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' � ,;:�-_ , - :�.�.;-�-_- <br /> _ • ��',� _. <br /> �� � ,:,,...� ;.r.',. .�: �,;l;-f�-_ <br /> � � '['HlSAD3USTABI.ERII?&�tIDERtsm�det6is 2Jth . da�►o� �e6r�arY . �:'s= :, .� � ,Y�=., <br /> - ����•" ` t ehr M .Dad ot Tlnat . .���ti . <br /> -- -`�..:. - t9 9i .aid b incarPo�ated iata ana si�lE he deemed to ammdsad �i� ���_��..._. ._ �• ��'�-r. .. <br /> `:`��l�:.� �; a 5�uri�pad�t�C��Say�ty t�ruweM*'l of thesamc datc�ives�r c6e��a�i�ed(t�t"Bar�u*a"�to s�eoic `°� - , �t=1;'��•,. <br /> . << <br /> .; <br /> ' s� ' Bacawa's Adjwtable R�te Nate(the"Note"�ta _ . <br /> „ • �. , <br /> � tbt � <br /> .. ,, <br /> _. .._ . � ,.-:._.� - - E�lRBII� fEOEREi� SA4�IN5� 8A[rK . . th�"teader' �.. �` �- <br /> :A�< . - � sam�e datt aed aova�t�e pcapectg drscri6ec�in t�e Securiti I�atr�and locatcd aw `� �� . r'• . , . � . °��,� <br /> - _ �'�. .. . . � � . ' � ' � . - - - - - �1 . . Y;t�. -.,^ . <br /> . � �3t3 iIES� COUISE GRAND ISi.AFD. NE 68803 , ' • <br /> . .. . . � . , ��r ... <br /> IP�o�r��i . �.'• . <br /> ` � _ .. THE NQTE C�lNTIUNB QtiOYlSIONS AtWWlN�i FOR CHAI�[t�S Il�7HE M�AEST RIITE - � . . <br /> .- ; '�.. . ` , ,• AND'iHE MON'iHElt PAYMENT.THE NOTE lIMIT9 THE AMOlM'f'it��S . ;; , �, ' . <br /> ,��"' . ' �- ,AQNSTABlE N�7EREST RATE CAN CHAN�E/!T/INIt ONE TIME lllrD ZHE MI17011l1M� ,. - . . <br /> - . . :::;:':�- N117ETHE90RRGYYERIMItSTPAY.7'HENOTEILLSOCONTIINSTtEOPT101�i'fOCOlillf9t'i , - ' <br /> . - : . � � THE JIOWS?ABtf�I1TE TO A FlX�RA'iE -. ---... ;, -. .- . <br /> . r. A0017IONAt COVENANTS.in additbt�to U�C covenants ana ssacmrnts m�t[a t�ieSecuritY tn�trummc„ . - � _ :�: :, <br /> � ;:<::�.<�-" ' �� Bocrawer aod Lrnda fur�her covea�nc and a�rec u folbws � . - <br /> - � ��;-.`;,. � _.,,...,. , . . <br /> �. . �';{:�:e;' � � A. AWUSTAdLE RKiB ANO MOMHI.Y lAYMENT,C1lANGES;;.....:;�';;�,4.:��;f-;. ' .._�_ <br /> ,t� <br /> , . � The Nate prbvida fa sa i�dtlal iate[est ate art 8-A�C�3�. ` -�'r:The Note.pcovjdes for c6at�t ,• .+ ... <br /> � . . ... � , <br /> , � _ in the adjustable interat rate�d the monthh►DsYments.u fd[wrs�::":`�� , :�` <br /> �. . . � ,: _; - . <br /> ,. . <br /> _--.•.- --' . ..� . 4..:AOJt1STABi.E IN'['LRF�'!'RA'f'E_ANO MOKTH4Y lAYM�3!L�''CHANGFS � ���" <br /> .. . _ _ . .. . . .. . __ ._ _ . . r <br /> ... , fA)Cis�re ihta March � • ., <br /> . . � � The tdjastable inttrat rate 1 wtt!pay m�y chan=e aR tbe ffr�t cU►y ot . . , � • <br /> e a .�. <br />` � - 19 92 .and an tUat day every IZlh monifi therpfta.Eadi due�wGict�my adju�tsbk tataest cate caaW efianae : •` `� <br /> ;.`�;; . � , is catle�a"Chaaie Date." <br /> ` ,��i41'( . ������.: . f� � .. :,j' J� q 'iD` tr �Yiq;+t`i, , . �1 <br /> '. � t ,:: �S}'l'MQ � °•�: "� '� � - � '- <br /> i1L�.l , � _1f�' . - . . <br /> � . ., � , r<< Beainoiag vaiil�the t"jrst�ae Date,my adjusta�ci�qt.s:rst rate will be bas��ais Index.'ihe l� �.the , <br />�. �`�;:'r„'�:�`� ... . . wakly avers�e yidd on United States Treasury securtties��^ ed ta.�cca�stant mai.iFily O�1 yC7l�to i5 RIadC s�ble , . < <br />� : �';;-`�:`.�= �� by t6c Fedcrat Raerve Board.The mast recent Inda�figure ava3la�ets c�the date 4S dsiys befai:atcN Cdan�e Aate ; � `�. <br /> ,;t:�.::,. :� <br />. .•�. , is callcd the"Curtent Indea." ,. ; .,�. . . <br /> . If'the index is nv tonaer svailabie,the Note.Nc����=�C cf��se���ew inda�..��',ch i�based apon co�a,�a5k ' <br /> taformatton.The Note Holder vrti!�tve me ootice�f c+n�o�ic�; • , � <br /> (C)Gkd�o�o[Cb�t�a �� � ' �'•. . ; . <br /> 8efere e�ch�an�e Data.the Note Hoi�w�`�r:my ne+'v�s�:�ae ra:•r'�addir� � ; . . <br /> ,,.;;`•_ 2.7500 percenta�l�?