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f36�'Cft(,�1 ii�; y , . .6+� � 3� ?4 ':tl+ T' . ,. . , �' � .-� <br /> k� + :� - - �, i S)l 11t rr .�� ., '�� <br /> -fi 11 ��- • � .y..g.: .` :(�v_��' !'', '.�' �tr!- �r;1��,5'1���. �5�f+;�r!' . �.�.r• <br /> - .. � .. � �Z,�j�� I , � [ i�.T.e%�}iY�(�t..�l .I "}�,1�°'� . <br /> . . J+- � )��f�• ,' �fyAS`t j i�ly�' . <br /> - - � . 1�1+�.;,... K� . ' i!—.� <br /> • —��ii�M�.,_�_._ ____. <br /> 1 , , .� �~�— . <br /> �,; � �..�� <br /> e:(J----- --_------ S3� �,���'�� rNR2-3i i8-2 �;j'"�: <br /> `:`��`�`�� IflwpnitnsxorofrolfwCanverFbnOptinn,lmustflrstmeetcerta+ncnndiuon�. l�lx+aec�m�itionsurrliwt.iill�aust ._.,.,_...- <br /> � ,.'� �� give tho Nnlo Holder nalice Ih�t 1 wanl la tic►Kn;(ii 1�n thc Conversion Dnce,l musc nqt hc in default under the Note orthe — <br /> � ,;,:,�'�� : Sexurlty Inplrument:liiil by n daw rperifJcd by thc Nate Holder,I must pa� �f+z N�te Holder u conversion fee of U.S. �'�`�" <br /> •s ,r: ' S 100.�0 :�nd liv)I must ri�n und givc sh�Noic Nc�9der uAy documents�he Note Holder �- <br /> � � � � � mqufros a off�ct thr a�nvo�wian, �• -- — <br /> ,i..``";" °``,"°�.1� ,(B)CwkulAt{ua ot�lxed Ratc <br /> . . .�_.,_„i � r——_ - <br /> � � • �.�� - <br /> ' � �.� `" ' M new,fixcd imc�eat rute w111 bn equu) �o�hc Federal Nati�+nai �lonest�e A�.r-nciation's required net yisld <br /> x._.. ' ...-.a,,, : Y <br /> '} ,`,' • ~ '" " as of a da�e and time of day xpecifled by the Note Halder fo�lil if v7+�origint�! tcrrni of this Note ia greater than IS = <br /> _ ' ��Y� years.3Q-yeur fixeJ rat4 mortgugeK crnereJ by applicuble 60-da� mAndatory delivery�cnmmitrnents,plus five. __ <br />'�:�" � ., ' � eiQhths af one pe�centage�int 10.625'�1, �cwnded to the neurest c�ne-eieMh af ane percentuge paint 10.12S�k 1,or • <br /> �.r�.. .� �.,, � ��-�` <br /> �° � (ii)if the original term of�hi�»N�ie i� IS years cx leas. 15-year fited rate mortgages coc�red by Applicuble 60•day � <br />=_:i:;;;; '���� mandutory dellvery commitmenta,plu�►five-efghths of one percen��ge p��int l�.b^5''k),rounded to the neArest =5:��_ <br />:.c;e�`.s,< . .. � F��__--.-�-- <br />.,.-,,.,..r A �;:;,.�•�.�:�. ' ane•eighth of�ne percentuQe p��iM 10.123�r1. If this required net yi�id cannot be d�termined because Ihe Appli- _ <br /> ,• �' <br /> , - <br /> h';'''�� ti.� �""�����•���'���.� cublo cnmmi�monta ure not uvuflQblc, thr Note Holder will determ�ine my inter�st ra�� by u�:ing campnrAble ,�;_: <br /> .�2�;;i�'.`.i � dn�..r:.rw.. .�in.�..t_ <br /> g�"�:���**,•4��x���� informu�ion,MynewratecalculutedunJerthisSeeq�n5(8)willnotbeg�en�z�rthAnthe:�'Ia�ianumRntestAtedinSectioq �--� <br />����,�::;: ,. .. 