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<br /> T(2tlETH�ft EWITH�il the impr��vements now on c�reaRcr en:ctcd on the property,antl ull casrntentix,itppurtcnattcey,tutd
<br /> Fittturcs noev ar hemattcr a part nf tlic pr�►petty. All replacenu�ux and additinns tihall nitio 6c ct�vcrcct Ny Ihiy �ecurity
<br /> Instrument. Ail nf tlu furc�uiiiB ia rcfcrrcd to in thix Sccuriry Instrumcnt as thc"Pmpeny."
<br /> BQRROthIER COV�NANTS th�t�nrrowcr ix I�wfully scised uf the estatc hcnby mnvcycd i�nd huti thc riliht to�runt und
<br /> convey the Propeny and thut the Pn�perty is unencuenbcrcd. except fiir encuml�mnces uf re.c��n1. 8arru�vcr wurrunts und will
<br /> defend genemll�the tide to the Properiy agninst idl claims und demands. subject eo�►ny enrumbcr►m���f recurd.
<br /> THIS 5ECUt21TY iNSTRUMERiT rambines unifarm rover.ants Pnr nc�tian�l u�e:utd itmrt�nif�►nn rnven�nt+ai�h limitcd �
<br /> vnriations by jurisdictiun to cunstitutc u unifarm xscurity instrument wvcring mul property. •
<br /> UNIFORM COV�NANT3.Borrower nnd Lr.rtder cuvenunt aed agrec�.s follaws:
<br /> 1. Pnyment �f Prt�ctpa! and [ntemsti I'mpuyment nttd Lnte Chnrges. 8amnw,3n:�h�ll promptly puy when due the
<br /> principut of nnd interest on the debt evidenceai by tite Note and any pmp�ymrnt nm1 lute ch�.tige.c due under the Nate.
<br /> 2. Funds for Taxes u�d Insursuue. Subject to applicablc Inw ar to u�vritten waiver by l.ender,8orro�ver sh�tt pay to
<br /> Lender on the dny monthly payments nre due ander the Note.until thc Nnte is paid i�fuil,n sum("Funds")far:(c►)ye�arly tnzes �
<br /> And ossessinents which may uttain priodty over this Security Insuument as n lien on the Propzrty:(b)yearly leasehatd payments
<br /> or grourtd rents on the Property.if any;(c)yearly holutd or pmperty insurnRCe pmmiu�s;(d1 yearly flood insurance premlums.
<br /> if any:(e)yearly mortgage insurunce premiums. if stny;and(�any sums�ayable by�orra�ver to L.ender. in nccordnnce�vjth
<br /> the pmvisions of pamgraph 8,in lieu of the payment of m��e insurance premiums.7Yt�so it�ms�ra culled"Escrow Items."
<br /> Lender may.at any time. collect:ued hold Funds in an o�tt�'riot[q,�src+d t4l�.taaxlmum•cimauat a lender for a federally
<br /> related mertgage loan may�uire for Borrower's escmw aocount under th¢te��ml�Rc�l Estute SetUement Prouedums Act of
<br /> 1974 us nmended from time to ti�e.•12 U.S.C.S�cilu�i 2GOt et sey.(°RE4PA°).unless anothee faw ttiai apptics to thc Punds �
<br /> sets a tesser amount. If so, Lender may. at any t�me.cotlect and hold Funds in an amaunt nut to exoeed the iesser umount.
<br /> Lender may estimmte the amount af Funds due on the basis of cuneot data and reasonable estImates of expenditares of future
<br /> �scmw Items or otherwiss ia accordance with appllcabte Iaw.
<br /> The Funds shn11 be held in an institudon whose deposits are insured by a fedenil agency. insbumentality. or entiry
<br /> (including i.ender.if I.ender is such an institudon)ar ia any Fe�eral Home Loan Bank.Lender shall rgply the Furtds to pay the
<br /> Escro�v l�tems. Lender may not cha►�e Bor.rower for kolding and applying the Funds.annurlly analyzing the escrow aocount,or
<br /> verifyin�the Escrow Items.unless I.ender pays Borroaer interest an t6e Funds and applla�lole!aw�srmits Lertder w cnake such
<br /> a charge.FIowever,Lender may require Borro�vrr to pay a one-tirne charge for an indeQeadent real esEt�te tax reporting servtoe
<br /> used by Lender in a3nnection with this loan, cu�less appllcuble law pmvides othenvIse. Llnless �agn�ment is �a3e or
<br /> applicable law requires interest to be paid,Lender�hal1 not be required to F�y Bomo�ver c�ny interest or eamings on the Funds.
