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202302954 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider signed by Borrower and recorded with it. <br />Witnesses: <br />-Witness -Witness <br />(Seal) <br />us n J nedrichsen <br />NEBRASKA, <br />-Borrower Abigay <br />,ge.A.2,06ae vtaj„.J (Seal) <br />L riedrichsen -Borrower <br />ACKNOWLEDGMENT <br />id <br />County ss: <br />The foregoing instrument was acknowledged before me this /4 day of �� — abo3 <br />by Austin J Friedrichsen and Abigayle L Friedrichsen. /�•-n <br />Witness my hand and notarial seal at Cc�,�avid 11 lO� in said County, the date aforesaid. <br />My Commission Expires: <br />a.),2,r 3 <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. September 8, 2023 <br />Loan originator (Organization): Gateway Mortgage, a division of Gateway First Bank; NMLS #: 7233 <br />Loan originator (Individual): Ed Jarosik; NMLS #: 470809 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 3028 07/2021 <br />Page 18 of 18 <br />IDS, Inc. - 93193 <br />1115511009,1111111 <br />