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<br /> . 7�0(1EfHRR WITH all�he improveme�ts�w ar hereafie�erocted an Ihe�m�pertY.+�oll easenxm�. Appuheownces, _ _
<br /> - . and 8z�una�row or hercaQer A put of tho p�apeny. All replpoemantF iuut wWi�ions rhall Wco bo co�+eted by Ihlr SecuNry �_
<br /> - - - --_--��-� inspr�metn. AH of the forcgoing is refened to in this Securny ln:trument as�he"Pre�rty" �•�
<br /> aORROWBR tOVBNANTS that Barrower iF Iwwfully�elaM af thc eslatc hcrcby rnnvcycd�ual h�s Ihe�ighl la grrm
<br /> ;�d Rnd convey the Propaty And�hut�he Propeny ia unencumbered,except far encumMw�ces of raord. B�xtower wArtan���nd
<br /> �• wili defend geoerally Ihe litk lo the Propeny�gainsl ull claimo und demwids,�ubJect to any encumbruncrs oi�ecoM. 4':.=
<br /> '�'' -- THIS SECURITY INSTRUMBNT combines unifexm caveoanta for naUnnnl ust and non•unif'am eoven�nts with
<br /> :;� � limited varlatlons by jurisdinion to constiwte n uniform securi�y instrumem covaring reAI p►o��ehy. �_
<br /> -��'� UNq�ORM CQVBNANTS. Banowcr and l.endcr covcnant end agrcc ax folbws: _.
<br /> " l. Payment of Priadpal aad laleresl;Prepsyment�nd[.�te Ch�rge�. Borrower sludl promptly pay when duc�tic ----
<br /> :������,4�� principal of and Interest on the debt evWenced by�he Note And any prepaymem and late chwtges due unde�Iha Note. �;:;";
<br /> 2. Fbnd�for 7Yuces aad Insunwea Subjec�to applicuble luw�r lo u w�itten waiver by l.ender,Bamawer shwll pey ta -
<br /> -;'�,•_'�# .t> f.;: .,,,dr�,, I.ender on the doy monthly paymems arc dua uoder�he Nae,until ihe Nae iF paid in full,u sum 1"Fl�ods"�for.(u)yearly ���-
<br /> `°'�:�-=����;i?�="��'•�'�' �es and assessmeatx which may auain prioriry avcr this Secudry lastniment us u lien on�hc Propehy: lbl Yearly leasehold ��=
<br /> ._�...r. :� ,..:. f.-..�
<br /> .=;.-,�� � t�: � ��or gmund nenta on thc Property, ii any: (c) ycaufy hazad ar prapeny inKUrunca prem{ums; Id1 yearly Qood �<`,�`'
<br /> '""�'`' �,� romiums,ii an
<br /> ��j �.,�i,,, , p y;(o)yearly mortgage insu�nce p�miums,if any; und (fl Any sums puyablo by Bamawcr to
<br /> , • y.� x+:•..� '�'` Lerder.in accordance with the provisions of paragraph 8.in lieu of tl�e pa►yment of'mongage Msutance p�miums. 'll�es� �--
<br /> �,• K����4� item4 u�e c�lled"Escrow Items." Lender mag.at any time.coltect suid hold Flra�ds in�n amownt not to oxcee�d the mAximum �".-
<br /> :,,'. u�i;PtuTr-..� .,, - . .,.
<br /> :�.�,., . ,� ' anw�w a lender t'a s fedemlly related nr.�tgage�raa may require Por Barower's esc�uw aicrount u�eder the iederal Real �,�,
<br /> ,:=, ����..+,� ;i�. ���a����dures Act pf 1974 as am�ndecl from time to limc.l2 U.S.C.�2601 er seq.("RBSPt�"),unless wiother �, ,.,:
<br /> law lhat applies to the�unds sets�IQSSer�nt. li so,Lender may,at any time,collect w�d hdd Funds in an amount not to ���•
<br /> -:'`� • `;;' �r.tir..
