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<br /> � �� • � S. RrazAral ar Pa�n�serty InSVt�nce. Boreower ehall ke�p the improvemeats now existling or hem.ufter erected on the _
<br /> " '-`' Frap2rry insured against loss by flre, hazarda irtcluded withln the term "eatended covernge"and any other hazarda. Including
<br /> '� ` flocds or floadinQ.for which Lender requires fneurAnce. 7'his ins�rance sha11 be mainteined fn the amounta and for the gerlods
<br /> �;Y,�.�;�:,�� that Lender requires. The insurance carrler providing the Iasura►ce shatl be chosen by Borrower subject to Lender's appruval
<br /> v.��6icb shtill aot lse uareasonably��✓�thheld. If Borrower f�ils so maintain coverage descdbed above. L.ender may. nt l.ender's
<br /> _ option.obtain cuv�rage to pratec�L�rcder's rights iu the Fiope;�y In accuzdance wlth�ar�graph 7. ,
<br />�-t=',����='"f� All insurance poUetes ead reaewals shali be acceptable to I.ender and shaU include a stondard mo�tgage ciause. L.ender
<br /> - ^� shall have the r�ght to hold the policiea and renewata.If L.endea requlres.Bortower shall pmmpdy give to Lender atl recelpis af
<br />-_�!_-=--� pt�id pr�mlums aad renev�ral aotices.Ia the event of loss.Bomower shaU give pmmpt notice to the Insursutce carrter and Lender.
<br />-�`' � Lender may make proof of lass if not made pmmpily by Sorrower.
<br />-.,,,;�,,.�.� UNess[render and Borrower otherwise agrce in wdtiag, insuran^,.e prec�eds sha11 be applIed to restoration or repair of the
<br /> . P ro p e rt y d a m a g e d,i f t h e r e s t a r a t i o n o r n e p a l r i s e�o u o m i c a U y feesible and Lender's securI ty is not lessened.if the restoration or �_
<br /> "��•��•'{•� repair Is not economically feasible or l.ender's seturiry would be lessened,the inswance pmceeds shall be applied to t1►e sums
<br />..!.:#�''e:.•:?j.
<br /> secured by this Securlry Iastrumant. whett:er or not then due,with any excess paid to Bonower. If Boirower abaudons e
<br />'�`_'`' ��' � Property,or dees not answer within 30 days a not�ce from Lender that the insuran�ce cerrier hus offered to settle a claim.then
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<br />`;,�`'�`�h=��x� � Lender aoay oollect the iasurance proceeds. Lender may use the proceeds to repair or restore the Property or to pay sums
<br />� ,s...,a.,
<br /> —°�:. sccured by this Security Insmunent,whether or not then due.77►e 30�day period wIIl begia when the aotice is gtven. _
<br /> ='p:"�.`' Unless Leader and Boraower otheiwise agree ia wddn6�anY aPPlication of proceeds to principal shall aot sxtead or
<br /> -':;:�`y`�� postpone the due date of the montWy paymenta refcrred to in paragrapha 1 and 2 ar change the amonnt of the paymcnts. If �
<br /> --°--""""' under paragraph 21 We Pmpercy is acquired by l.ender. Bomower's dght to aay fasurance policies and proceeds cesutting from
<br /> '';`""�""� damage to the Pmpezty prIor w the acqutsit�on shaU pass to L.ender w the extent of the sums se�umd by thIs SecurltS►Inst�vment
<br /> '�=��� ��Y P�or to the acquisidon.
<br />-=�:FAr'��',�` 6• �P��i', PrrservatEon, Maiuteaauce atnd Farotectlon of We Yroperty: Borrower's Loan ��n�cuttoat
<br /> -.-:??'kTSSal r�
<br /> — I�.geholds.Borcower shall occuPY.esta.blish,end use the PropertY as Borrower's principal residence wlthin sixty d�ys afeer the
<br /> ---`°=--°= execution of this S�curlty Inauument and shaU oontinue to eccupy the Propelty as Homower's principal residence for at least one
<br /> _o,;a�� Year after the date of oocupaney,unless Lender otheialse ag=+ees in writing,which oonsent shall not he unreasonably withheld.
