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<br /> --_ ;,._-�--- -�� 't'U(3EfHER WITH ell the impmvcmems�iow on c��raftc►errc��l on�h��ny.und�I��mcnts.oppunenAnccs. _�
<br /> and fixtwe�now or bercaQer a pa�t af Iho prapetty. All rcplucmem�nnd addilians Rhall alca ha coverod by Ihis 5oeurily
<br /> ;�- - Inswmrn�. Ail oFthe foregofog is rePerted to io thia Secudty Insuument ac the"Piroperty."
<br /> ���`�`� BORROWER COVENAM'S Ihat 8annwer is lawfully seisxd of Ihe eslate hereby canveyed und hax�he riRht�n gmnt
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<br />__ •r-;'2• • ,� �,i�;�. ++nd canvey Ihe Properry aukl that tha Pmperty is unencumbered,except far encumbraiue+of n�c�rd. Bcxrower wurtanle and �,,:,
<br /> �_����' ` wfll deiend gene�lly ihe�i�le to the Propany u�ain�t all etaims wid demandc.subjeci w any encumbrunces of record. �
<br /> :��s::� �,:,�:���;;`:.;� THIS SECURITY INSTRUM�NT combines unifcxm covenunts fbr national ur,e nnd nan-unifo►m covenaue wi�h _
<br /> ;' Iimlted variatians by jurisdiction to canstitute a uniform security instrument crnering real propeny. -----
<br /> ':y y �';tSd.� - UNIFORM COVENANTS. Borro�:er And Lender cavenunt ond o �__
<br /> gnee As follows;: _"`
<br />�''� � �'' '� "�_°��� �•'�� l. PtiymeM ot Priacipal And Intenstt Pnpaymeat aad l.pte ChArges. Borrower shull promptly puy when due�he
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<br />„ .�:.._` �":;,�, prineipal of und interesl on the debt evideoced by the Note und any pr�payment und lale churges due under Ihe NWr.
<br /> 'F " �az.�- � 2. �oda for'Ibzes And Ineurance. Subjecl lo upplicuble law or to a w�inen wuiver by Lender.Borrower shnll puy ta
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<br /> •� ! •�, � Lender on thc day manthly pnymems nre due under ihe Note,unUl the NMB is paid in full.•r sum l"Funds"1 for. lu)yeArly
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<br />- - ��?�-� �� .'�.`�_".' , tuxes und aesessments which may altnin priorlty o�er Ihi�Secu�iry Instrumem a.c a lien on�he Prapen�r;Ib1 yeruly leusehold ; :
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<br /> � . �•�,:� pnyments or gmund ren�s on the Propeny. iP any: Ic) yeurly hwaud ar pn�perty imur.�nce pircmiumY; td� yeurly Qaod �� �
<br /> ^—°��'�`'=,`': � `"� insuronca premiums. ii'any: (e)yearly mortgage insurr�nce premium�, if uny: a�ci lil�ny sums pc+yabk by Borrower to �Fu;:
<br /> ��� �"`�� �y� ? Lender,in accordwtce wi�h the provisions of paragrnph 8,in lieu oF the payment uf m�►rtg•rKr in.uraik�pe�miwm. Tir,�,e _
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<br />°''::; '`� `����� �� ����f�;• ' items are culled"Escrow 11ems." Lender m�y,a�t any�ime,coUect and hold Fumts in:ui a�ruwM not to exceed the muximum �
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<br /> �' � ..�: ' ,�%', rF��►-% � umount u lender for a federall related mon u e loan mu uir�e for &xrowerl e�cmw Accoun�u�xler the (edeml Real
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<br /> •,1 � /. �7�, Fstete Scttlemem Pracedures Act af 1974 ac s�mrnded from time to time. 12 U.S.4'.�2601 et seq. f'RESPA"1.unless another _
<br /> =� '.. �'�� '.�� 'r� ,<� law that applies to the FLnds scls u lesse�amaant. 1`so.l.cnder muy.at any liaec,ralloc�und hold Funds in an amount not to
<br /> '� �`� �%� excetd tfte ltsser amou�l. l.rnsl�r tnay� c+iii��wi� iiw a��i�:�.r�t �f FuoJ. due on ihe i�si. 06 rurrent dua sad r+ensanabir ,
<br /> ""� � � �+,�-,1` estimates af ex nditures of future E+cruw Item4 or aherwise ia;+ccc�iance with applicable 9;a�Y. �:.
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<br /> t '�'' �i���°;ti' I The Funds shall be held in uo�irastilutian whase deposi�,a++: in�ured by a federul aRcncy.instrumemality.or nntity
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<br /> '�;'� }�k` (including Lender,if Lender is xuch un inslitution 1 or in uny Federnl Home Lwm Bank. Lender shall Apply the Funds to pAy
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<br /> � the Escrow Items. Lender mu�� not churge Bn�vw�r for hotding and appl.i�+� �he Funds, su�nually anulyzing the e.+crow
<br /> ?�'`:��' � �'`��'��r� ' � account,or verifying�he E.scrow Items. unlex, k.ender puys Borrower intrr�ese a�i the Funds und upplicuble Inw permits ."""
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<br /> �;n• Lender to make such a charge. Hv�w<ver,Lender muy mquire Borrower to pa;; .�one-time cl�arge for un independent real r
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<br /> '� � � 1°;� � ;� �.��� _ � estate tax reporting service used hy L�nclzr in connectian with this loan,unlecti up licuble law provides oiherwise. Untes�an �
<br /> � ��`'�'R� . '���'��•``• , agreement Is made or applicable taw r.:quires interest�o be paid.Lender shnll not�required to pvy Borrower uny iMerest ar r
<br /> �:,?��;�, �° „� �' � . eamings on the Funds. sorrowcr und I.ender muy ugrec in wri�ing,however,t0�at intcrest shull be paid on the Funds. Lender
<br /> , . � shnll give to Borrower,a•ithout charge,un unnual uccoun�ing of the Funds,sF��wing credits und debits ta the Funds und the �.3'
<br /> •�''�``' • � �'r � purpose for which euch debit to the Funds was made. The Funds ure pledg�d a:additionul security for all sums securcd by � _
<br /> rr � �, ,_� � __� �t� � this Security Inswmcnt. _%.�-
<br />';�;«'t_,,�• ' . --� �;l����;. 1 � If the Funds held by Len�ber exceed the umounts pern►ilteu1 to be hete! by appl�cuble law, i.encier shnli account to -
<br /> '+�'.'.. ;f ••�� � ` 4�<<�" ' Bomower for the excess Funds in t�ccordunce with the requiremem�of applicafile law. If the wnount of the Funds held by �_=
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<br /> ,�� ,� ;� Lender at any time is nor sufsuient to pay the Escmw Items when duc,Lenakr rnay so nolify Borrower in u�ri�ing,and,in � -
<br /> ',��.J�` � ' such cuse Borrower sha•]9 pay to Lender�he ant4�un�necessary to make u� t'hr ckticiency. Borrowe�shall make up�he ;°
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<br /> �"��. %��;;•';:�`?�F3F �'� �, deficiency in no more�t�:ir�iwalve monthly puyrnents,at Lender's sole discretion. � '
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<br /> �`�_; �,� ;/�,;���.�}),�y�•,�,,,r���11.,'�,�1�c Upon payment in full of all vums xecured by Ihix Securiry Instrument,Lender shall promptly refund to Borrower nny ' xi:..:,
<br />..:-Cl�' �• 1�� �� +l;.r.;�,����.:•,�. ` F un ds he l d by L e n der. I f,un der pa�;►Lfap h 2 1,Len der s ha l l ucquire o r s e l l t h e P r o p e n y,L e n d e r,p ri u r t o t h e a c y u i s i t i o n o r • -�
<br /> �:;� ��� ��' ""y .,, sule of 1he n shall a I un Fundz hrW b Lendcr at the Iirrk of nc uisition or wle uz u credit a amst the cums ��'�
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<br /> -:;, . :`��f �, : - ,�',ti, ;� secured by Ihis Security Instrument.
