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IOVIIISEIV .rs <br />When recorded, return to: <br />First National Bank of Om <br />Mortgage Post Closing <br />1620 Dodge St <br />SC 3145 <br />Omaha, NE 68197-3145 <br />877-217-9714 <br />LOAN #: 002322676 <br />a <br />DEFINITIONS <br />CAST -- <br />CHECK. <br />REFUNDS: <br />CASH <br />CHECK---- <br />HALL <br />HECK <br />HALL CC- <br />F <br />C <br />E D <br />NE <br />I ST 7013 0 2 8 62023 vii 22 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />VCLD <br />REGISTER OF DEEDS <br />MIN 1005000-0002322676-7 <br />MERS PHONE #: 1-888-679-6377 <br />Words used in multiple sections of this document are defined below and other words are defined under <br />the caption TRANSFER OF RIGHTS IN THE PROPERTY and in Sections 3, 4, 10, 11, 12, 16, 19, 24, and <br />25. