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<br />Borrower's obligation to pay the sums secured by this Security Instrument or the Note, will continue
<br />unchanged.
<br />Lender may require that Borrower pay such reinstatement sums and expenses in one or more of
<br />the following forms, as selected by Lender: (aaa) cash; (bbb) money order; (ccc) certified check, bank
<br />check, treasurer's check, or cashier's check, provided any such check is drawn upon an institution
<br />whose deposits are insured by a U.S. federal agency, instrumentality, or entity; or (ddd) Electronic Fund
<br />Transfer. Upon Borrower's reinstatement of the Loan, this Security Instrument and obligations secured
<br />by this Security Instrument will remain fully effective as if no acceleration had occurred.
<br />21. Sale of Note. The Note or a partial interest in the Note, together with this Security
<br />Instrument, may be sold or otherwise transferred one or more times. Upon such a sale or other transfer,
<br />all of Lender's rights and obligations under this Security Instrument will convey to Lender's successors
<br />and assigns.
<br />22. Loan Servicer. Lender may take any action permitted under this Security Instrument
<br />through the Loan Servicer or another authorized representative, such as a sub -servicer. Borrower
<br />understands that the Loan Servicer or other authorized representative of Lender has the right and
<br />authority to take any such action.
<br />The Loan Servicer may change one or more times during the term of the Note. The Loan
<br />Servicer may or may not be the holder of the Note. The Loan Servicer has the right and authority to: (a)
<br />collect Periodic Payments and any other amounts due under the Note and this Security Instrument; (b)
<br />perform any other mortgage loan servicing obligations; and (c) exercise any rights under the Note, this
<br />Security Instrument, and Applicable Law on behalf of Lender. If there is a change of the Loan Servicer,
<br />Borrower will be given written notice of the change which will state the name and address of the new
<br />Loan Servicer, the address to which payments should be made, and any other information RESPA
<br />requires in connection with a notice of transfer of servicing.
<br />23. Notice of Grievance. Until Borrower or Lender has notified the other party (in accordance
<br />with Section 16) of an alleged breach and afforded the other party a reasonable period after the giving of
<br />such notice to take corrective action, neither Borrower nor Lender may commence, join, or be joined to
<br />any judicial action (either as an individual litigant or a member of a class) that (a) arises from the other
<br />party's actions pursuant to this Security Instrument or the Note, or (b) alleges that the other party has
<br />breached any provision of this Security Instrument or the Note. If Applicable Law provides a time
<br />period that must elapse before certain action can be taken, that time period will be deemed to be
<br />reasonable for purposes of this Section 23. The notice of Default given to Borrower pursuant to Section
<br />26(a) and the notice of acceleration given to Borrower pursuant to Section 19 will be deemed to satisfy
<br />the notice and opportunity to take corrective action provisions of this Section 23.
<br />24. Hazardous Substances.
<br />(a) Definitions. As used in this Section 24: (i) "Environmental Law" means any Applicable
<br />Laws where the Property is located that relate to health, safety, or environmental protection; (ii)
<br />"Hazardous Substances" include (A) those substances defined as toxic or hazardous substances,
<br />pollutants, or wastes by Environmental Law, and (B) the following substances: gasoline, kerosene, other
<br />flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials
<br />containing asbestos or formaldehyde, corrosive materials or agents, and radioactive materials; (iii)
<br />"Environmental Cleanup" includes any response action, remedial action, or removal action, as defined
<br />in Environmental Law; and (iv) an "Environmental Condition" means a condition that can cause,
<br />contribute to, or otherwise trigger an Environmental Cleanup.
<br />(b) Restrictions on Use of Hazardous Substances. Borrower will not cause or permit the
<br />presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any
<br />NEBRASKA --Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021
<br />Page 17 of 20
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