5''�� . <br />:.n��' +1�::�;i . . ,- ''�%fr, �{'.'rC�.. <br /> °�;,�;, {.� .q(D)above. MY INTEREl3T RATE WILL NEVER BE BR�A7�.f� �'H�IN 1l.87� f�Ef2CENT. � t� <br />�.�fi . 7 ~���'�F� ', ���d � :f�'�'"�n�_. <br /> �:%i?': _ (C)IVew Pqywent Amouat Nad ERective Dato �4 <br /> :::-., _�---�,,.-: .. . ..,. <br />. ,;':e� �7. . <br /> =�ti�. ' �^ ^ � ` IP 1 choosc to exercise the Converwion Option,the Note Holder wil! �letermine tt�e am�unt of the manth!}• ��:"'. <br />__,:..r�, <br /> �.��;�� �'��:�;',.`�� � !'�, payment that wauld be suiiician� to repay the unpaid principAl 1�m expected t�owe.�n �he Conversion Dutc in _•,,.-,�v:_ <br /> ,; . full on the maturity date u� my new fixed intereht rate in substantiall��ec�unl pAyments. 'ffi� recult �f this cAlcu- <br /> �:,'�:��'� .. �_ lation will be the new umount af my mon�hly puyment. Be@iooing uith my firca man�'hl�� paymant after the `.:�.t;� .-: <br />��;it;:','. . . 'Conversion DAte,l will ppy the new Amnun�u!�rny monthly puyment umil tt�e Nlaturi�y c1aTe. ,.:,�� .�� <br /> ..,,:, . � M <br /> �,r;• ..��'�.:; �.i�., . <br /> C.TRAN3FER OF THE PROPERTY UR A BENEFI(;lAl.INTEItE3T IN BQDRIt�4M1"iF.R `'�"��' <br /> �icr.�i�;. , ., , ' � �;r <br /> e��}!. A'• ,�,�:�. . . ...: � rti'"ti:..' <br /> r f,a �'• I. Until Borrower exerci.r.Ihe Con�•er�ion Optian under the conditfans xtated i,+ Section B of Ihis Adjusa- F;�i <br /> -4�;� ;�r�(?�;t��� • - ablo Rate Rider,Uoiform Covenam 17 of the Security Instrumrnt is umendec!Y.,read ac follaws: ��f-'�-�--, <br /> a�:i3,�3� i-:,r ..'`6t�f� ���.:i�� �i�.�:i_ <br /> a;;t�;eS�r;��� "�x� '11r�n�ter otthe Properly w�t RenelYelpl Iatercct In Borrower. If ull or any p��t of thc Propert}�+r any interest � <br /> fr� ' �+.1;���`f " ,tiw ;. � �u==. <br /> ' ';f.;,,ti,,,<<: in it is sald or tran�fcrreJ ior if u Menefiriul biere�t in Borrower is sold ar transferre�i the Borrnwer is nnt a �5+�� <br /> ``"�'� � ' '� �',y; nutural person 1 withnut I.endcr's prii�r wriucn ron�cn�,Lendcr may,ut its option,requirz immediate puyment in <br /> ....•. '��;i:;`r��i,1. �f�,i, ' <br />:�_i'::';:. `�E•1}�?`1�.4��„x..(.�.�� i �q�:�,: <br /> •. ' �•%,<s;t� full of all sums xecurad by this Serurity ln�trument. Howe���r.�his option shnll noa be esercqse�t by Lender ir <br />-`�'��y'� � j��r�'i?��Yi,:;:��;�+. �; excrcise is prohibited by feJcrul law u+ol'Ihc du�r al'thi.ti«urity In�trument. Lender nlsa chhlB n.�R excrrise ihis -_„�-''''-?��r <br />;:;s;`,� '`;�:3'.�r,�.;;�:j".�`:Fi;,�';;;,';� optian if:(al Bor�ower causc�to tn.ubmittrd Io l.enJ�r inl��rmuti�in reyuireJ by Lender to eva1unic the in4ended —__ <br /> ` '; ���',�4�'�,r�' '��t%!.