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<br /> � ' � • TaC3ST�BR W[TH all the improvements uow or hereaf�ee emctcd on the propercy,sind ul!eu.semente,uppurtenance9.and �=
<br /> • ' v: ; fintures raow or het�►fter u pnrt of the pragecty. All r�plucem�nts and uddidons shall ulso be cov�red by this Securlry ��
<br /> ��u Inssmiment.AIl of the foregoiag ta c�ferred to ia this Security Insuument na the"Property"
<br /> � Y1�
<br /> � � �aRR0�1lER COVi3NANTS thnt Borrower is lav�fully seised of the estete hereby conveyed an d hes t he r�g h t t o�n t a t a n d _
<br /> ���� coavoy the Pruporty and thut the Pmpercy is wtencumiured.except for encumbrnaces of record. Borrower wnrmnts end wUl
<br /> ' � ` d�fead�e�em�ly e�e dde to the fiogarty ugaiast sill cloiuna und demands�aubject to aay eacumbrances of reoord. `..:.
<br /> ���;,;,+ THIS SFCURITX WS1'RUMSNT combinea unSfarun covenanta for nationnl use and aoa-unifonn coveuanta w►th timirs�,d —
<br /> ." ,ti, , varlations t+y jurisdicdon to conatitut�a uNform srcurlty 9nsmunent covering real pmperty.
<br />- UNYFOItM COdBNANTS.aorrower and Leader oovenent and ugree as foUowa: when due the
<br /> r`.� i. 1Puywient oi Pelaet�al aeid Interes� PrePeYrBe�t end Late Char�cs. Borrower shatl pmmpQY PaY
<br />,;-- principul of ead iatemst on the debt evidEnced by the Note aad any prcpuymeat and late charges due uader the Note.
<br /> � -.::.�� 2.�a�s for Taxcv and Iwsw�nee.Subject to applicable law or to a written v�a�ver by Lender. Horrower ahaU pay to
<br /> =��°,�:`�� l,eader on t�e day montbty paymeats are due under the Note.uatll the Note Ia paid in fuU,a sum("Funds")for.(a)yearly taxes �
<br /> �"'""" aad assessments which may attain priorlty over tbis Securlty Insuument as u llen on the Property:(b)Yeariy leasehold paymsnts
<br />-�� or grounai rents on the Prope�cY�[f aay:(c)Yeurly hazard or property iasurance premiums:(d)Yearly flood Insurauce Premiums.
<br /> =��:;r�� If anyt(e)Yzarty mortgage iasuranoa Premiums.i�F nny:end<fl�Y a�PaYable by B�rrower to Lender, in a�oordance with
<br /> .�_- the pmvLsions of paragraph 8.ia lieu of the payment of caortgage insurance premiums.T1uxe itans are c�11�°��'°w Items."
<br />---- -- I.ender may. at any t[me� collect and hold Fuads in an amouni aot to e�coeed the maximum amaunt a lender for a federally
<br /> _��°_-� eelaterl�artgage ioan may require for Bon+ower's escrow account under the federnl Real Estate Settlement Pror,cdures Act af .
<br />�°��� 1974 as amended fmm dm�w time. 12 U.S.C.Secdon 2CU1 u seq.('RBSPA').usiless enother law that applies to the Fuasis
<br />:zR:�„ sets a lesser amouns. If so, Lender may,at eay time. collect aad hold Funds in an aa�ount not to exceed the lesser amonnt.
<br />�'r xi'�� Lender may esdaiate thB a�annaat of Ftutds due oa the basis of current data$nd�sanable estimates o�expanclitares of fature _
<br /> --�4� Bscrow Itans or otherwise in axordance�vlth applicable law.
