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54 Eu U) '0 For Official Use Only a t y n on M Ci; ;.'i \ - O o --i LD rri ci- C D '-•1 f"rt CJl tJ �' 1 ni o Fri Q n t T, :•r Cry F-a = 3 } r- a o cn t <� W ca r C-3 a co Cf) o UbtSU Ur 1 KUJ 1 DEED OF TRUST THIS DEED OF TRUST is made on December 15, 2000. The Trustor is KIMBERLY S. ANDERSON, a single person, a/k/a Borrower. The Trustee is CHARLES CUYPERS, City Attorney. The Beneficiary is THE CITY OF GRAND ISLAND, NEBRASKA, a municipal city corporation, a/k/a Lender. Borrower irrevocably conveys to Trustee, in trust, with power of sale, the following: Lot One (1), Lincoln View Estates Subdivision in the City of Grand Island, Hall County, Nebraska. Together with all the rents and profits therefrom and subject to easements and restrictions of record, if any. Borrower owes Lender Nine Thousand ($9,000), evidenced by Borrower's note of even date, payable according to the terms thereof. This Security instrument secures to Lender the Debt evidenced by said note, the payment of all other sums, with interest, advanced under the provisions hereafter to protect the security and the performance of Borrower's covenants and agreements. Borrower covenants that Borrower is lawfully seised of such real estate and has the legal power and lawful authority to convey the same and warrants and will defend title to the real estate against the lawful claims of all persons. rr s co CAD CL W N G Cr c This Deed of Trust shall be deemed subordinate to the Deed of Trust between the Borrower and Home Federal Savings and Loan Association of Grand Island executed on December 15, 2000, which secures the balance of the debt for the purchase of the above described real estate and the Deed of Trust between the Borrower and the City of Grand Island, Nebraska, a municipal corporation executed on December 15, 2000, which secures the debt in the amount of $16,831.30 from the City's Down Payment Assistance Program. BORROWER AND LENDER AGREE AS FOLLOWS: Borrower shall pay when due, the principal and interest as provided in said note. 2. Borrower shall pay all general real estate taxes and special assessments against the property before the same become delinquent. 3. If Lender determines that any part of the property is subject to a lien, which is or may attain priority over this security instrument, Lender may give Borrower, a notice identifying the lien and Borrower shall satisfy the lien within 10 days.