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200110650 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- - <br />-TONY D CLARK -- Borrower <br />AKA ANTHONY D CLARK <br />(Seal) <br />KRI CLARK -Borrower <br />(Seal) (Seal) <br />- Borrower - orrower <br />(Seal) <br />(Seal) <br />- - Borrower -_ <br />- - - -Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />-Borrower <br />�_ <br />Initials: � l—% <br />-6(NE) 4ft l0005l Page 14 of 15 Form 3028 1/01 <br />