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<br /> papment�may no lon�cr be required.nt the optian af Lendee, if mongogc insur.uise coverage(in thc amount nnd f�r the Reelod °
<br /> that i.ettdcr requlrrs)pravidod by un insur�r upp�oved by Lender uBuln becantes uviiiluble nnc!is vbtnined. �arrawer shuli pay
<br /> the pmmiums rcyuired ta maintnin mortgaIIe insurmtca in sffect,or to pravide a toss reserve,umfi thc mquimment for mortBage _
<br /> insurmtce ends in uccordc�ttoe with any�vj�ltten Ugrcement lsetwc�n Barro�ver und Lender Ur applicublc la�v.
<br /> 9. Ins�cctton.Lcnder or its ag�nt muy make reasonabie entrles upon and inspeciiong of die Prop�rty.Lender shull give
<br /> �rrower notice at thc timo of or prtor to an insperti�n sgtclfyeng reusonuble cause far the inspection.
<br /> 10. Candet+anuUon.The praceeds of uny uward ar claim for damages.direct ne consequential, ip connection wltb uny
<br /> condcmnation or other tukin�of nny pnrt of che Fropxny.or for conveyurtce in lieu af candemnutian,ure hereby assigned ond
<br /> shall be patd to l.endcr.
<br /> In the event of u total takiug of the Property.the proceeds shull be upplied to the sumx secured by this Secur�ry Instcumea�t.
<br /> whether ar nnt then due. with any excess paid to Barrower. Yn the event of u parti�l tciking�f the Prapsrty ln which the fafr
<br /> market vs�lue of the Property immedintely before the tnking is equal to or 6reuter than the amaunt of the sums secured by this
<br /> Security Instrument immedlately before the takins.untess Bomower and Lender otherwise ascee in wrltIng.the swns secured by
<br /> this Security Instcument shull be reduced by the iunount of the pmceeds muldplied hy the fotto�ving fraction: (n) tha tomt
<br /> Fu�tount of the sums secured immedIately before the takjng,divlded by (b)tha fair murkei vulus of the Property irnmediately
<br /> beiarE the t�ng. My balaace shall be p�id to Borrowet. In the event of n partial taking of the Property ia wbich the teie
<br /> market value of thB Property immedituely before the taking is less Ehan 1he amount of the sums secured immedintely befor�e the
<br />' takiag,unleas Barno�ver and Lender otherwise ugree in wridng or unless applic�ble law othenvise provides,the pmc�eds shdl
<br /> !re s�tpl�ed to the s�pns�ure116y dus Srcurity lnstn�mept whe-*Jtet ot not the sums are then due. .
<br /> If the Property is abandorted by Horrower,or if.ufter notice by Leader to Borrower that the condemnor offers to mal:e an
<br /> award or settle a claim for damages, Borrower fails to respond to Lender wtthin 30 days after the date the nottoe is given,
<br /> Lender is authorized to collect and apply the proceeds,at its option,either to restoration or repair of the Property or to the swns
<br /> seau+ed by this Securlty Instn�ment,whether or aot then due.
<br /> Unless Lender and gorrower otherwise agree in wridng,any applicadon of p�s to principal shall not extend or
<br /> postpone the due date of Wa montWy payments referred w in paregraphs 1 and 2 or change the amount of such payments.
<br /> 11.Borroties Not Rele�sed;Forbearance By Lender Not a W�ver.Eateasioa of the tlm�for payment or modificadon
<br /> of omortization of the sums secured by thts Secwlty Instmment granted by Lender to any sucoessor in Iaterest af Borrow�er s]uU
<br /> noi operate to release the lialsitit7r of the origiaal Borrower or Borroaer's sucoessors U�interest.L.ender shall not be nequir�d to
<br /> wmmence proceedings against any sua�essor in interest or refnse to ext�nd dace for payment or othenvise modify emortizati�on
<br /> of thn sums seaved by this SECUrity Insmunent by reason of any�emand made by the original Boxn�wer or Borrower's
<br /> successors in int�rest. Any forbearance by Lender in exerctsing any ri�ht or remedy shall not be a waiver of or pre�lude the
<br /> exerciise of any right or remedy.
<br /> , `IZ. Suace.ssors aad Assigns Bound:Joint and Several Lfabllity; Co-sfgners. The covenanta and agreements of this
<br /> Security Instrument s1�aU bind aad benefit the successnrs and essigns of Lender and Borcower, snbject to the provisions of
<br /> paragraph 17. Banrower's covenants and agoe,ements shall be joint assd several. Any Bomower who co-signs t4is Security�
<br /> . Instiument but cl�s not execute the Note: (a) is casigning tt�is Seairiny Instiument onLy w n�ort�s,grant aad convey tGatc
<br /> .. Bomower's intemst 9n We Property under the terms of this Security Inseniment:(b)is aot personalt�r obligaced w pay d►a sums
<br /> secured by tiva Security Instcument;and(c)agrces that Lende�and any nther Borrower may agee to extend,modify,foibear or
<br /> make any accommodations with regarci to the tem�s of this Securiry Insaument or the Note without tliat Borrower's consem_
<br /> 13.Y.oam C�targ2s.If the loan secured by this Securiry InstnimenR 3a subject to u law which se�s maximum loan ch�argeso
<br /> and that law is fu�ily imerpreted so that tha interest or other loan chat�es oollected or to be aollectad in oonnection wIth the �
<br /> � loan excEed the peirtnitted limits.then:(a)azry such loan charge shatl br�redvced by We amount necxssary W neduce tbe charge �
<br /> to S�e permitted Itmtt:end(b)any sums alirady collected from Bomower ivbich eaceeded permitted limits will be refunded to
<br /> Baritower. L.ender may clloose.ta make t1�is refund by red�eeii� the principal owed under the Note or by making n dicat
<br /> pgyment to Borrower. If a refluitl reducea prlucipal. the a�ductfon�wlll be tieat�d as a partial prepayment without eny
<br /> - prepaymeni cnarge utnier ii�iiinc.
<br /> 14.Notloes.Any notice to Borrower pravlded for in this Socwity"Instrument shall be given by delivering it or by mailiqg
<br /> . itby,first class mail unless applicable taw requires use of enather method.The notice shall be dit+ected W the PmpertY Ad�lrtss
<br /> ar any otber address Boreower designates by notice w Lzader. Any notice ta Lender shall be �iven by firat class mail ta
<br />° Leader's addr�ess stated�erein or any other address Lender designates by noace to Horrower.Auy uoii�piovid�i far i�,ihim
<br /> Setvdry Iactivment shall be deemal to have been given W Borrower or Lender when given as provi�ed in this parag�aph.
<br /> 15.Gvverniug Law; 3everablltty. This Security L�stiument slludl ba govemed by federal laa and the law of the
<br /> . Jurisdlction in which the Progerty is located�.��a We event that any provisIon or clause of this Sec�rity Instcume�t or the Note
<br /> coiullcts with applicable law.such conflict shal aot affect otlaer pmvisions of this Security Iasuument or the Na►te ivhich can be
<br /> given effect without the conflicting provisiop.Ta thls�d tf}c provisioits of this Security Instmmens und ttte Notc�ssie declarod
<br /> _ to be severable. .
<br />,. 16.Boiv�ower's Copy.Borrower shaU be given ons cnpformed ca�y of the Note and of this S�curiry InsttumtP,nt. ,
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