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200110694 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Jennifer An a Hruby - Borrower <br />(Seal) <br />- Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />STATE OF NEBRASKA, Hal l County ss: <br />The foregoing instrument was acknowledged before me this 1-9th day of October <br />2001 by Jennifer Anne Hruby <br />Witness my hand and notarial seal at Grand Island <br />County, the date aforesaid. <br />My Commission Expires: <br />(M- 4R(NE) (9604).01 <br />B <br />i <br />GENERAL NOTARY-State of Nebraska <br />III IRVIN J. REED <br />My Comm. Exp. Dec. 17, 2002 Notary Public <br />Page 8 of 8 <br />in said <br />