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<br />-- �'��� AD�U3�'A�L.E ��� 1ZIDE�t �-
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<br /> � (1 Nca�'�'rca�;ury Qndex-I3nte Cags) �,..--
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<br />`�_.�,;.::�_.�'� . MARCH .
<br /> rHIS ADJUSTA�LE IiATE RIDER is mudc thls 12TH day of . __
<br />- 199`� ,and Qs incarporatod into und aholl be deem�d to umend und supplement the Mort�age,Deed of E-_
<br />''''�'�:-� ` ' Ttust or 3ecur�ty Dced(the"Secur�ty Instrument') of the amrte dute�iven by the uttdersign e d(t he"Borrower")to �"=
<br /> s the Bo 's Adtu tuble Rat N tec�e'N t " to --
<br /> --- -- - Y�e�ettabto�u��d�ng ea'9 �Loaa Aesoc�at�on�r Or�n��te�end� 8ebreata, A Federd 9aotn�e Dan1
<br /> ` '. ,`� (the"Lender")of the same date and oovering the property descrlbed in the Securiry Iusuumaat�u►d located at:
<br />;�:;,-, ,:,� � 14�19 W AIRPORT RD CAIRO, NEBELASKA 68$24 —
<br />- _ (ProPertY AddtessJ
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<br /> -°-"- • TME NOTE COM4A►iNS PROVISIONS AU.lR11N�N0 FOR CI�#AiV�ES IN THE INYER@SY
<br />--"TM:�.�r,?��� RATE AND TH� MONTH4Y PAYMENT. THE NOTE LIMITS THE AMOUNT TH�
<br /> `'° .���-� ' BORROWER'S INTEREST RATE CAN CHAN(iE LOY AiYY OPIE 'rliWE AP�D Tb@ �
<br />_ �w3���� M/lXIMUM RATE THE BORROWER MUST PAY.
<br /> :;��3�r� ADDIITONAL COVENANTS.In addttion to the covenants and agreements made in the Serucity Iasuument,
<br />=`*f��,�`����� Borrower tu►d Lender fiuther covenant and agreEas follows:
<br /> ry ..L:
<br /> ��'='_�� A,dNTEgEST RATE AND MONT�II.Y PAYMEN�'C�GF.S
<br />�-'�� � 7.250
<br /> '°:r.,_�
<br /> The Note provldes for an inidal intereat rate of %.The Note pnovides for changes in
<br /> __�;�;�� the interest rate and the monttily puyments,as fdlows:
<br />--=�'���
<br /> 4.INTEIZEST RATE AND MONTHLY PAYN�Lid'a'�'"�a�iv%a `
<br /> ...yi'is� , . ..
<br /> .:-::.� . (AI)CL8I1$C DfltCB � .8IItI 013�
<br /> �:°:;'� The interest rate I wID pay may chan�e on the fust day of APRI L 200 , e Date:p
<br /> _�� ' day every 12th month thereafter.Each date on which my interest iate oould change ia callod�'Cbang
<br /> --_ (g)The Andex
<br /> -=��>r� Beginning with ihe.fii�st Cl�n�e Aate,my interest rate will be based on aa Iadeac. The "Iadex"is the weekly
<br /> _;.��9{6..
<br /> ::.•.< av�age yteld on Unit�d States Treasury securides adjusted to a constant maturiry of 1 year,as made a � Y
<br /> ---_-- the Federal I�eserve Board.The most receat Index Sgure available as of the date 4S days before each Cliange Dute
<br /> � is called th�"Current Iadeac."
<br /> ----- If the Index is no tanger avaitable.the Note Holder will choose a new index which ia based�apon comparable
<br /> __.f�:i�;� , ' ,inforatation.The Note�I�Iotder will give me noaoe of this choice. .
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<br /> -- --' --- � (��CIl�Bu0I1(ItCtl811gfS --
<br /> ._--_- ° Befa�Cac�Cha�,�e Date.the Note Holder will calculate my new interest rate by addin$ . `�,o)w the Curiern
<br /> -� �� T9�D�: ,� pe�ceatage point(s)( 2.�00 .
<br /> _<;::`;� Index. '�ie Note Holdec wUl then round the result of this addidon w the �ar�st oae�ighth o�one�eroenmge
<br /> — point(0.1259b). SubjeM to the limits stated in Serxion 4(D)beloa.thte muitde�d amount will be my new interest
<br /> _ _=� iate v,t�.1 die neat Ct,�ge Date. -
<br /> ---- Th�Note Holder wW Ueen de.termiae the mmvwit of ttfe mcsatFstY F$Y�thai wonid be su�icie�to repay the ._
<br /> .M1��� �g p�neipal that I em eacpected w owe at the Change Date in ftill on the Mnturity Date at my new inurest rau ,
<br /> . ia substanttallY equal paYments.'Y'he result of this calaaation will be the new amount of my inqnthlY PaY�t•
<br /> -;:�:a�v • ' . �
<br /> -�..� (p)Limtts on Iaterest Rate Changes 9.2 50 9�
<br /> -- = The interest rate I am required w pay at the i'arst�Change Dato will not be gceater than
<br /> -_-:~���. or less than S.2 50 °J.TBereat�er,cay interesc rate w111 never be lac�+eased or dacreasod on
<br /> --""�`.� �'i�d��-�8?nate by mnre than two t�ercenmge t��(2.09b)from tlae rate of��est I have beea paying
<br /> --�_=�_-�'- for the precedio,g twelve raonths:My intere�t�wilt navra be greater ahan i l.��G ro. •
<br /> -- --- --- tdp interegt rat� will never be lower than 5.25�b•
<br /> �__�L=_� (��P�five 1Date of Changes
<br /> - _--- - My new 9ntsrest rate arW IsecamB effective on each Change Date. I will pay the amount of my Qew monthly
<br /> -_ - - -_�' payment beginning on the firsi monthly payment dut¢after the Change Date antil the amouat of my monihly c
<br /> -_ - _-=--: payment chang¢s again.
<br /> _-����,�
<br /> _'`_::;�-�_`-��-- (Fl Nottce of Changev
<br /> � 'llie Note Holder aill deliver or maii to me a notice of any changes in my interest rate e►�d 4he antount of my
<br /> ��S:�Y�._�,-, : monthly payment before the effecave date of any change.l9ie notiae wili iaclude infom�ation requir�ed by!nw w
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<br /> _:_.,;,�;;,,;. be given me and alsa the title aad telephone number of a peison who will answer eny qucsdon I may have
<br /> -_ :�'����rai ��g the Qoitoa.
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