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[Space above this line for recording data]
<br />DEED OF TRUST
<br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE
<br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS
<br />OR ITS AUTHORIZED AGENT.
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18,
<br />20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated October 12, 2001, together with all riders to this document.
<br />(B) "Borrower" is DENNIS D BEED AND DELIA J BEED, HUSBAND AND WIFE JTWROS.. Borrower is the trustor
<br />under this Security Instrument.
<br />(C) "Lender" is Mortgage Express Inc.. Lender is a corporation which is organized and existing under the laws of the state
<br />of NEBRASKA . Lender's address is 14542 West Center Road, Omaha, NE 68144. Lender is the beneficiary under this
<br />Security Instrument.
<br />(D) "Trustee" is MICHAEL KIVETT.
<br />(E) "Note" means the promissory note signed by Borrower and dated October 12, 2001. The Note states that Borrower owes
<br />Lender Sixty Six Thousand Three Hundred & NO 1100 Dollars ($66,300.00) plus interest. Borrower has promised to pay
<br />this debt in regular Periodic Payments and to pay the debt in full not later than November 1, 2031.
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all riders to this Security Instrument that are executed by Borrower. The following riders are to be
<br />executed by Borrower [check box as applicable]:
<br />El Adjustable Rate Rider ❑ Condominium Rider ❑ 1 -4 Family Rider
<br />❑ Graduated Payment Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider
<br />❑ Balloon Rider ❑ Rate Improvement Rider ❑ Second Home Rider
<br />0 Other(s) [specify] V.A. GUARANTEED LOAN AND ASSUMPTION POLICY RIDER
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />NEBRASKA - Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 3/99
<br />Page 1 Form Software by Automated Real Estate Services, Inc. 1- 800 -330 -1295 BEEPED /�G1�00491
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<br />MIDLANDS LAND TITLE AND ABSTRACT, INC
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<br />[Space above this line for recording data]
<br />DEED OF TRUST
<br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE
<br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS
<br />OR ITS AUTHORIZED AGENT.
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18,
<br />20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated October 12, 2001, together with all riders to this document.
<br />(B) "Borrower" is DENNIS D BEED AND DELIA J BEED, HUSBAND AND WIFE JTWROS.. Borrower is the trustor
<br />under this Security Instrument.
<br />(C) "Lender" is Mortgage Express Inc.. Lender is a corporation which is organized and existing under the laws of the state
<br />of NEBRASKA . Lender's address is 14542 West Center Road, Omaha, NE 68144. Lender is the beneficiary under this
<br />Security Instrument.
<br />(D) "Trustee" is MICHAEL KIVETT.
<br />(E) "Note" means the promissory note signed by Borrower and dated October 12, 2001. The Note states that Borrower owes
<br />Lender Sixty Six Thousand Three Hundred & NO 1100 Dollars ($66,300.00) plus interest. Borrower has promised to pay
<br />this debt in regular Periodic Payments and to pay the debt in full not later than November 1, 2031.
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all riders to this Security Instrument that are executed by Borrower. The following riders are to be
<br />executed by Borrower [check box as applicable]:
<br />El Adjustable Rate Rider ❑ Condominium Rider ❑ 1 -4 Family Rider
<br />❑ Graduated Payment Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider
<br />❑ Balloon Rider ❑ Rate Improvement Rider ❑ Second Home Rider
<br />0 Other(s) [specify] V.A. GUARANTEED LOAN AND ASSUMPTION POLICY RIDER
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />NEBRASKA - Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 3/99
<br />Page 1 Form Software by Automated Real Estate Services, Inc. 1- 800 -330 -1295 BEEPED /�G1�00491
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