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<br /> --�— 7yyaL'7'FI�R WITH ell the improvement�nnw or heiuAfter erected on the property,uad r�ll ear,ementF.appuAenances.
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<br /> �utd Ilx�urea tww or hereafter a part of the prorerty. AU replecemen�and QddHionn bhull�lw iw covcr�by tttiis •°
<br /> - I�W�umcnt. All at thc forcgoing Is mferred to in t'his SecuritY lnstrument as�he"PrapeAy." _
<br /> - BORROWBR COVENANTS that Burruwer is lawfullY seised of the esrate hcreby rnnveyed wtd Fws the ri�ht to grant — -
<br /> and cnnvey Ihe Property and thtH the Pmpeny ls tmtncumbered,except Por encumbrancea of record. Bormwer worrant��d
<br /> - � -- wlll defend acnerally thc tidc to thc i'roQcrty aguinst nll claims end demand.r,subject to uny cncumbrunce��f re�nrd• --
<br /> �n± THIS SECURITY INSTRUVIENT cnmbinec uniFam covenants for nutional UFC aMI ROn-unifam rnvenunls wilh __
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<br /> -•r IimileQ varia�iona by jurisdiction ta cunsti�u�e�un�surm�curity incuunKnt covering�1 praperty. �=-
<br /> -- UNIFORM COV�NAN7'S. Bortower aru�l�l.e�der covennnt and agtre us iollows: _
<br /> ��;��� 1. PAyment of Principal ame 7•r�ter��i;PrepayanEnt and Late Ch�rges. Borrower shnll promptly pny when dua�hQ _ _
<br /> "��t�_• prineipo1 of�td intenest on the debt ev3dcnced by Ihe�ote ancl any prepuyrne�t and�Ate charges due under Ihe Note.
<br /> -- , �i 2, Ftiad�for 7hxea and 4�e�to�raa�ce. SubJect to app�icable law or to a written wuiver by Lender,Borrower shall pay ta
<br /> ����''?���� Lcndcr c�n 1hc duy monthly puymen�s Are aue under thc Note.until the Nate is paid in full,a sum("Funds")far.�u)yeu�ly �
<br /> � ����� � IAxca�nd as�esaments which may�tiain priuriry over Ihis SCCUdtv instrument as u lien an the Propeny:lbl ycurly Icasehald
<br /> �—�"'""''Y=•~-•� paytnenix�x ground rems an the Pro}�rty, if any: (c) yearly 'huzurr� or propeny in�urunce premium4; (dl yeculy IlouJ �;�:
<br /> �''"'��� inxurw�ce premiums, if uny; (e1 yearly mahgage »�urunce pmrniums, if any: und (11 any sums puyabk by Barrower to -
<br /> ��d;a.:�..,�;,.,a �`:.
<br /> _x � .�;, L.ender, in accordance wilh the provisinns of par�gsaph S. in lieu of the payment of mortgage Insurnnce premiums. 71�se
<br /> — ilem►�u+e culled Escrow Items" Lender mny,at any time.caliect and hald Funds in an umaunt nd ta exceed�he maximum `.'_
<br /> •.,..�y,. umount a Icnder for a fcdcrully rclated mortrngc lcwn n►ay require for�orrower!s esc�ow uccoun� under the federul Reul
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<br /> �xlwe Setllemenl Procedures Act of Iw74 As amernled trom time to time.12 U.S.C.�26(11 e�seq.("RESPA"),unless nr�other ;::,;
<br />'° �.�: law�hot appNe�Ic►the Funds se�s a les4er nmcunt. If so,Lender may,at any time,collect nnd hols!Fundx in un umuunt n��t lo �;,�;.,
<br /> ,��y, excerd tha ksM;r ainuuut. i.���i.:r ma}• c,:imatc z::c tun�unt ef F�rtd� due .m tlr� hTSic n� rument data and reaaonabk
<br /> :_F� eslimutes aiexpenditures of fulure Esc�aw ltemr or oiherni�e in accordance wi�h applicuble law.