<br /> or unless esteauadng ciraunstanoes exist which are beyoad Hom�wer's coatrol.Borrower sha11 not desu+oy.damage or impair
<br /> ---= the Property.aUow the Property to deterionte.or commit waste on the Property. Borrower shall be in default if any forfeiture
<br /> `���a action or proceediag,whether civil or crimfnal,is begun that in Lender's goad faith judpneat oould result in forfeitU.re of dze . ..
<br /> - ° ProPertY or othenvise mnterisUy impau tQe lien crea�ed by�his Securiiy L;���i ur Lca:ler's�curir�lat�i.F�rr�wor mAy•.` ' �
<br /> N�� cure such a default and reInstate,as pravtded ia par�graph 18.bY cavsi�8 ttee a�don or p�ing to be dLsmissed with a nding
<br /> -_= that, in Lender's good faith determination.precludes farfeisurc of the 8ormaea's interest ia the Property or other tnater��l
<br /> �� imga�uenent of the liean created by this Sec�rity In�tnimEnt�r I.ender's security interest. Borrower shall alsv be i�.default if
<br /> Bor�r,wer,during the loan applfcazton prooess.Save materialIlw false or inaccurate infot�mation or statements to 1-eafles{or failed
<br /> to pmvide I�cader wtth any material infornaadon)in oonnecdon with the loan evidenced by the Note,en�'�tdia8.but not limited
<br /> to�representations conceming Bormwer's oocupaucy of the Praperty as a princIpal residence.If this�caeity Tnshument is on a
<br /> — leasehold, Borrower shall ooipply with all the provislons of the lease. if Borrower acquires fee tide to the Property. the
<br /> °""��� leasehold aud ti�e fee tiila shall not merge unless Lender agtezs to the merger in wridug.
<br /> - - _ ?.Ptntect�on oi Lead�'s REgins in the Y�+upaty.If Sonower fails to perform the�c►venants and agreEments contained in
<br /> - this Saudty Instnnment.or there is a legal pmoeeding that may significandy affecs Leader's rIghts in the PropenY(such as a
<br /> pmceoding in bao3�u�iry.probate.for condemnation or forfeiNre or to enfonx laws or regulatiuns).then I.end�r may do aad
<br /> pay�or whatever is necessaty to pmtect che value of the Propecty aud iender's rIgbts in the Property. Lender's actions may
<br /> — ---° lnclvde P�Y�S �l+ sums securai by a lien ahich has pnosity over �o���erL�suummay t�ake acxi� o�n unde1 r this ParaBra�►h
<br /> nasonable attomeys'fas aud entering oa the Property to make nepairs• 81►
<br /> T.Lcnder does nat.hav�s to do su.
<br /> - Auy amauat�tlisb�raed by Lender under thia paragraph 7 shall beoume additional debi of�anrower sxurod by this � '
<br /> ______�__ ��n,Insuum�nt.Unless 8ornower aud Lender agree w oiher tcams af payment.thess amounts s�ull bear intemst from the .
<br /> ----- — datE of disburaement at the Note rate and shall be payable,aith Inieres� upon notice from I�end�t w Borrower requestjng
<br /> -:,'��� paymep�
<br /> -__--= S.Mwt�ge Ina�ance.lf l.eader requitied mongage insu�anue a3 a�nditia�af °uta:lug the la��ur-�by this�urit;
<br /> ;;i Instcument.Bo:rowex shall pay the premiums requirEd to�aintain the mnottgage insurance in effect. if, for airy c�un. t�
<br /> ,.,, mortgage ins�uenoe wvetage requi:ed by Lender la�or�to be in�ffect,Borrower shall paY the premiums requirod to
<br /> -- obtain covetsge substantially cquivalr,nt to the moxtgage insurence prevtougly in effxt.at a cost substaatiaUy e,�uivatent to the
<br /> — cost to Bbnower of ttee mortgage insurance pievi�usiY in effect, ft+om an elcemate mortgage insurer apgroved by ixnder. If
<br /> substanttally equivaia►t mortgage insuraac�ooverage ls aot available.Borrower sball gay o01.eader each month a sum 04ua1 t°
<br /> -- --- oae-tweltth of t�.e yr�arly mortgage iasurance premium being paid bIl��w�'W�°�e insurance cove:age iapsed or ceas�d to
<br /> - be in effect.Leader wU1 accep�use aad�in these P�Ymeats as a lass ms�rve in lieu of mortgage tnsuraace. Loss resEnr�
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