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<br /> — .. - - 'IOf1fiTNlsK Wl�tt all�c impmvemcnta ix�w ui he�e,�(l�r e��:t�vi ati tA��rc►N;.�ty,and all r��.-res..-n�:.. ,.�p-utires�. ..^:r.
<br /> a�d fl�turcs naw or IKreaRer a put af�he pmperty. All�pl�cemente and additicma sludl alcn fw covened by thit Soeutity .
<br /> Inswtne�l. All af tha fanegoing i�rofcmed�o in thiR Secu►ily Instrumem as thc"�hy."
<br /> BORRQWER C'OVENAN'fS�ha1 Bortowcr is lowfully scir,ed ai�he estWe hcreby canveyed suNl hus�ha dghr�u gant
<br /> � and epnvey Ihe PropcAy und Ihat�he Pmpeny iR onencumbered.except far encumbrances of recont. Bcxmwer wamnlR and
<br /> � �� will defood grnerally the litle lo the Properry ugainst all claimc and demunda.sul►ject to�ny encumb�r�ces of recoM.
<br />- - _ THIS SECURITY INSTRUMENT combines unifc►m� covennnts for nmionnl u� and n�n-unii'omi coverwnts wilh
<br /> F'. limited vnriatiuns by judsdictian to can�slitute u uniforn�secu�ity insirument covering real property.
<br /> 'rs'', `� UNIFORM COVENAMS. Bomawer and Lender cove�ant uad Agrce us fallawx:
<br />_' •'� ��'�"'` '�, . t. Pwyment o�Priacipal aad IMenst;F'repaiv�eM ad l.�tc Clwrges. Borrower shull promptlY paY whea due U�e
<br /> '• � •��-'�,. •• pdncipnl of ond interest on the deM evide�ed by the Nae sud any pepayment und late ch�tes due unde��he Note.
<br /> _�:: ��° ,,;.,.'�W �',,." ��• �; a �as r��Y��m��. Subject N�applicaNr law a to u writtea waiver by l.ender.&xrower shall p�y ta
<br /> s" � 4��_::!�+;. ..,� Lender on the day monthly p��ment-c are due uoder the Note.undl the Note is pmid in full,a sam 1"Fwds'/fa:lal yeady
<br /> =-'��a.;�' ;- � -,a• uuees au�d assessaiems wfiich may�twin prioriry over this Securiry Insuument us a lien on thr Prupr�iy:/bl yeuly les�.+ehold
<br /> __-�'r ,�.�..bu �-:�.. ���s ar gmund re+ns aa tAe P�openy, if:u�y: lc) yeariy haturd cK prap�rty iasuran�e premiums;(dl yeuly flood
<br /> v-='�°"� '�'��?!`_�?+;°� incunnee prcmiums, ii an�r:Iel ye:uly mangage iasuran�:e premi�ms, if any: and (il any �ums payabk by Boaower to
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<br /> , �_� .;. . ;.�„ L,e�der,in att�ord��e with Uie ptuvisiuns of purng�aph 8,in liru of the paymeot of mortgage insurance premiums. These
<br /> '"�'':�''�s"��c '• �::'.i;';,�.�' items u�e called"E,+c�ow(tems." l.ereder may.u1 Anp time.culkn.�t anci hold Rind�in un u�rtuunt nnt la exceed Ihe maximum
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<br />;�4�� ��� arn�wnt :�lender for a federally related mon�eAge laan may �c�qa�dn fur Bo�nowerk e.crow uitvunt w�der the federul Rcul
<br /> : ' `' Estale S�plement Pr�K�.�d�ures Act of 1974 us amencled from time ta lime. 12 l-.S r+`'.�2601 cr seq.("RESPA"1,unless unotlu��
<br />_` ��w(�Rt a�lk�l0 l�lL'F!t!N�4 Y�ti 0�C��`r AIMM�M If a�.l encler nav.at anv tirt�.callcxl and hold Fundx in a�n umaunt nut t� ^
<br />_;:t� $�'"� "i��;,��� exceed [he lesser nmount. Lender may ec�ima¢� itae umaunt oF Funds due on Ihe ba.,is oi cument dota and reasonable _-
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<br /> ._ �^ �(�j�� estimatar�nf eapeoditures of fwure 6scmw Item�o�whcrwise in armrdarrce wilh s�pplicable law. _
<br />_-�-.., ..�,.�.t�a h '. The Funds shall be held io arr inxtitulian whose depaslt. :ue insured by a federal ug�:m���, instrumentality,or entity ,
<br /> - � ' lincluding I.ender,if Lender is such:�n ins�itutionl cu in any Fedcral Home l.oan Bunk. l.en�,4�:shall apply the Funds to pny _
<br /> 'a....•.�.,.��.w`:`�:�*�, the Escmw Items. Ixnder may nat charge Boirow�er fw hdding and applying the Funds.annuully an�lyzing the escrow -
<br /> ,� -:3•;�''� account.or verifying Ihe Escrow� Item�, unles. 1.r�nder puys Borrower io�erest on the Funds And upplicable luw permits ; =
<br /> _ L,� .•, :••. „ Lxt►der lo make such a charge. Nowever,Lendra�ueay myuire BoROwer to pup a one-time charge for an independent real '
<br /> -- a•--�•. s' eatate tax reporting service used by Q.rnder in connection with�his b+an,unlec�applicAble law provides otherwise. Unl�ss an '
<br /> _ •�,�!�+yt��',�"•�'-��t�'y},,, agreeireem is made or opplicable law requinw interes�to be paid.i.endrr shal!not be requircd to pAy Borrower any interest•�r , . �
<br /> w '�i���-, epming�on the Funds. Bortower und L.ender muy agree in writi�',�wevcr,�hat interest�hall be paid on�he Funds. Lea+�i�c:r •
<br /> �:''�`}�A ' r' shall give to Bvrrower,without char�te.an annuul uccounting ot'.1i►e fi�nd�, stx�wing crediGs wid debiis to the Funds arr;l t�e •
