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<br /> - -- - TOQ�TNER N►ITH aU!he impmvements rtc+w or hereafter enrted on�he�+rn�+e-ny.and all c+uament+.uppurtcnances. ..._--
<br /> ------- .. , r►�I fixturc��ww�r ixrcafte`A paq of nc��np��ty. Afl rcpfuccmcnt�and a�dditicns �twll alsa!u covcRd by this 5ecurity --
<br /> �- - Inarnmem. All at 1he fixcp�in8 i6 roferted ta in ihis 5ecudry Insaumcm a the"Pn�peMy." -�
<br /> .;�;� i BORROWER COVSNANTS tlun H�►rraa�cr is Ipwfully seised af ttu c�lWe hercby 41111YC)C{)Alld IWS IMC�IQII[(0 gfalll
<br /> and convcy the Piuperty aM Ih���ho Pmpeny is uneneumbercJ.ex��ept fc�eneumlwance.af nerord. Born�wer wwrnn�r c�nd
<br /> ' w111 defend geoarally Ihe INIe ta Ihe Propeny again.l all claims wxf demands.rubjecl ta uny emum�e�of rercxJ. [�R';.
<br /> THIS SHCURITY INSTRUMEM'rnmbines unifarm covenrntti GK �w�iww! u�e And nc►n•unifam covawnts w��h --
<br /> %��. :�r:: *�-:-�': limited variolfnnx by juricdic�ian lo cnnstilule a unifium secu�ily in�trumcnt cn�•ering real propeny. �.�
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<br /> ti, •���.y.:r;,��: ". UNIFORM CY)VENANTS. Hotrnwer and Lende�covenant und a ree us tallowti: �°
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<br /> ;�;"•,' �:,.� ,� 1. P�ymeM oT Principal and Interesti PreWymeM sad Lale Cbwry�a. Barrawcr xhAll{wnmMly pa!'when dur the .��.,-
<br /> �_���t_ _ � " "''�'�`�.':�':• principal af nnd iMe�+es1 cHt Ihe debt evidenced by the Nate und uny prcp•rymem und lute charges due under Ihe Nde. ��:�-
<br /> .�� .t �� , �f. 2. F1mds for'Ihxea Aad ImwrAnce. Subjec�ta upplicAble luw or ta a written wniver by 4eadcr.&►rrowe�shall pay ta
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<br /> -R�,+�s R,;,,� d L.ender on 1he duy monthly paymentn urc due under the No1e,until lhc Note is pald in full,u sum C'Fund�'1 far:(A1 yeurly �c�'.
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<br /> , � taaes and assassments which may attuin priority over Ihis Securily Inst�ument ac a lien an the P�upeny:lb)yearly leusehc�ld ,
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<br /> payments or ground rents oa thc Pa�Qeny. if uny:lcl yesuly huwrd ar propeny insurunce prem�umc: ldl ycarly ticxxi
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<br /> �,;��� . :'t insuraoce pre►n6ums.ii any: lef yeaet� mat$age insurance p�rmium::.if any: and (�any sumx pnynble by &►rmw�r la �'„_
<br /> -��•• .���' Lxnder,in accordanc�e with the provisions of Qarugmpb S, in lieu af ttte pertymenr of mact,�tage in�urance premiumx. The�e
<br /> �".;.'.;•. ��i�•;. _-::._,,..__.1�.i�� icems nre called"E.xYaw Itemu." l.ender mAy.a�any time.coll��cl an�[rool��lurd:s 6r.srn.:unnum��t�o exceed�he maximum �,y?;;;
<br /> • ' ,; '��s;: .:,.„�_: ''r,'"•�}f, amount A lender far a federaJly related mottga48e loan muy rc�uim t'c�Bvcrow�r�excvw a�num under the tcdcral Real a�;:.�
<br /> -.- ':, . �.;.� '. :'�� Euate SetUement Procedurc�Ae1 of 1974 as�meaded frau limc tu Wnc;.12 41.S.E.5"�Jt e�srq.l"R�SPA"!.unless un�►ther 4;�2,
<br /> � ,��`...�+1.,_:' . � ��'� law thAt applies to the Funds s�t>a lesser amount. If so.Il.ender m,ay.�a any tim�..coGC¢tia�d ltold Cunds in w►Am�unl nat to �E"�
<br /> �- ��ti+�,:,. eaceed the lesaer c►moum. Lender may estinwte 1he arno�uu of Fua�ds�e o�e�Arr De�sis vC c�crent Mta and�asanable ="-
<br /> ' estisnatcs of cx�:.ndifnres o!'!'usure�:sra�+ltes:es or aF�e�iR�:�ca�,;eM^e�ritP�app�i�:sb4e Lzw. `
