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<br /> , IM�4M�{iwr b�M u�dR�iprd pAe•'Bonowa")�a+ecun Baro�'i AdJwubk RM�N01!(lllf'•Note"1�a
<br /> . ,�.,.,;,, ;,, �UM��L..IR••�ot w m�e ar..aa aowiiat�u�vrooatr a�aiea ia tIt s.c�ar��aew�wa locat.a a: ---
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<br /> ". .ti���-i.� '�. 1103 South C7�errY Grand Islsndi NE 68801 --_-
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<br /> __z�-� +�� �. p :%� ADDITIONAL COV8NAN7'S.la�ddidon w 1Y�eown�au�nd yreemenu m�de in Ihe Securiry(as4umea�.Borro�re*�nd I�ef�da �._.
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<br />-:�,`'. � ��' A. IMF�FbT RA'iB AND MONTH4Y f'AYMEl�'P plANf:ES _
<br /> ,. . �.� �„.'. 7tie Nae wa�s rurr a i�3ti�1�enu rne ot 5.25 M,.sadoo�ot�Nae por�ae�ro�cdaa�a��e i.�ereu a�e�oa�ee ,-
<br /> t��� �;r t�owM1Y D��a�s rollo�s: :;:
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<br /> '�r: �—,--� 1. lN7riR8STRATEANDMQNTHLYPAYMBM'CNAN04�S ��,•�:'
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<br /> N �4 • , . ... : �A1 a�.�n.W 94 ,r.:_
<br /> ::;,,��;�•,,;;, R'6e iwiarsst nte 1 rUl py msy cha�e on the tint day of ��� .19__.u�d aa tb�t dyreve+Y R�:
<br /> • ',��;::'r•. . �,,,.1t1�_ Moralu thereafte►.F.�cb dote oo�rhith my intaesl ate cauld chanQe is called a•'Ch�nQe Date." _:�:
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<br /> ° '" y Bejinnin�wmh[!u(irst Chan�e Oxte.my intaat ta¢e wiU be based on an Indcx.The"Indez"is�he wakly avuaQe ykld an United Slata ""�`
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<br /> ' ., ��,`��;.;3 Trwsury secudUa Wjusted to a constaat uww�ity of 1 ypr.as made av�il�ble by the Faderal Raerve Houd.The maa recea�IndeR fi�we ��ra.
<br /> ' � !.,,,�,���%'� .. � �vail�bk as ai Ihedue 4f day�befwe ca�ie Clunia Date is c�lled Ihe"Currcnt Index." �
<br /> � ' ' ��`�,t•��i:�,y'' It the Indac b no bnaa availabk,the Nota HoWer�ill choae s aew indwc whicA is btsed ��::
<br /> upon compirabk inforrtwiaa.71ie Nae
<br /> `� `� HoWer wUl�ive me notke ot this chofoe. ,:�-�,=
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<br />;,�:,. �� �t;;� cc� aucraaowa�cw.�a ��
<br />-;'s..i_, _ -- ------ �tw taCh C1� �t�11e,tfi!Ns+c 4��IAn will nlrnlate my ncW iaeract nte by adding tWl� �LA� OTI@-�If _.Qerantalte R'�:4:.
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<br />- ,.. ��.:��:.-u:,�: . _ ' poiMs r� �41�tO tht Currcnllnda�and roundin4 to ihe �r+ruest 1/$th of 1�.wbject to t9ce limi�a itated in Sectbn�(D)below. • �;�it,_'�
<br /> �;����! �',T'�° . � tlfis taun��c!amaunt t��li be my new�atar�tst rate until the pext Chan4e Date. � �
<br /> . %'��j'�����h�'+��+�F��'' �� The Nae Holdea xii:l ahen determine�he amoune-ns'��Me monlhly paymeM that would be sufticienl Io rep�y m fu1!lhe pdncipal 1 am ' --
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<br />:,.+r..,r. �:+'"';�i�r�i�r£ri�.;;�1i+c� acpected to owe on th�l Chan4e Date in:ubslantially equai aaymmu by the mawrity date at my new intera�rate.The erwlt of thbcakulation �;�
<br />*. ��1�'.fF:y•,!.�;,:,i.` wUl be the�ew amount of my monthlY PaY��• ��;�,
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<br /> t:�;t:�` (D) 1J�Ibo�I�kr�sIR�MCYa�QIS 7�25 '�`^"
<br /> + � 1 � 77�e intercst rate I wn required to pay at �he fint Chan�e Da:e wfll not be greater than �Y a las iQ�an
<br /> ,'' :',�,��; 3-25 1y.Thereafter,my interest rate will never be inereased or dtcr:�ased on any single Change Date by more than � d+;:
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<br /> ,� :;. , , ..,�,� � • frap the rate ot interat 1 have been paying for�he praedinp twel�t month:.The minimum interest ralc on Ih4lotn will never bt �n,
<br />,•�" • �',�i3r� �y� 3.25 �li and the maximum interat rau will never be yreA ter than 10_25 �, '-!_
<br /> r • ,•�•.•..^.+��..--. _ � l�) EttectlaD�kotCM�r�es rR±:
<br /> : ,i,.; � �.. r h�y aew ineerat TAU wfll become ettec�ive on each Change Date.l will pay�he amount of my new mwthly peyment be�imin4 on�Ae fi�a� �'�'
<br /> ", ���`�,���z aqnth9y paymrnt d�te afro:r ihe Ch�n�e pate until the aa�ount of my mon�hly paymeni c0�anges�ain. i ����.
