly furnish to L.ender al!notices of amounts tu'be paid•under this parag�epµ'1: .';.
<br /> If Borrower makes these paymeuts directly.Borrower shatl promptly fumish to I.ender receipts evidencIng the payinents. ' .:
<br /> " Borrowes shall proaipdy discharge any l�en which has priority over this Security Inst:ument wilass Sorrower:(a)agrees�ii��
<br /> '' wrlt�ng to the pay�nent of the obligation secured by the lien in a manner acceptable to Lender; (6)contests in good fal8i the 9Jsn�
<br /> '- by. or defends against enfonceiuent of the lien in, legal proceedings which in the Lender's apinion operate to prev�ni�E�1s� .� j
<br /> enfoxcement�tif the lien; or(c)secures from the holder of the iien an agreement�satisfactory t��Lender subordlnating the]i�n to• •
<br /> � this Securiry Instrument. If I..ender detemtines that amy part of.the Pmperty is�subject to a lien which may:Attain priority ov�r �.
<br /> ; this Security Iasdument. Lender rnay give Borcowcr•a notIce ideatify[ng the tien�Bomower�hnll satisfp thg'lieh or take ono 4� ,
<br /> ' � � more of the actions set forth above withfn 10 days of the giving of notica.
<br /> �� Form 8�21�� O:$Q� , .
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