<br /> y �P����; eaceed the fesser amaunt. Lentler ma�� estimate 1he amount of PWnds due on �he basis of cwrent dAIA and reasoiwble _
<br /> estimntes aT expen�lit�rec ot future Es:rnw ltems ar o�herwlse in accordance with upplicable law. � �-=
<br /> ��p�;u, � The Fbnds shu91 !+� held in tm institudan whose deposits are insured by a federnl agency, ins�ru�nen�alny,or entity �i�;��
<br /> �,,,�„7e�'°'t��i � ���; (includtng Lender. if�.endet ls su¢h an inxlitudan)or in any Federal Home Loan Bsu�k. Lender shAll apFRy�hc Funds to pay �,t�.
<br />`'-:�;`r^ � «_r�+�' , the �o�v Items. Lender may Mat chargc Bnno�ver for holding and applying thc Fund.s,unnually wu�iy�ing the escrow ,:
<br />_-��, ` ��'�?�4..' � �uccaunt, �or veriiying the Escrow ltems, unless Lender pays Borrower interest on the Funds tutd appl�rable law pennits �•'-
<br />:'s�' �'' >.."���` .�:� �'. Lem�r tn mafce such a charge. However.Lender may require Borrower to ps�y u one-time charge ior aoo independem mal
<br /> _ .'.i_�i._.r�Y'y`i�s�.�. �,. �
<br /> y,► , .. . estate t�x reporNng service used by Lender in conaection with this lo�n.unless applicable law prorides�henvise. Unless en �:-`:
<br />_ '"""[ ' ' °`i'' � ' �• agneement is made or upplicable law requines int��est to be paid,Lender shall nat be required to puy BoarmK•er any interest or --�
<br /> � 1�'�t..Ji.'..1�!,'�•.�..-�� . S.x_�'_
<br /> �• . 1;.,,,, . eamings on thc FLnds. Borrowcr and l.ender�nuy agree in writing,however,thut fnterest shall be paid on a6�e Funds. Lender � �+
<br />'�-M•.,', ,:"Y:.•�t�;, �'' � shall give to Barower.without charRe,an ennual accounting of the Funds.showing credils and debiic tc�the Funds and the
<br /> ,�� ,;� -
<br /> y:, ;�G�.1�� purpose for which each debit to the Funds was made. The FLnds ere pledged as additional security f�+r uJ1 sums secured by •
<br /> , 't�}c;r�f:, this Securiry Insdument. �r
<br /> _ �:� �=-� !f the[�nds heki by Les!tkr erceed !ht ameunts permitted to be held by eppl�Cnl+lr law•, 7 r�v�;�l+ell account �o —
<br /> �'t�•1' Borrower for the excess Flinds in accordanc�wi�h�he�p�uirements of ary�hcnh�e law. If Ihe iunoum��F�Funds hcld b —''
<br /> 15�l5J� •�'� 1'�', y v:-F
<br /> ��.{.�;��..,,�., _.;' .�t�� L.ender at any time is nai sufi'icient to pay the�scrow Ilems when due,Lender may so notify Borro�ver in �vrlting,and,in :s:'
<br /> !i�''` ���k`,•i� . ;;:"�; such case Botmwer ebaU puy to Lendcr Ihe emount r�ecessary• to make up the deficiency. Bomower shall make up the
<br /> '" deficie y pay
<br />-';;'�"�,�,' "`°�'�`.a:b�°� ' ncy in no more than twelve anc►nthl rnPei.�,ul Lendrr's sole discretion. ,
<br />''?t" " ,.�;�•;i�� C�aa�payment in full of all sums secured b?•this Security inswmem,Lender shell promplly refund to Borrow•rr n.ny _a�`
<br /> �,�.,_ . . -
<br /> �� �,;--`-�...-�-� .. iL+xis held by ixu►ki. i!,wnf�� Naiag�rpL 21,Lender shall ucyuire or sell�he Mropeny.Lender.pnor ta the acquisicion or K�
<br /> �4_�
<br /> x sale oF ttie Property,shall apply smy Funds held by l.ender pt the time of ucquisition or sale a�n credit avr'nst the sums ;.�r�,.
