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200110589 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) eal) <br />Todd V. sbernd Borrower / Jeannine L. E1 bernd Bo ow <br />Borrower Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this October 12, 2001 <br />by Todd V. Elsbernd and Jeannine L. Elsbernd, Husband and Wife <br />�� 6- -N �g� <br />Signature of Person taking ac wledgment) <br />(Title or rank)_ iu its <br />c <br />(Serial Number, if any) <br />DEVRA UCELFIOY <br />WN Coma. f3q. N4 K 2= <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 02/22/2000 <br />