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' `' <br />DEED OF TRUST V <br />Wells Fargo <br />PO Box 93300 <br />Albuquerque, NM 87199.3300 <br />THIS DEED OF TRUST ( "Security Instrument ") is made on December 5, 2000 The trustor is <br />Michael R. Manthey and Judith A. Manthey, husband and wife <br />( "Borrower "). The trustee is Wells Fargo Bank Nebraska, National Association <br />( "Trustee "). The beneficiary is Wells Fargo Bank Nebraska, National Association <br />which is organized and existing under the laws of United States of America and whose <br />address is 3404 West 13th Street, Grand Island, Nebraska 68803 <br />( "Lender "). Borrower owes Lender the principal sum of <br />Twenty -Nine Thousand Two Hundred Seventy -Five and 36/100ths--------------- <br />------------------------------------------------ ollars (U.S. $ 29, 275.36 ) <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on November 28 r 2 01 2 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />The E2 of Lot 1 and the E2 of the South 38 feet of Lot 2, Block 14, West <br />Park Addition, City of Grand Island, Hall County, Nebraska. <br />which has the address of 1 004 North Sherman Avenue, Grand Island (Street, Cityl, <br />Nebraska 68803 ( "Property Address "); <br />lZip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will <br />defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited <br />variations by jurisdiction to constitute a uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to <br />Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ( "Funds ") for: (a) yearly taxes <br />and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments <br />or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, <br />if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with <br />the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." <br />Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally <br />related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of <br />1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ( "RESPA "), unless another law that applies to the Funds <br />sets a lesser amount. I1' so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. <br />Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future <br />Escrow Items or otherwise in accordance with applicable law. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 9/90 <br />NI 12T97 MTG VMP MORTGAGE FORMS - (313)293 -8100 - (800)521 -7291 Page i of 4 Amn dr i r, /Q1 <br />D <br />T <br />-min <br />Z= <br />c , <br />o <br />n U) <br />o <br />N <br />r) <br />T <br />r n <br />� <br />M <br />O <br />7C <br />r- <br />-G O <br />O <br />O <br />—� <br />CU: <br />rn <br />co <br />F'' <br />.... <br />p, <br />rTr <br />r <br />r n <br />Cn <br />co <br />G7 <br />0 <br />W <br />Cn <br />Cn <br />C!) <br />[Space <br />Above This Line For Recording Data] <br />' `' <br />DEED OF TRUST V <br />Wells Fargo <br />PO Box 93300 <br />Albuquerque, NM 87199.3300 <br />THIS DEED OF TRUST ( "Security Instrument ") is made on December 5, 2000 The trustor is <br />Michael R. Manthey and Judith A. Manthey, husband and wife <br />( "Borrower "). The trustee is Wells Fargo Bank Nebraska, National Association <br />( "Trustee "). The beneficiary is Wells Fargo Bank Nebraska, National Association <br />which is organized and existing under the laws of United States of America and whose <br />address is 3404 West 13th Street, Grand Island, Nebraska 68803 <br />( "Lender "). Borrower owes Lender the principal sum of <br />Twenty -Nine Thousand Two Hundred Seventy -Five and 36/100ths--------------- <br />------------------------------------------------ ollars (U.S. $ 29, 275.36 ) <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on November 28 r 2 01 2 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />The E2 of Lot 1 and the E2 of the South 38 feet of Lot 2, Block 14, West <br />Park Addition, City of Grand Island, Hall County, Nebraska. <br />which has the address of 1 004 North Sherman Avenue, Grand Island (Street, Cityl, <br />Nebraska 68803 ( "Property Address "); <br />lZip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will <br />defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited <br />variations by jurisdiction to constitute a uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to <br />Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ( "Funds ") for: (a) yearly taxes <br />and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments <br />or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, <br />if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with <br />the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." <br />Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally <br />related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of <br />1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ( "RESPA "), unless another law that applies to the Funds <br />sets a lesser amount. I1' so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. <br />Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future <br />Escrow Items or otherwise in accordance with applicable law. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 9/90 <br />NI 12T97 MTG VMP MORTGAGE FORMS - (313)293 -8100 - (800)521 -7291 Page i of 4 Amn dr i r, /Q1 <br />