<br /> .;';�.�xi.y:�ai;� ;. _,,
<br />- securcd by�his Securiry Inswment. �!�
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<br /> -• � ' 3. Applkation of P�yments. Unless applicable law provide�otherwise, all payments received by Lender under �,�;
<br /> -��''�"`K"''��" ' paragraphs 1 and 2 shall be applied:first,to uny prepayment chnrges due under the Note;second.to amoums payuble under
<br /> -±C!r r :�;,�,,:�. .�t u
<br /> . ...�,:< , • paragruph 2;Ihird.to interest due:founh,to princlpal due:and lost,to uny Inte charges due under the Note.
<br /> '�'� 'x",�� '� � ''� 4. ChorQes; I.feas. Borrower shull puy ull tuxcs, nssessments,churges, fines and imposidons anribu�able to the
<br /> f,!� >��,,,;:=���� '•� :•� Property which may attain priodry over this Security Instrument,nnd leasehold payments or gmund r�ents,if any. Borrower
<br /> '°�� ' ��' "'' "'''''�r shall a these obli Attuns in the mnnner ovided in ara m h 2,or if not id in that manner.Borrower shall them on
<br /> 9r°;,; e - „",-•.:``1.'�; P Y � Pr p F P Pa P�Y ;t
<br /> �1 ,.,_�,� ..•;.� '; time directly to 1he persan owed payment. Bamower shnll promptly furnish to Lender all notices of amounts to be paid under
<br />- � • this puagtaph. If Borrower mekes these paymems directly,Borrower shall promptly fumish to Lender receipts evidencing '
<br />;-�a}�r �..•.7°'-::• ; �;,, tllc -nients. ' ._
<br />_�,. . ...�,;�+;••' .: P�5
<br />=:. '�;.,jr��- ;�r j��= Barrower shall promptly dfscharge uny lien which has priority over this Security Instniment unless Bomower.(al agrces
<br />_ • :� � ••t, in writing to the payment of'the abligution secured by the lien in u munner Lccepwble to L.ender,(b)contests in goal faitb the �
<br /> �� 'f� �, � ��i�, lien by,or defends against enforcement of the lien in,legol proceedings which in the Lender�opinion operate to prevenl the c:�:'
<br /> � �*� -�'�•�'��� enforcement of�he lien;or tc►secures from 1he holder of�he lien an a reement sutisfucto ta Lender subordinatin the lien
<br /> _-�a=�_ �;,. ,. , ff";� � ri' 8
<br />- . •;.� � " -` �;�,; to this Security Inswmem. If L.ender determines tha�any pan of the Propeny is subject to u lien which may attnin prior�ty
<br /> ' �' o v e r�his S e c u ri t I n s t r u m e n t,L e n d e r m u w e B o r r o w e�u no�ic e i d e n ti f m t h e li e n. B o��w��s h a l l s u�i s f t h e l i e n o r t a k e
<br /> '�, •�, ' -,•";'�,.�t j�r Y Y B Y� 8 Y
<br />:;��,.` ,••�.;.,,�.,�. one or mo�+e of the acti�ns set forth above wilhin 10 duys of the giving of notice. ��
<br />;�'. ' ,�,.: : �:§;,? S. Hazard ar E'roperly Insurance. Borrower shall keep the improvements now existing on c�r+eaf�er erected on the 'f
<br /> ;,���.' �•:;�„ .�:.r,, � Property insured ugai�sc lass by fire,har.nrds included within Ihe term "extended coveruge"and any aher hazurds,including
<br />''�`:�� '' ,^';"�;�• �.. , '•-•: floods or flooding.For which L.ender requires lnsurance. This insurance shull be maintained in the amounts and for the .
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