<br /> '�= _.rF., 3. Applicalion ot Paymenls. Unle++applicable luw provides otherwisc,ull puymcnls receivad by L.ender under �s.
<br /> ---�'�` ? ��,+���-�:• '`-�'" pareg►t+phs 1 and 2 shnll be npplied:firxt,lo sm�•prepayment churgex Jue under the Nae:�econd,lo nmounts pays+ble under
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<br /> i."•.��� ,+�'� paragraph 2;third,to inteKSt due;fourth,to principul dur:and lor�t,to any late churges due under thc Note. .
<br /> ;-;';`'.,� ' �' �'" ` •• 4. Charges; Uens. Borrowcr shall pay all laxes, arsessment�, chsuges, finex and impositions anributable to the -_
<br />��'-�:^ ' ��:�:,° ' � � Property which may nunin priority over this Security Imtrument,and leasehold payments ur ground rents,if uny. Borracer
<br />::{+r', ;� ��nt; ..a:.�>� � shall pay these obligations in the manncr proviJed in purogruph 2,or if nat paid in thui munnrr,Borrower shall pay them on
<br />;�''�': . :''°.". ; • ,. � time directly to the}�s r.on owed pnyment. Borr+�vtier shall pmmpdy furnish m Lendrr ull notices of amountti to be paid under �.
<br /> � •�" '� . � � ;�g.�, i this paragraph. If 8cxrower mnkes these puymeroax tlirecqy. Botmwer shall prampQy fartiish 10 Lender r^.�apts evidencfng ;�•��
<br />_,--': .• :.•.,rs'�.,��Stir?;k?. ' the payments.
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<br />;, ,� , , ;,'�:';,�:;!=;�� Borrower shall promp�ly dis�F�arge any lien which ho+priori�y over this Securily In.tn+m:n1 unless Borrower:lal agrees ,,,
<br />�,, ��`' .••�'�'<�y;� in writing to the payment of the obliraiion secured by Ihe licn in s�mnnner uccept:►ble to Lender,l h)contests m good fui�h the
<br /> �• '7 " lien by,or defends a�ainst enfurcement of thc lien in,Irgul proccedings which arc t'he Lendcr:c opinion operate to pnevent the '
<br />�'-�� ..�'� � J enforcement of the iden;or(c)securex from the holder of the lien un ngreeme�oa,a�.isfuc�ory to Lender subordinoting the lien •'�
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<br />,'� " ''�� ' �,.1�,.y�,���: to this Security Instrumem. !f Lender detercnines thut uny purt af the Propeny is subJert to a licn which may s�ttuin prioriry ,
<br />,.�;,�..... .3i,..,.•: over this Securi�y Inswment,I.endtr muy give Borrowcr a no�ke idcmifying the lian. Borraw�cr shull sa�isfy thc lien or t�ke
<br />`�� �: ti„�,�,r .'ti• one or nK�rr of the ucUons set forth abovc within 1 U day�of the�+ving af nolicc. __•_
<br />�,�` "� ���'. ` � ' 5. �Yazard or Property Insurance. Borrower�hull kce��he improvementx now ex+,�inF or hercafter crected on the �.•_.
<br />�'�%t�" ' "- �� � �� ��' Prop�:rty insured againsi loss by fire,huzardti included wilhin�hr�erm"erlended coveruge"and any other hazurds,including
<br />':1����,, ,! .. '• ,.i�'��,•..„�' , tloods or flooding, Q'ur which Lender reyuirex ie�surance. This insuronce aha9C t�e muinrrined in the aniounta und for Ihe
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