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<br />debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated
<br />teller machine transactions, transfers initiated by telephone or other electronic device capable of
<br />communicating with such financial institution, wire transfers, and automated clearinghouse transfers.
<br />(L) "Electronic Signature" means an "Electronic Signature" as defined in the UETA or E -SIGN,
<br />as applicable.
<br />(M) "E -SIGN" means the Electronic Signatures in Global and National Commerce Act (15 U.S.C. §
<br />7001 et seq.), as it may be amended from time to time, or any applicable additional or successor
<br />legislation that governs the same subject matter.
<br />(N) "Escrow Items" means: (i) taxes and assessments and other items that can attain priority over
<br />this Security Instrument as a lien or encumbrance on the Property; (ii) leasehold payments or ground
<br />rents on the Property, if any; (iii) premiums for any and all insurance required by Lender under Section
<br />5; (iv) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the
<br />payment of Mortgage Insurance premiums in accordance with the provisions of Section 11; and (v)
<br />Community Association Dues, Fees, and Assessments if Lender requires that they be escrowed
<br />beginning at Loan closing or at any time during the Loan term.
<br />(0) "Loan" means the debt obligation evidenced by the Note, plus interest, any prepayment
<br />charges, costs, expenses, and late charges due under the Note, and all sums due under this Security
<br />Instrument, plus interest.
<br />(P) "Loan Servicer" means the entity that has the contractual right to receive Borrower's Periodic
<br />Payments and any other payments made by Borrower, and administers the Loan on behalf of Lender.
<br />Loan Servicer does not include a sub -servicer, which is an entity that may service the Loan on behalf of
<br />the Loan Servicer.
<br />(Q) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or
<br />proceeds paid by any third party (other than insurance proceeds paid under the coverages described in
<br />Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or
<br />any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or
<br />omissions as to, the value and/or condition of the Property.
<br />(R) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or
<br />Default on, the Loan.
<br />(S) "Partial Payment" means any payment by Borrower, other than a voluntary prepayment
<br />permitted under the Note, which is less than a full outstanding Periodic Payment.
<br />(T) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest
<br />under the Note, plus (ii) any amounts under Section 3.
<br />(U) "Property" means the property described below under the heading "TRANSFER OF RIGHTS
<br />IN THE PROPERTY."
<br />(V) "Rents" means all amounts received by or due Borrower in connection with the lease, use,
<br />and/or occupancy of the Property by a party other than Borrower.
<br />(W) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. § 2601 et seq.) and its
<br />implementing regulation, Regulation X (12 C.F.R. Part 1024), as they may be amended from time to
<br />time, or any additional or successor federal legislation or regulation that governs the same subject
<br />matter. When used in this Security Instrument, "RESPA" refers to all requirements and restrictions that
<br />would apply to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(X) "Successor in Interest of Borrower" means any party that has taken title to the Property,
<br />whether or not that party has assumed Borrower's obligations under the Note and/or this Security
<br />Instrument.
<br />NEBRASKA --Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
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