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200110772
<br />(C) "Lender" is WELLS FARGO ROME MORTGAGE, INC.
<br />Lender is a CORPORATXON
<br />organized and existing under the laws of THE STATE OF CALIFORNIA
<br />Lender's address is P.O. BOY 5137, DES MOINBs, 1A 503065137
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is FIRST AMERICAN TITLE INSMIA,NCE
<br />, ,
<br />(F.) "Note" means the promissory note signed by Borrower and dated OCTOBER 22, 2001
<br />The Note states that Borrower owes Lender SEVENTY THOUSAND NINE HuND12Ep AND 00 /100
<br />Dollars
<br />(U.S. $ * * * * *70, 900.00 ) plus intcrest. Borrower has pron-dsed to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than NOVEMBER 01, 2021
<br />R) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(C) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower, The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />L. I Adjustable Rate Rider 0 Condominium hider 0 Second Home Rider
<br />O Balloon Rider 0 Planned Unit Development Rider Fl 1 -4 Family Rider
<br />0 VA Rider D Biweekly Paytrient Rider 0 other(s) [specify]
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulation$,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable tinal,
<br />non - appealable judicial opinions.
<br />(,l) "Community Association Dues, Fees, and Amemmients" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, horneownery
<br />association or similar organization.
<br />(K) "Electronic Funds 'Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automalcd teller
<br />tnaebine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those: items that are described in Section 3,
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or ornissions as to, the
<br />value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
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