�;J• transferee us if A new loun werc hring muJc tu ihr�run.lrrcr: und �b1 l.endrr rea.onr�bty determinc.that Lend- ��_--;•_; <br /> ��€ ,� er's security will not be impuirrd My thc b►un u��ump�iuo und thu� the risk of a b�r�ch a� uny covenant o� <br />._iS��.cp ,. � <br />-_ � �;; agreement in this Security Imtrument i,uccep�ubk �u 1.�nJr�. <br /> �� : <br /> :.�,�::�. .,_�:,.�• �:�:_� <br /> _ {�;;;,;,.;' To the extend permitted by upplicublr luw, L�ndrr muy rhur�r a rea,00able fee as a condition to Lender's - <br />'�!'�'`; !�'{�'�» • � - consent ta the loan assumption. Lcndrr ul.o muy rcqui�c th� �run+l'crcr to.ign an a„umption agr�:ment tfiat is —"�` <br />-=Y?r, �{ ' '' ' <br /> ,,.�-i.q:..•� ucceptable to Lender anJ that obligu�r,thr trun•fer�r a+I�cep ull the promis�,anJ.jgse�ments mnde in the Notr ��,��: <br /> -,� . �.::.z. <br />,�. �, ` And in this Security lnstrument. Borr��wer wil l c�minue tu i+e i�li�e�Ued unde��he Note aad.this Security Instru• ._� <br /> �� ment unless lender releases Borrowcr fn wri�in�s. '`�•°" <br /> � ., ,�. . .,: ` . �.,;.�. .-_: <br />_- '1 ,�,: , -..'i p•.".. <br />��}�;% }•;' .,,,, ]f Lender exercises the aption te�rcyuirr immeJiut�pu�ment in full. LenJer�holl gi�•e Borrotitier nolict of - <br />'�''";t; °°t�ff�'�"%'���•� acceleratian.The nc�tice �hall pro�•idr u periud ��t'nut I�.. thun s�1 da}•. t'rc►m the d-rce the natice ic. dtlivered o� <br /> .. 'F'`;fi�'i;�`:,;•.;;�=ar�:...'•1•;,... <br />:�_<<�,.,;� �„?�k�r:,,r;,...,.,� ,;;���;i�;�.;�.,, muiled within which Borrower mu�t puy ull.um+ �rrurcd h} �hi. ti�rurity In.trument. lf Borrower fuils �o pay ';,,�,i.,;i <br /> •r� ; ``;,;,�`..}F t;r ` ��' these sums rior t�thc cx iration of thi� rriud. I.rnd.r mu imuk�an� remedie� ermitted b• this Securit�� � � ��, <br /> �,yti t��,,..F, << :, ,:� p p P S > P ) ,...=- : <br /> 1�.. L'+�����,��s�,�1���ti��:��t� Instrument without further no�ice�x drmand un Nurrawrr .;.j vaL.: <br /> �+ ' � <br /> ,y� l�,,�,3�,t�7�; ' R:�r����, 2. If Borrower exerci+e. �he Convrr.ion Opiiun und�r Ui. rnnJiliun,,tuteJ in Scction B ol'thi�Adjustnble ; <br /> ,;^*'�'t` � �:'�"���`�'� Rate Rider,th�amendment of Uniform Ca�•enun� 17 ��t �h. �.•�un�� In.trumem rontaineJ in Scct'v.�n C I abo�•e ;r� <br /> '�' �' '�� l��'�4�'.i, shall then ceuse to be in effect, unJ the pru�i�iun�uf l�n�li►rm e'�nrnum i7 uf thc Srcurity lastrumem shall �'x.r�.�Y;i�. <br /> 3::�'��� ip�:' �. ; .��•, . <br /> :.1.�j 1.�i � •e�d.��5��+��'ti��, :��i,l�t1/��: <br />:::;�tit��� ;:;�f�j'jj�i'�'`t• ':'`.;��='; instead be ineffect.as fi�llow,: : <br /> �:�,.v,;,rt�:,:.,.��},;;`�{•:4,:` 'IY�ns�er oilhe Property or a Bcne�irial lntcrcrt in N��rn�wer. Il:dl��r:im pnrt ul'�hr Pr��x rty�r�n}•interest ." ' <br /> � �;.