<br />' �n.—�«c-r�d i.c�3ar mr�a�w+:�ritiag, t�o:v�er.ttssi��..�...a�i sha24 be � r.0 t�F��ds. �er st��yp cn t�-,�mwPr,
<br /> withaLZ charge. sin atlnual acca�nr.img of the Funds. showing credits and debits to tho Faaaids aad the purpose for�1'r.is6 each
<br /> debit to¢he Funds tras made.Ttle�uads are pled�ed as additional security for ell sums secured by this Security Jnsuumant.
<br /> If the Funds i�etc�by L.ender excead the ataouv�ts permitted to be held by applicable law.Lender shall account to Bomnwer
<br /> for ttze'�c'xcess Funds in accozdunc�wiih the requnnements of applicable law. If the amount of the Funds held by L.ender at ttny
<br /> tir��5 saa�sufficient to pay the gsc�+ow Items when due,Ixnz�er may sa notify Borro�ver ia�miting.and.in such case$orrower
<br /> shall pby to Lender the amount ttaocssary to make up the de��iency. Horrower shall matie up the defic3ency ia no raore than
<br /> • . twelve monthly payments.at Lender's sole discretion.
<br /> Upon paymeat in full of atl sums secured by this Seturity Instrument,Lender shall pmmpdy refund to Bortower any
<br /> �unds held by I.ender.If.under para�taph 21.Lender shall eoquire or se11 the Properiy.Lender.prior w the ecquisition or sal�e .
<br /> _ of the Proparty+,shall apply nny Funds held by Lender at the time of acquisition or sale as a cmdit against the swns seaired by
<br /> thia Security Instrument. � .
<br /> 3.Appl[cetion of Paymen�t.Unless applicable law provides otherwise,atl payments tr�eived by Lender under paragraphs
<br /> 1 and 2 shs�p be applied: first.to any prepay�c:�ne.charges due uader the 1�Idte;seoond.to amounts payabl�under paragraph 2;
<br /> tbi[d.to enterest dei�;'�`oyrth.to principal due;�a�r��ast,to any late charges e1�e under the Note. -�
<br /> - 4.Chsr¢es:X:�t'��Borton+er shall pay alf taxes,assesscaents,charges,fines and ImposiHons att�ibhtnbl�to the Property
<br /> whic?��•rNray attain priority over�fis$ecurity Inswment.ancl;4easehold payinents or gtounA rents, if az►y. Borraw�t sflall Pay
<br /> .. these libNgations iu the manner p�bvided in para$raph 2,or if not paid in that manner, Bomow�r shall pay ihem Q�n'si'me directly
<br /> to tha person owed�yment.Borrower shall p�fmptly fumish to Lender all notices of amounts.to be pai�:�ynder this parag�aph.
<br /> _ � Tf Rn*mwe*makes t�.+se payments directly.Rnr�wer shall prompily furnish to Lender receipts evldeti�i�g tha payments. ... ...
<br /> � °artcsucr ah�1l'pross�tlY disehur&e saY lien�vl3ich l�as priority over th;s S?rnrity��ss.n�.ment t!n�e�s Rnrmwer:(a)agrees In ,::;,.
<br /> wriring to the payment of the obligat�on securad by the lien in a manner acoeptable to Ixa�tler;(b)oontests in good fftiih the Iten :''
<br /> s by. or defends against enforoement of the Iten [n. legal proceedings which in the L,ender's opinion opeiate to +�revent th6, ,•
<br /> enforceinent of th�98en;or(c)secures from the holder of the lien�n agreement satisfactary to Lender$uboidinating the lien t� ''
<br /> ! tbis Security Ins�eut. If I.ender determia�that any part of the Property is subject ro a lien whic�a vi�ay attain prIority ovex. '
<br /> � this�urity Instrhment, Lender may give Boi'rower a notice identifying the lien.Bonower shall sausfy�.he lien or take onepf�� .��
<br /> �pc�a"�';'the accions set forth above withiw 10 days of the�ivtng of nodce. •
<br /> � Form 3028 8180
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