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v <br />a <br />Y/ <br />°1 <br />After Recording Return To: <br />13 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST Loan <br />rnd <br />Number: 01080031 <br />Parcel Number: <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 12, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is Todd V. Elsbernd and Jeannine L. Elsbernd, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIVE POINTS BANK <br />Lender is a Commercial Bank <br />laws of NEBRASKA <br />ISLAND, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />organized and existing under the <br />.Lender's address is PO BOX 1507 GRAND <br />(E) "Note" means the promissory note signed by Borrower and dated October 12, 2001 <br />The Note states that Borrower owes Lender <br />Ninety -Three Thousand And 00 /100 <br />Dollars (U.S. $ 93,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than November 1, 2031 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />DocUiNEI (Page 1 of 12 pages) <br />D0CU1NEI.VTX 12/01/2000 <br />Form 3028 1 /01 <br />n <br />n <br />z <br />n <br />z <br />M <br />° <br />C> cn <br />vV' <br />o <br />7t <br />`� <br />Z D <br />N <br />CD <br />CD <br />C:D <br />l <br />T <br />~ <br />rTj <br />CN <br />CD <br />C <br />Cn <br />co <br />I> <br />co <br />Cn <br />co <br />Cn <br />C2 <br />• <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST Loan <br />rnd <br />Number: 01080031 <br />Parcel Number: <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 12, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is Todd V. Elsbernd and Jeannine L. Elsbernd, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIVE POINTS BANK <br />Lender is a Commercial Bank <br />laws of NEBRASKA <br />ISLAND, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />organized and existing under the <br />.Lender's address is PO BOX 1507 GRAND <br />(E) "Note" means the promissory note signed by Borrower and dated October 12, 2001 <br />The Note states that Borrower owes Lender <br />Ninety -Three Thousand And 00 /100 <br />Dollars (U.S. $ 93,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than November 1, 2031 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />DocUiNEI (Page 1 of 12 pages) <br />D0CU1NEI.VTX 12/01/2000 <br />Form 3028 1 /01 <br />