�!��`..�.<';�i in i�is.oiJ��r transfcrrcd inr ii a bcncl'ici:t� ti111'I�:! �n H�,t:rn�rr i, �U�t�UC lf:tn,!'rrrcd und B��rr��►�er i• nnI tl <br /> �'•,��'+f�y'a''��;.�;:��;s��`�,�t <br /> 5.: !c:��,,t.::.;,:;'�,:�;";.�� nutural personl withaut Lender'.pri�►r���riuen ruu.rn�. Lrnd�•i m.n.a� ������tiun,rryuire immedi�te p;►�ment in ;' <br /> ,' i�� ' •+,t i;•'�,,rr,:•.;:.-.;. <br />::�'��y-; ;,;�L ,-<<,•.,,;,- Full uf�II +umti secured b� thi.Srruril�• In�trumrn� IluHr�ei. �lu.��pt�un .h:�ll nw iw exerci.ed �+y Lender if :. ;,,�: <br /> '• ��, R�...b �. ,.;r�;;...:;.,. . ':.i. <br /> :.:1`. a..:. , •., ,..�.,!_.:;:,r+ exercise i�prohibiteJ hy fedcral la��•ati ul'thr Jut�nt ihi.�.�run�� In.truni.�nt. ,;, � . <br /> ,.�,��'y�}�'}f'r+'�'� r:i) '; <br />.,!��•'�•: � i , ' • , �•t�,�{,�cs t If Lender exrrci,e, thi.upti��t►. Lrndrr�lu�ll �;n.• Nuiru��ri n��u.•r nl .i:cclrratiun. 1'hc nut��e shaU pro�•ide ;�,; ,,� ,: <br />::;:,;i•. E 'r�'�'�,?';:Y;S�,':;�'���;, n eriodof nnt Ic�,�han �o da�•.from thr d;i�r ihr iN�urr i.�Irli�r��d��i nr,ul�d���iUnn ahich B��rrnti�er mu.� p;i}• �.'.:�i:{�..1 <br /> .t...:r, s ��•�J. , P ;���t',,: • <br /> .. :� � F 5��1'-•�.'.�:;;;:. . .. <br /> r, ;;�.�,•.�,•,,;,;,,,,,,;,,,;, ;, ull�um+tiecurcd by Ihi�Sc�urity In.u•wncnt. II t;ur�uw,•� I,nl�lu p,i� �h... ,wn.prior�o thc rxpiru�irm i�f thi. <br /> , 1. �.� <br /> � ,ui'' �1 s ";.�r+�, r� .,', ::• periad.Lender may invakr any rrmrJir�permu�c�i b} �hi.tir.•uri�� lo.0 umrni��•nl�uu� I'ur�h�r nutirc�,r dcmand , • . <br /> A�'•t I �t. ,�.: <br /> �•:r :.i�;'�;;.v�r�i���t�•. •.;,° on Bnrmwer. � <br /> ,..,,,tti.�,., �:j��' <br /> ,i:.i'..l"�. '.�tiY�t`.•"..w,�.l.'o�::�,��,�ij/A . . . . <br /> ,;�,��l; ��t�;•'".y r i' �!�(ii t37 IUIVI(rV IfCL�%Y1'.�nowcr u���pi�:usi .iE�«•.i��iiic ic����,.ni.i a��.c�i+oii.�.�iiiunicu�ii iii„r'�uju,iai�ir • - - <br /> � � � '�''°;'`�' �► :•� 4 :;. Rate i er. . <br /> ` `- ''�'�<<-;:,; i 1 � � } ' <br /> �,. , 1i;•,��{� � ;�'.� <br /> ;• `s�GP�y� ct�.►�Gr�.�. . .. . 11�':�U i�cr!� <br /> . y/ Il�.�i��u.� Hnrtnwrr . <br /> • � - .. . ' r I MU 1�HY J L�WANDI]WlaK I � <br /> rv � <br /> t � , t <br /> ' �t � ...... ... . .... .... .... . ... .. . �\vtd� . 1 Se:il i ' <br /> � ', AFTER RECORDING AETURN TQ: ���������.,� ������������ �:���:, <br /> ,r� . � :u,,{ Nonvo:t ti;ort�a�►ge.mc. .«T o�u vw,,..�,_,,,:,".w,. � ,� <br /> �., ��. Ci rto�� , �:.r, c:; Lc�ii DoCUmrntaffpn . `,�,��'�� . <br /> ' ► •� ' tz`� �s:U(1 G,� ::..�..� F-I��'�f_�]st i;'� <br /> .� , <br /> ''� � .1„u..��j �iiU �_ ..'�11:L`ii�.'/1'.(.' ;� y;. . <br /> '� �} .. fV��r�n, ;�i�•, ,. ���1fJ ',:,i��. <br /> '•.{: . a , .... ._. .... - - --- --- - - ._ <br />