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202303186 (c) Borrower's Notice Address. a address to which Lender will send Borrower notice ("Notice Address") will be the Property Address unless Borro er has designated a different address by written notice to Lender. If Lender and Borrower have agreed that notice may be given by Electronic Communication, then Borrower may designate an Electronic Address as Notice Address. orrower will promptly notify Lender of Borrower' s change of Notice Address, including any changes to Borro er' s Electronic Address if designated as Notice Address. If Lender specifies a procedure for reporting Borrower' s cha ge of Notice Address, then Borrower will report a change of Notice Address only through that specified procedure. (d) Notices to Lender. Any notice to Lender will be given by delivering it or by mailing it by first class mail to Lender' s address stated in this Securi;y Instrument unless Lender has designated another address (including an Electronic Address) by notice to Borrower. Any notice in connection with this Security Instrument will be deemed to have been given to Lender only whe actually received by Lender at Lender' s designated address (which may include an Electronic Address). If any n tice to Lender required by this Security Instrument is also required under Applicable Law, the Applicable Law re uirement will satisfy the corresponding requirement under this Security Instrument. (e) Borrower's Physical Address. In addition to the designated Notice Address, Borrower will provide Lender with the address where Borrower physi ally resides, if different from the Property Address, and notify Lender whenever this address changes. 17. Governing Law; Severability law and the law of the State of Nebraska. to any requirements and limitations of conflicts with Applicable Law (i) such coi that can be given effect without the confl will be considered modified to comply wi parties to agree by contract or it might t agreement by contract. Any action requir Law is to be made in accordance with th As used in this Security Instrument (b) the word "may" gives sole discretionwithout any obligation to take any action; (c) any reference to "Section" in this document refers to Sections contained in this Security Instrument unless otherwise noted; and (d) the headings and captions are inserted for convenience of reference and do not define, limit, or describe the scope or intent of this Security Instrument or any particular Section, paragraph, or provision. 18. Borrower's Copy. One Borrower will be given one copy of the Note and of this Security Instrument. 19. Transfer of the Property or Beneficial Interest in Borrower. For purposes of this Section 19 only, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract, or escrow agreement, the intent of which is the transfer of titl by Borrower to a purchaser at a future date. If all or any part of the Property o any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest n Borrower is sold or transferred) without Lender' s prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, Lender will not exercise this option if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender will give Borrower notice of acceleration. The notice will provide a period of not less than 30 days from the date the notice is given in accordance with Section 16 within which Borrower must pay all sums secured by this Sec ity Instrument. If Borrower fails to pay these sums prior to, or upon, the expiration of this period, Lender may 'nvoke any remedies permitted by this Security Instrument without further notice or demand on Borrower and wi 1 be entitled to collect all expenses incurred in pursuing such remedies, including, but not limited to: (a) reasonable attorneys' fees and costs; (b) property inspection and valuation fees; and (c) other fees incurred to protect Lendelt' s Interest in the Property and/or rights under this Security Instrument. Rules of Construction. This Security Instrument is governed by federal All rights and obligations contained in this Security Instrument are subject applicable Law. If any provision of this Security Instrument or the Note 3flict will not affect other provisions of this Security Instrument or the Note icting provision, and (ii) such conflicting provision, to the extent possible, th Applicable Law. Applicable Law might explicitly or implicitly allow the e silent, but such silence should not be construed as a prohibition against d under this Security Instrument to be made in accordance with Applicable Applicable Law in effect at the time the action is undertaken. (a) words in the singular will mean and include the plural and vice versa; NEBRASKA - Single Family - Fannie Mae/F Form 3028 07/2021 eddie Mac UNIFORM INSTRUMENT (MERS) Page 14 of 19 1 *DocMagic 20230622075742-1223251483-E0