��t 2.1���:'� �)fr}ta tbe Curtent[adea. ; � <br /> ���}�''���' Thc Noce Hddes will then muad tlu resuie oi ch�s addiva�r G�i�e nauat one-ei�d`ane perana�e point(0:[ZflG} .--: <br /> . .;{3;;:�:. . ..'.�,.,;;:;.: <br /> ' Subject to the limita stattd ln Section 4(0)below.tbis is�itdod a�aount wil{be nij/neN intecat ate undl the.next . � f�- <br /> . .3 Chonde Oste. , . . , <br /> � The No�F�c+ider will then determine the�mount of the m�p��yment ttut woufd be suifkknt to apsy the • � ' <br /> � � ;;�;. ' ' uc�3�rrr.c�a'1�tha�t 1 am eapeeted to owe�t the Chaar.��art��g�'on the mawrity dste�t my n�v i»tecest nte � ' <br /> ;;..,Y�;.�' ' ; ia-s+a9�:anti�lly equal psymenu.The rauit of thls cat��su��C the neM amount ot my monthlY p�y�nmt• . <br /> ��;;�':;''�. ',.�;�,�) Lta�its o�l�terest Rate C6a� .� ,':. <br /> •,j,;�, ;-.. <br /> . �;��,�.,,;:;,.r.;,..�., � The interest tate 1 am raiuired tapay atide tirat Chanae Oate v�:�!��u be ireater thsn . 4.5000 % <br /> , ,��;.s:'-.,�• �;�: orlessthan 6.SOOV 9,,� � y� R � r _�,tjr���! erbeiss�rr�edo�decrased <br />, _ ,,,�;,,,�,+;., t , 9 Et E Y, taM�c���� ����� <br /> ' ''��`��" on an ain e Chan e i7ate� more than '"ta �t �z`�aintaa�:,l:�ave ban paytns <br /> ;'i'�5�`t, �: . :` - <br /> . �,�,:°�.� � ; for the precedin=lt montba.-l�t�interat rate will nevrr�e , ter lhan � , �Jir.whieh�alkd "'� <br /> ,,.,< <br /> the"Maximum Rate". <br /> '.;�.;�, � (Ql Eitective Date ot Ch�n�a � • .. <br /> :��.� . ; My new ince�r:st rate wlll 6ecame e(fective on each Change Oace.-!'wSU:psiy the emaunt ot my creQr monthly pag�c�r.;i � <br /> � � be�innin�ca the first monthly payment date after the Changs�aes�ii�`�Y the amount ot my monthty psymer�t�yg�s•,' <br /> .,. �6n: . .., <br /> . ;-. (F1 Notice ot Cbae�a . � <br /> � ' '� � The Nute Holder will deliver or m�il to me a notiac oP any cha.tl�in my adjustable inter�u^ate and the amount � � <br /> ; � � � �`�`'`t ' of my monthly payment before the efPect�ve date o�any changt.TI`r�rt;�tice wiQ i�ctude infarm�ensn rcquired by luw . : �:: .. � ; �,����' <br /> � i , ;;� `',r�:>;�, „ d . ,t;r, <br /> , .::�:y�<";:- to 6e siven mc and also the titt�usd tcl�pNone number uf�person�Set}will answ�zny ques�ion t may h�ve teg�raing. , �, ���r"�; ��, : �.' + ' <br /> "�� , the noNce. � ;.. •.; , <br /> ; ' i=, , • ,, <br /> . ' � B. FIXEI)1NTEREST.RA't'E OP7[ON :��, �. ,le;'`::. ' <br /> � � ThC Notr provides fur the 8orro�ver's option to conven from an adJustabte lnterest�ate with interest rau Iitails ��' �. " � ' <br /> �, ro a tixed intereat rate,as toltows: ' ��� <br />' '" � S. �IXEU INTEREST RA7E CONVERSION UP'i1pN� � ' <br /> . � . � lA) Oplbn to Coa�rrl to Ftsed ti�te . � � �_ <br /> { • " 1 have a Conversion Optlon Ihat 1 can eaercise untess t am in detauJ�or Ihis Section StA)will nut pec�til ine ;� • ; � „ <br /> � .. :. to do so.The"Coevenien Option"is my option to eonvert tht interat rate f ai»�equired to pgy by this Note tr�sm , i,.`-:.; <br /> . . an adJustabk rate with interat ate Itmits to the tixed rue akuUued under Sectton SIB)bdow. . . ���'' <br /> ��--.--._ ...�:-� ____-_.__- - : . _- -. '�tsa ctfast�rsi�c�a�ty iiico��acr ast s dattts�sprtit�h�:tttr Nc�tr Hotdro Qnsiesg tht��brgtaaing cue-- � - . .. . . _ <br /> � " � Ihe Crst Ch�nEe Uate and endin�on Ilu�itth Chatt�e I�ate.Each date oe whtc6 my adjustable in�er�t�ate an eonvert <br /> . ; tn�he new tixed ate is alkd the"Conversion Oate.•' <br /> � ' . � • . <br /> . � : �. _ . _ . <br /> -.. . , . MULItlTA�A�JUlTA�t!IIATE IIDEII-AIMr/tAM 41-5�nptr�amNY-iwW AfM UNforn�MaYtrnlnt Fone 3/1a t�i <br /> . � � � ��A tl111I� VYMM011tWOt rLMUf•��tLglS�rOb� �/Odlti 1Jl1 <br /> W. . . <br /> • � � 7r � . . . . .. .. _. _. _ .. - --.. .._ . ____.. _. <br />