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<br />,,�"!" `;::�',� paymentx may no lon�er be required,ut ehe qption of Lender,if�nortge�e insurance coverage (In the am�unt and for the pedod
<br />- ,�, � ....�,t th�t Lender requ3res)pr�ovided by a��insurer approved by Lender egain becomes available nnd is abtained.Sorrower shall puy
<br />_._ ._ .,,,,1e; the�Sreraiums rEquired to majntair�mortBaIIc insurance in effect,or to provide a loss reserve,untU the requireevient for mortBage � _
<br /> insurance ends in acconfance wlth uny�vritten a�reement betwcen Borrawer and L,end�r or upplicuble law.
<br /> ., . 9. Ynspcsrdon. l.ender or its asent may make reasonable entdes upon and inspecttons of the Property. Lertder rhall give �
<br /> Eorrov�er rtot�ce at the time of or prior to an inspection sgecifyin�reasonabte cuuse for the lnspection.
<br />��,:•,�,,� . 10. Condemnutton.The pmceeds of eny awatd or claim for damages,direct or consequential, in connert�on with any �
<br /> . condemnation or other takin�;of any part of the Property,or for conveyance ln lieu of condemnatton,ar�e hereby asslgned snd �
<br />.u,��!J�,� ; shall be paid to i.ender. • �
<br /> In the event of a total taking of ttte Property,the proceeds shall be applied w the sums secured by this Securlty Instcument,
<br />.�;�j� whether or nat then due.�vlth any excess paid to Botrower. In the event of a partlal teking of the Property in which the fair �
<br /> - - market value of the Property immediately before the taldng Is equal to or greater than die amnunt of the swns secured by this
<br /> "�`u" Securtry Insuument immedlately before the takang,unless Borrower and i.ender otherwise agree In wdt�ng,the aun�s secured by
<br />���� � this Secudty Instniment shall be reduced by the amount of the proceeds muluplled by the following fraction: (a) the total
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<br /> ���-r;��;�g amount of the sums sesured im�nediately before the taking.divided by (b)the fair market value of the Property immedtately
<br /> == ��'�' before the taking. Any balance shxll be paid to Borrower. In the event of a partial taking of the Property in which the fair
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<br />�•�;��•� �:. market value of the�ro��serty imme�tetely before the teking is less than the amount of the sums secured immediately before the
<br /> _�-�ry;;=.;�z taking, unless Borrower and Lender otherwis� agree ia writing or unless applicable law otherwise provides, the proce�ds shall
<br /> ;�K;�,�; ' be applied W the sums secured by this Security Instrument whether or not the sums are then due.
<br /> ;,1„�� If the Property ls abaadoned by Borrower,or if,after notice by I.ender w Horrower that the condemaor offers to make an
<br /> ��•��'ti''f-�-- award or settle a cl�ira for damages, Borrower fails to respond to Lender within 30 d.ays after the date the nodce is gtven,
<br />-�.�'��:��� Lertder is authorized to oollect and apply the proceeds,at its option,eIther to restoration or repair of the Property or to the sums
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<br /> secured by this Security Instrument,whether aa not theen due.
<br />_ �^___�R;, Unless Lender a�id Borrower otherwise agree in wr[ting, any application of proceeds to princig�al shall not extend or
<br /> � postpone the due date of tLe monthly payments refexreii to in paragraphs 1 and 2 or chonge the amount oF such payments.
<br />=�:`_�^?�y�� 11.�orrower Not ReleasPr�;Forbearamce By Lend�r iNot a Watver.Extension of the time for paymem or modification
<br /> - _ - of tur►ortizadan of the sums secured by this Securlty Iasmument granted by L,ender to any sucoessor in interest of Borrower shall
<br /> ----==��'.-'.'��' not opemts w r�lease the Gabiltty of the original8orrower or Borrower's successors in interest.Lender shall not be required to
<br /> - - cammence proceedings against any successor in interest or refuse w extend dm�e for payment or otherwise modify amortization
<br /> of ttte sums secured by�his Securlty Instnunent by reason of any demand made by the or�ginal Borcower or Borrower's
<br /> =-� successara in interest.Aay forbearnnce by Lender in exercising any rtght or remody shall not be a waiver of or preclude the
<br /> - -- exercise af any dght or reraedy.
<br /> 12. S�ceessors srsd��°*�a Bound3 J�aint and �everal iiabiiity: �o-si�ere. Thc wvc,i�iis nad agc�-�nc� af 2Is3s
<br /> ._ Security Iastrument sha�:bia�d and benefit the successor� and assigns of Lender and Bomower, subject to t6e provisions of
<br /> paragraph 17. Borrower's oovenants and agreeazema shall be joint end several. Any Bormwer who casigas this Securlty
<br /> InsYrument but daes not execute the Note: (a) is co-signing this Secur[ty Inst:ument only to mortgage. g�ant and convey that
<br /> Borrower's interest in the Property under the terms of this Security Instnwient;(b) is aQi p�rsonally obligated co pay 4he sums
<br /> secured by this SecuritY lnsuument;and(c)aar�es that I.ender and any other Borrower may agree w extend. modify.forbear or
<br /> make any acoommodadans vv�tb regard to the�erros of this Securlty Instrument or the Note without that Botrower's conseut.
<br /> 13.Loar�Chaige�.If the loan secured by this Security Iusm�ment is subjett to a law w}dch sats snaximum losn charges,
<br /> °'�"'"� and that law is finally imerprcted so that the interest or other loan charges coll�or to be collacted in coanection with ihe
<br /> Ioan exceod the permitted limits.then: (a)any such loan charge shall be reduoed by the amount neoessary to reduo6 the charge
<br /> ta the pecmitted limit; and(b)anY sums alreacly colle�ted from Borrower which exoeeded permitted limits wlll be refwided to
<br /> Borrower. Lender may choose to make thla retund by reducing the principal owed under the No4e or by malting a d�+ect
<br /> payment w Borrower. If a refund reduoes principal, the reduction will be ueated as a part[�1 �acpuyi��ent without any
<br /> . . ---=-,_--• P�Y�t char�e uader the Noto.
<br /> 14.Nottces..4.uy nocice to Honower provided for in this Security Iastrnment shall be given by delivering it or by mailing
<br /> it by fust class muif uNess applicable law requires use of another method.The notice shaU be direixesl to the Property Address
<br /> or any ather address�orrowcr itesignates by notice to Lender. Any nottce to Lender shall{�given by first class mail to
<br /> - "�� I.e�ider's uddress stated herein or any other arldress Lender designates by aouce to Bormwer.Any notice provided for in tl�?s
<br /> Securlty Insuum�nt�haU be deemed to have been given to Borrower or Lender when given as provided in this paragrepla.
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<br /> 1S.Goveming Law; Severability. This Security Enstrumeni shall be govemad by federal law and the law of the
<br /> -- J,�:� •..�_n�a�rt,p p.r,r,�rey i�l�uarr�l. 1n che event th�uny provtsion or clause of this Security Tnst�vmen3 or the nte:
<br /> - uuui3i�s wILS appSicebte law,such conflicx sha31 not affax other pro�Isians of ihis�cur':ty�e!m?nt c+r the Nnie whieh can 6e
<br /> gtven effect wlthout the mnflicting provisiorn.To this end We provisions of this Security IncUUmeAt und the Note are declared
<br /> to be severable. '
<br /> 16.Bormwer's Copy.Baraower shall�e given one conformad copy of the Note and of thls Security Insau�nt.
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