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<br />.;� Ir•' p'• •`��i�`j�S� Ttie Nate Hddet will m�il or deli�er�o me a nalce betore each f.hanQe Date.The natia wip ad�ise me of: �
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<br /> � +.�,/y< , � (f) the new fntaat rate m�mw loan u ot the ChanQe Dotr. �,:'=-
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<br /> �-�+a' ' "'°^•"�'='= (ii) the amount of my monih<<payment followinY ihe ChanQe Date;
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<br />`� ?d•h '' ' (iU) any addltional malters whieh the Note Holder is requlrad to disclose;and
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<br />.r�z;�. � . ... .�j (iv) �be adrke�of tho usocladon you coWd contaet rcQaMi�any queations abaw ihe adjustment naice. . `
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<br /> �_..:; B. CIIARGE3;LIENS �
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<br /> . ,, •i ;�=�''.. . .F�D . Unikxm Cmennnt 4 of ihe 5ecuriry Inyavumem fs amended�o read as follows: -'h_--
<br /> . ,��'�, •i� .,� , • ., 4. CY�r�es;Unu.BoRrower shall pay all twca,usessments,and other chorges,fina,and impo�itiont auributable to the Property which moy
<br /> � ��t •�`: , .• � ulain a�niodty over iHis Secnrity Instrument,and leauhold paymems o(ground rcats,If any,in�he rrunner provided under pangnph 2 hereof
<br />`''� "�- ��" 'Y=�"��°-��--' or,ff nd paid in such manner,hy Bottower maklnQ payment,when due,directly to�he pa��ae akereo?.8orrower shali prompiiy fumiah LenJer ` �
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<br /> • � r.: �� �"5M� tll nmcces ut unauncs due under�his r,aragraph,and le the event Barrower shall make papment d�tecr,:�.,�8orrower shaN promptly furnish Io
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<br /> �� , � ,;��'�:.;{`•;,-,k l.endar tteeipu eridencing such peyments.Horrower shall prompdy discharQe any lien wQ�i:h has��r:an�y ove this Security Inslrumenl; ;:�ti;�`
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<br /> .;., �3:'. , . � �•','�'���y,::: however,Ebnower sholl noi bt rcqulred to discharQe any such lien so lon�u 8or�awee• uaP y:�aii agree in wri�ing to the payment of the �� .
<br /> ' `- r•' �'r� �•, '�` obli�ation secured by su:h 3►sn m the manner accepabk�o Lender,lbl slull in good fanh 4t°zevc yueh lien by,or deknd aaainst entorcement ot �
<br /> �'��'��• �` �� ' � wch lim in.k�a0 pro�-e:dinga which in the opmion o(Lendcr opente to pre►eo��he entor.eraent of the lien or forfeiture o(lhe Proper�y a any �
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<br /> ' part thermt;or fc141haG iscure from the holder of such IKn an aQreemea in a lorm satisfxtor>to Lendrr subordinatin� sucM I�en to tlus �
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<br /> r�' '' , Security In�[rumce�. �
<br /> } . . If Lender determ�nes Ihat all or any part of thr Pwpeny�i�sub�e�i to a hen whr:A auy atrun a priont�•o��er Ihis Securit y Intitrument, '
<br /> `' � -��'�• Lender sha0 alve Borro�er a noha idemifyinQ such lien.Borrowet shall salisfy ruch�cerr or ake ctae or more ot the ac�ions tie�(orth aba`e � •
<br /> ` . ' '. within trn days at�he�fvin�of the naice. � '
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<br /> � C. NOTICE
<br /> � �f• UniformCovenontl4ohheSn:uritylmtrummtisamrndedtoreada+fdluwti: � '
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<br /> . 11. Notlee.Eacept for any naice required under applkabk law tu be Q��rn in anuther manner,lal any nu�ice�a&+rrower pro�ided for m�hi�
<br /> � � � � � 5ecu�i�y Insuumen�ahall be gi�en by deli�enng i�ar by mafhng n h� (ir.t.lax mod cu Borrower a�the Pr��pem.4ddre.a�ir a��u.h oiher addra.
<br /> ' + .��' t as BorreMer may desigmle b��nwae�o!ender a�pro+idcd hc�em.�nd Ibl am nau.t lo I ende ahall he Ri�eo h� hr.t.la�. mad w 1 ender'ti
<br /> i � '• ,i�F'�,'�� address s�ated hernn or tu w.h uther addre.+u.l ender mn�de.i�n��e hy n.+u.e�o Ik�rraMer a�pru�idcd hrrem Am n��ua pra+idnl f or m thn
<br /> b . ' Securiq•Imtrumeot shall be derrt►ed to ha�e been Qi�en w burrower or I ender when g��en m the manncr de.iµna�rJ hc�ein
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