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202303145 <br />(b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons <br />legally entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request <br />Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing <br />debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without <br />warranty to the person or persons legally entitled to it. Such person or persons shall pay any <br />recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but <br />only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of <br />the fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in <br />which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee <br />shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br />26. Waivers. Borrower waives all right to homestead exemption in the Property. <br />27. Attorneys' Fees. As used in this Security Instrument and the Note, attorneys' fees shall include those <br />awarded by an appellate court and any attorneys' fees incurred in a bankruptcy proceeding. <br />[REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK] <br />NEBRASKA - FHA DEED OF TRUST - MERS <br />Cardinal Financial Company, Limited Partnership <br />(09/30/2014) <br />Page 15 of 17 <br />