<br /> The Runds ahull be hcld in an inuits�tion wh���e d�posits arc iosured by a federal ugency, inslrumentaliry,ar ealit} ����
<br /> �� o�. .'�o r� �•+ • lincluding l.endcr.if Lender is such an in.airuiion)or m any Feder�l Elome L�un Bank. Lender sh�li apply the Fuad�ta pa} �'
<br /> _.;� . Ihi: ��crow Item�. l.ender may nat chacg� 8arrawer for halding And applying the Funds,annual4y un�lyxfng the rxc�aw °
<br /> „ •, u��ccwnt. ur verifying the �scrow Items, wmdess Lenckr puys Borto�ver in�erest on the Funds wtd applicuble law permils �;:
<br /> '�' Leruler ta mrke wuch n charge. However, ➢.ende�aeiay nuluire Bortower to pay a one-time ch;�rge for s�n independent real �
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<br />_ „ s � ,�•, u es�ate lax rcp�Ming service uned by Lender in cannectiot�wath Ihis loan,unletis applicabte law provides otherwi.�. 1►nle,;s en ,,:,
<br /> .:+. ��w ��;�•. ' agreemenl ir mudc ur applicablc law rcquirts inleres��o bc paid,Lender shall not t+c required�o pay Borrower nny interest or
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<br /> u � ~' `�1 earningx an Ihe FLnd�. Horrower und l.ertd�r may a�ree in writing,howevcr,tha�imeresl shall be paid on the Funds. Lender
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<br /> �`���.� .�`�., Khull give to Burrawer.withaul churge,an annual accouniin€of the Fuads,showing credits and debf�s to�he Funds ancl ti�e
<br /> � . • :d�. � ��' ' "•'�-�•'� purpase for whfch euch�lebit to Ihe Fundx was made. Td+e Funds ure p3edged as additionnl security for all sums secured h} '.�'�
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<br />— thl�Secu�ity Inr�trutnent. '�
<br /> ---_ -- -,�—.��,,.�_i� If the hl�mla i�id hy I.ender exceed the umaunl�vcrmiurJ�u b� hcld by a�plicablc la�, !.e»der sha!! account to `___
<br /> � 1�> Bc�rruwer for the rxeess FLnd�in ucrnrdance with thc re�.�uiremems af upplicable law. U the amount of the Funds held by ��_
<br /> '` � ''�.'•:,.^.��'''• I.ender ut uny timc i�o��t xufficicnt to pny tfie Escrow I�cros whxn due,Lender may so notify Borrower in writing,and.in e��.:
<br /> . . �-." � •�� �. �',��. � xuch cusse Bormwer+►hull puy to l.ender the Amoum necessary to rn�.uke up the de�ciency. Bomowe� shall make up the �:-
<br /> - �-�%�'L-•��-�--�=.-- -- dcflcirncy in reo murc thun t��•elve munthly paymems,x�4.enderk sote il+scretion. ��,Y
<br /> � • ''rr�'"� " Uponpuymen�in iull ot ull +umx secured by�h�c Secu�ty Insirunien�. Lender shall promptly refund to Borrawer smy
<br />- . ..� •}�-••'��� Funds held by I.enikr. IC,un�kr parugroph 21. Len�r aha]7 ucquire or sell the Property.l.ender,prior to the ncqui�ition or p
<br /> : ;,:., ::;,..: xale of the Propeny.�hall upply uny Funds held by l.c+uier o�the iime of acquisition or sule ns u credit asains�the sums �'`
<br /> °+,; ..•.„�, secured by Ihis Security In�uumcm. �•
<br /> '—"=- ...«�..-::•�•�:•:w,.."•�,; 3. Appllepflon uf f4ymenlx. Uole.s applicable law provides othcrwise, all pnyments recei:•ed by Lender under ;;;
<br /> ��:•y' � �w••� . : " �� parogR�phx I ulld 2�hull Fk uppli�K1:fin�,w nny prepay�ent charges due under the Note;second.�o amoums payable under --
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<br /> ,��.�• � 'S �, pa�ugruph 2;thirJ,to intcR�t duc;fuunh,w principal due:a�d las�,to uny late char�ees due under the Note.
<br /> :�;��,-%' •��,;. ,�,�}"`.';. 4. CharQesi Lien�. Ni►rruwe� shull pay all tazes, assessments, charge�, fi�es and impositions attributable to thc
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<br /> ;�k��• ::+%,ti..•,�;z•�-•+;;;�;.� Property which may ultuin priurf�y iwer this Sccurity In�trument, and leatehold payments or ground rents,if nny. Borrower __ _
<br /> ��,kf' ta;;;-�`'�1r`��;t;����� shall pay these obliga�ii�n`in Ihr munnrr provided in purngraph 3,or it not pAid in that manncr,Borrower shall pay them on '�
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<br /> �«�;;: . �5��:�'" �. N; � time directly to the perK►n owed puymrn�. Borrower shall promptly furaish to Lender all nolices of amounts to be paid under �;��
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<br />'. j'�.��i�' : •-l;�,,y;.,=,••'`�;,' this par�graph. If&xruwer nwke.ihese puymen�s direcUy. Borrowrr�hal! prampdy fumish to Lender receipts evidencing �.�`
<br /> - :� t,�; �"' �`� the paymenls.
<br /> ' �''" ""�'�' s � Borrower+hull rom tl diKhur c un lien which has norit over Ihis Security lnstrument unless Borrower:la)ugrees �'°
<br /> �"',.,, . . .: I P P Y !� Y P Y -
<br /> m ` __�,�`�� r;,l�p^s, � in wdling to Ihr�+:�ymem nl'the��Mligo�iun n�wured by the lien in�i mnnner nccepinbl�to Lender,(b)contesis in good faith the :.._
<br /> �;�`'' ' " Ikn by,or dcfcndx ugain�l cnfixremcn�oC thc licn in,lcgul procecdine•which in the Lender's opinion operute lo prevent the �►°
<br />�":�3�w �•':":',�i;+�s;;' enforcement oP Ihe I{en:or Icl+�rurc�fn►m the holder of the lieia an ag,reemem saiisfac�ory to Lender subordinating the lien R
<br /> _.,:;��`Y' ' .�. �:�t��;,;".!!'"',' '- to this SeCUrity Intilrumem. If l.enckr�ktrrmines that any pnrt oithe N'�opert�•is subjeci to a lien which muy anain priority �,-
<br />- - � � ; . over thix SecurUy Inxtrunknt,l.�n�kr may give Borruwer a naice identifying the lien. BoRmver shull xatisfy the Uen or take �^
<br /> �;�`•�'. ,. . , . one or morc ot lhc urtion.u t i'�Kth•rtxwe within IO day+of�he gi ving af notice.
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<br />����;�{ :� � ?� •.°•,�t,t`.';,; S. Haxard ur P�ope�ly InvurAnce. B��mnwer xhull keep �he impTOVement+nn« eaisting or hereafter crected on the �'
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<br />'�''-''' •�� �� • � ` • Property insund aguin.l lu..hy lin,huiurd.includ�d within the term "rxtended caveragc"und any o�h�r huiards,including
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<br />::jait,;�,:;,:;. � ," �.���`l�r::� , flood� or ilontlin�{, for which L�n�kr reyuire. in+urunce. Thiy inaurance shall be maintained in thc �+moums and for the
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