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<br /> - :. :s l?`• � '• purpose for which cach debit to Ute Funds was made. The Fund.tu�pledged as additiotwl securiry for all sums secured by
<br /> " M-, �•:•*� � _ thlS SeCti!!ty!rlstluRl�l. _
<br /> �� �`a`�' �� �' Iti �l�e FLnds held by l.ender exceed the amounts pern�urtc:f to be held by applicablc law, Lendcr shull ACCOOIt[ BV '
<br /> � '°�' Borrower for Ihe excesc Funds in accotdunce with the rcqui��emYntx of applicuble law. If thL amount of the Funds hc0�b�y -
<br /> `��~ Lender at any lime is�ot sutficient to pay the Escrow I�ems when due, Lender muy so notif�•Bomower in writing,and, i� _
<br /> ''': such case Bomower shall pay to Lender the amount nece.r•wry to make up�he deficiency. Bamower shall make up the • -
<br /> _ - - ,�;:;��+�;:� . , Jn��ic�wy i��u.,m��c tLai tuCi.����osthly Paymcnts,at l.ender'.:sole di::cretion. -
<br /> _ • a'��.rf.'� ' �•� Upon puyment in full of all sums sewred by this Security Instrument.Lender shall pr+nmptly refund to Bc►rrower uny
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<br />�`;�;, �� ., ��.' Funds hcld by Lender. li under parograph�1,Lender xhall urc�uire or sell �he Propeny,Lender,prior tathe ucquisition t,t =
<br /> ;i;:ks+��� i� .;!�� •-•�:c�'.� ' sale of the Properry,xhall apply uny Funds held by L�nder al t'he time of acyuisition or sale as o credil ugainst 1he xum� -
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<br />;'�,,�;,;", �!,� ' ,M . �}�, , securcd by this Security Instnunent.
<br /> --�.� . •1 ; .�„�!,.,��, , 3. ApplkatEoo of Paymeots. Unlesx appticahle luw provldes ot6erwise,all payments receivPd by l.erider under
<br /> �'t{�" ��';�,� � . 'Q.}• parugruphs 1 and 2 shull he npplied:(in�,to:u�y prepayment chnrgcr duc under the Notc:secand,ta amount�payable under
<br />�:��� i'�'�.,'.:�',;�;�� ;�r;i;:.H>''' ' puragrnph 2;Ihird,ta inlcrext duc:fourth,to principal due:und last,to any latc churges dur undcr�hc Notc.
<br />�' « ''„���`, :, �t4}'�°%�, � I 4. ChArges: Lkns. Borrower shall pay ;�II taxes, as,c�smentr, churge�, Pines und impositions auri6uwble �o t�e
<br />�±�`_'��• �•, ��:'��"�`i� S�;'"t� � Pro rt which mu �nain riori� ovcr�his Sc�curi� Insuumcnt,•rnd Iea.ehalJ r ment�or ruund rcnts,if un Borrower
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<br /> -��1 �' shall pay lhese obligations in thc munncr providcd in puragraph?,nr if not paid in Ihat munner,Borrowcr shull p•ry Ihem on -
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<br />�1'v:V! �,;'�,'S�4 , � y . time direcUy to the person owed p•ryment. Borrower shall prompUy furnish to Lenckr all notice.oi umounts to be paid under _
<br /> � ;+'.� �"�",� this parugroph. If Bortowrr muke�these payments direcUy.Borrowcr shall prnrnptly fumish to Lender receipts evidencing :
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<br /> ��,'"4�=<i+��r:��:,���: I ��ym���s. '
<br /> -:, • �' '•`�' 8a�rrower shall prompUydixharbe•rny lien which ha�priotityovcr this Sccurity Instrument unlcss Harrower.�u)asrees "'
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<br />:'ft. � ,o,,• ,.�'�,i, ` in wrira�g to the payment of ihe obligaticm ucu�eJ by the lier�im�a munnar i+c�eptable lu Lender.lb►cunlr�ls in guixl failh the =
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<br />-.:a t�• � �'•t'••;�.,-f��f�, I �lien by,a deiends aguinst enforcement of�he lie�in.legal prnceedings w�h�ch in the Lender's opinion opemte�o prevent the
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<br /> �.+.. xN;?;• .. ; enforcemen[of the lien;or(cl secures fn�m thc hnnder of t'he lien an agreemeni�atisfac�ury to Lrnder subordinating the lien
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<br />_- ;t;: �,�,F .� f��,f.�f � t Vthis Securiry Insuument. If Lender determine�ihat un}•�pun of�he Propeny i.,ubjec�[o a lien which may attain prioriry _
<br />- � ��.k , ,�.F o er lhis Security Instrumen6 Lender may givc dorruw•cr u noiice identifying Ihe lien. Borrower shull ss�dsfy tl�e lien or take =
<br /> �;�. `,.�; one o�more of the aclions sel fonh nbove within IU du s of�ht i�in of notice.
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<br /> ,. � . :,J�:jfy;;,:��, 5, Hazard or PropeMy Insurance. Bormwer�hull kcrp�hc improvemcnt.now existing or he�+eafter erected on the =
<br /> „��' Propeny insured against loss by fire,hazards includcd Nithin thr tcrm"cxtrnded covcragc"and any othrr hsuurdx,including f
<br />' ��t-. ��:s:�i:�=�;Vi� floodx or flooding. 1'or whick l.ender require�inwrance. 'lliis insurance .iu�ll t�e maintained in the umounls and for the =
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