<br /> - — �"r' `'i� 'The FLnds shall be held in an ins�i�ution whose deposiu :�ae i�we� b� a fedieoaE ;�en:v,in,[rumentality. nr enlity
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<br /> � ��'��,',.�".'. �f (Includin l.ender,ii Lender is such an institu�ion►a in any Federal Hln�Loan Bac�4;. Lender shall apply the Funds to pay �__
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<br /> t,��`•'`'� �,( �•���• ��' the Escrow Items. l.ender an;�ti not charge BorraWer (cx IMlding and opplying thr funds,annuully suiulyzing Ihe excraw °
<br /> �.y �a�;• �;.t,;,, '��k ; � account, or verifying the �:�.r�►w Uems, unlesx Lendc� �+ay5 B(�ftON'ri IQLN(t"3I OII (IIC FUfIdS BINI A�IICIIWC I8W PCC1i11It5 �a'='
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<br />;;�.,'��,�� �,;•'i;ic,'��•.;;�7 � [.ender to make such n char e. Howe�•cr,l.ender ma uirt:B�m��•er to 0 one•time ch e far an inJe ndent re�l �
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<br /> � �;.,,�.. %" . �;ti<, �,. estale tux reponing service uced by L.rnder in conneciion wilh Ihis loan,unlzsx applicable IAw providec wherwi�e. Unlesti an `,,;
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<br /> ��+�' • .'r •tit;?a�•{�. '`�� a reement is mnde or a IicAble Inw uirc�.interest to be sid,Lrnder shall not be ne uired to a Bo�rower an interest or
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<br /> . .���'�� +���•,� ��;.• _,�. • eamings on the Funds. Bormwer nnd l.endrr mny ugree in wriling,huwever.thut interest shall hc paid on�hc Funds. Lender , ,
<br /> ;.Y y i�{ • 1 �,?���i���{J.�+' yr`'�tJ'� �`•'`'' shall give to Borrower,wi�hrnu charge,an annual accounting of the Fund+. shawing crcdits and debils to the Funds and thc ='�
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<br /> , f,�;,; .:,:_r.�, ; �,. ,..n;;• purpose ior which each debit to the Funda was made. The Funds Are pled�ed as additianul secu�iry far all sums secured by
<br /> t,�s... : J; ..u. ' this Securiry In�nument. ,:�
<br /> d'•`{,?����".': *•''��� If the FlinJs held bv l.ender exceed the amoums Qermilted v�� fie held by ApplicublN taa. Lender shnll acenunt �o . --°-
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<br /> ��° ?�,;I �'� Bomnwer for t�ee excess Flmds in uccordance wilb�he requiremems n P applicuble low. If the aa�eourn of�he Funds held by -.�
<br /> ;.�. �+�" r�s :'�f�y� , l.ender ut any time is no�,uTficient to pay the Escrow• ia��s w�h��ecue.l.ender maX so naii'y Su�ower in wr�ting,ond.in ,_
<br /> ' !`.��)x�� �� such case Borrower shnll pi�y to Lender�he umount neceesar}• ta�ma0�e up the cieVx-lency. Borrower shall rnake up the �•�
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<br /> i6:.�•„ 't���'.�"„�'•'•��� •� deficiency in no mom than twelve monthly payments,ui l.ender g xoly di+cretion. __
<br />----�� �t3��:�f4i� _, Upon puy�rnent in full of all sums secured by this Security Inunfmant,Lend�r�llall prompxly� refund to Barower any
<br /> �_::�' ' ��' �rti;j� Funds held by Lender. If,under parngrnph 21,Lender shull acquire or sell the 1'roperty. Lender,pnor�o the ucyuisitiun or
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<br /> �� �'s • r�`°��• I 5���.,� sade of Ihe Property,shall upply Any Funds held by Lender u� the�ime of s�cyuisition or wle ax a credit ugainst the sums
<br /> 1�,r{��r��' "� secured by Ihis Security Instrumem.
