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200110642 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />UP6(NE) (0107) <br />'Ok' (Seal) <br />LA ENCE D. PALACZ - Borrower <br />Seal) <br />fQUETANE K. PALACZ P$-Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />Borrower <br />Page 14 of 15 <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />1300374093 <br />Form 3028 1/01 <br />For Use by Non - Borrower Party with Interest in Collateral Property <br />