<br /> -- - 11ie Funda shall be held in an instltadon ahose deposits are insured bY a federat agency, insuvmEn�.�P�t�
<br /> - (iaeludiag Lender.if Lender is such cta ic►stitution)or in any Faleral Home Loaa Baak.Lender sduU$pP Y�e esemw aocount,or
<br /> ---° Sscrow Iums.Leader a�ay aot charge Borrower for holdiag and applying the Fundst annually analYzing
<br /> - verlfying the Bscmw Items,unless I.endrs paYa Bonower iaterest on the Funds and�ppltcable law permits I.ender to malce such
<br /> -- a charge.However.Lender may re�quire Bonower to pay a one-tiane charge for en independsnt rea!estate taa regort�8 s�m�
<br /> � used by Lender in connaxton with this loa�►, unless applic�ble law pmvides atiteawjse. Unless an agreemem is mada ot
<br />�° ���e tmi,y rr.guires intemst to be paid,I,ender shatl aot be reqnired W pay Borrower suy interest or earnings�th��s�' ,
<br /> Bairower aad Leader m�y agroe in wrlting.however,that interest shall 6e paiG an tae i�mas.i�e;uctcr s�iail Bn'o
<br /> without charge� an ennual axuwntiaa8 of the Fuads,showing credits and debita to the Fuads aad the purpose for which each
<br /> debit w the l�nds was made.l'�e Funds are pledged as addittonal securitl+for all sums secured bi+this Securiry Insm�mant. ,,
<br /> 1f ihe Ftwds held by Lender excee�d the amounts permitted to b�held bY aPPllcable law, Leader shall aa;ount w HorrAwei
<br /> faz the exc�ss�u�nds in acc;ordance wlth tha re4u���of apglicable law. If the amount of the Fuads held hy i.ender at�ny
<br /> ��etine is not sid�cient to pny tbe Esczow Items when due�I.eader t�ay so notl€y Bormwer ia tvrlst�ffi,e��,[n sueh case Bormwer _
<br /> �:;�hhall pay ta Laader tho mnouat neassa�Y w make nP the defidency. Borrower shrdl make up�the defideacy�n no more than
<br /> r� twelve inoatlily pnyments.at L�ender's aole discretion. "
<br /> _= ZTgon;pr�ment in fuU of all snms securcd by thia Secudty instnunent,L�ender shall P��?�Y refun3 to Borrower.�{►y
<br /> F�nda held by Lt�tder.If,under p�h 21.Lender shaU acquire or sell tha Property.Lender,PrEor to the acquisl�ton�r.sE►�e
<br /> of the 1'mpartY.slufll aPPly a�'Fuads held by Lender at the time af acquisitiot4 or sale as a credit agaiast the snms sxur�d'liY -
<br /> thia Security insuumsnt. p ' ents reooived b Leader und�er pRr�rapl�s -
<br /> 3_ Applte�on ot P�aymeats.Qdess applicablo law rovides othenvIse.a11 Pay�a y le uader . ?d�:
<br /> :.�saa i and��ss11 be applied:Srat.to enY P�P��t�TBes due under the Note�seoond, w amounts FaYab P��
<br /> _..__..;t� �,t���st due:fmunh,to prindpnl due:and last�t�any late cbarges due uader the Note. . � ,
<br /> � 4.C�iSirBes;Li�as..Borrawer s�All pay all taxes,asessmeats�char8es.6aes an�l impositic�ns etaibwable w the Prope�tY
<br /> _ wluch snaY att'aia Priar7ty over this Sec�ttitY Ynstiumeat.aad leasehold paymeata or grouad rents.if aaY.Sorcower shaU gay
<br /> these obli�tlons in the�nner provided in P��Ph 2.or if not paid in that manncr.8ormwer sHall gaY them un time direcdy
<br /> - to ttu p�rsbn 4wed p�rasnt.Banmver shall pmmptlY fiamish w I.ender a11 norices of amoumts to be paid under this paragraph.
<br /> ",;- ents d9rec21y.Borrower sl�l promPtlY ftimish to Lenda=eceigts�cvldencing the paymants.
<br /> :.;..:� If Borrawei ma�these Paym
<br /> -- Bamawer shall gromptlY dischar8e anY liea which has prlorlty over this Secudry Insau�ent unless Bonower:(a)a8roea in
<br /> wrfdng ro the g�ya�tt o'f qhe oblfga��n secu�d 6y[he lien in a manner aoc�pmble to L�eader,@)oontests�n good fnith the lim
<br /> ----- by,or d�fends agalnst e�►f�neea�ent of the lien in, legal Pmc��n8s which in the Lender's opinion opetat�e to prevent the ,
<br /> --.:.:�J���. , eafaroemast of the lien:or(e)so�s t'rom the holder of the ll�sn an agroemeat satisfactory to Leader subordinatin8 t='.�d#cu to
<br /> ._..; e .., wttain n�ir' �dYts
<br /> - � �;�D�e!�t. If leader determiues ttuat aoy gsrt of t�e Prag..rty ls subjoct th a tien ..hic*r maY--- '�3'
<br /> - -- - this Sexarcty Insuument,Lender maY give Bomower a noHce fd�4'j►Ing the Uen.�omower susit i�g�:u�l:ea ar�,��e�ar
<br /> - ---- more otth�actiars�:.'t�msth above witWn 10 duYs of the giving of notice.
<br /> ,_ ----- Form 3C��J 6i9b.
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