<br /> <<j:��i;i4�� � ' 3. A lication of Haymentx Unless u licuble luw ruvideti a�hcrwitie,all u ments icceived b Lender under
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<br /> �i�� �`�',°�r• paragraphs 1 and 2 shall 6e applied:fin�,to any prepnyment churgex due under the Nute;xcund,to amounts puynble under
<br /> � ' �� ��`'� pazagraph 2;IhiTd,to interext due;fourlh,to prinripal duc;and lu�t,to any lutc charges due under thr Note. '�
<br /> :i•�'-:;,_�: , , g Liens. Borrower �hall puy ali wxe+, asu,smcnt,,charges,fines und ioa�nsitunav aunbuwble to the
<br /> .�': ,� 4. Cl�t�r. es: .
<br /> ;• ,i:�,� ' �.• �<� •� • �•�� • Property whiCh may uuain priority over�his Sccurity Insttument,suid lea�ehold puymentc or gr,w�n�1 rea4�,if any. Bortower •
<br /> �"�- ' '��• �4°'''�"'�yr • shall pay these obligAtions in Ihe munner provided in pamgTaph 2.nr if not puid in�'ha!mannet,Borrnwer shall pay them on ti��+";
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<br />• �S f, °`"� time directly to Ihe person owed paymcnt. Borrower shiill promptly fumish to Lendcr all natice,of nrnounts to A+e paid undcr
<br /> i� ��'��(�����Y'`'•'`•+�s:�� this ra ra h. If Aottower makes thece r ments directf •.Borrower ahall m tly furn+rh ta 7.ender recei s evidencin :`�'•�
<br /> ,• �� ��'� .,.,_. Pa 8 P P'Y � Pro P P9• E ;.,i.��
<br /> :n. i •..,,t:..�y::; .:,;,4j�:�: the payments.
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<br /> ;: `,,��:.;�.�7:' �.•'; �'�,�>:•g Bormwer shal]prompUy disrharge�ny lien which has priorit)over this Security lnslrumenl�mfesx Borrower.(a)agrees
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<br /> .�, : ;�y�:;��,,.�, -,�,.,•+'::,.,:' in writing to the payment of the obligauon,ecured by the lien in u mannar ncceptahle to Lender.(b)comests in Eood faith the '•'
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<br /> •� .. ;�,��.�'l�Y����n , lfen by,or defends against eniorcement ot'the fien in,tzgnl proceedin�s which in It�r Lendet's opinion operate to prevent�he �;;.;
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<br /> �.:`���:�- •. ,��.;•'�;;, �,'�;:� � enforcement of the lien;or(c)secures froui the hulilrr uf tlie lien an agreement �111SPaCtOiy ta Lendcr subordinuting the lien •,;
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<br /> ''��•"� ���r�(;;1!����;;yst�+�•,•`,`a;;w.��� to this Security Instrument. 1P Lender determine�t6�ai uny part of ihe Propeny iti+uhiect tn a lien which may auain priority `r,'
<br /> ' �rf �',n.. �,�. �5 � , �, over this Security lnstrument,Lender may give 6orrnwer a notice identifying the licn. Borrower st+aal swisfy�he Ifen or takc 3'rs;
<br /> �i�� ' ' ,,. 1��' �' ,� one or marz aF the acliona set fonh ubovc wflhin 10 d;►ys of Ihe giving�f noticc. •
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<br /> >. :��. t_�,., �� ,, h, operly Insurance. Borrower shall kecp thc improvcmems now exi��inp or hereafter erected on the
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<br /> :•• �'ti'a'�,•,t r"?'?.b�' ' Property insureri ngninst loss by t"ire,huzanls incluckd wiihin thc tertn "ez�ended cm•erage"nnd en}�olher hau►rd+, including ,..,:
<br /> ti; �� ' "���•�;�;:;;j�t,�,-{.tj�.�;•"'� floods or flooding. for whirh Lender requires insuramce. 'Jhix insurance shall t4 mainiained m td�e umount, •rnd for the
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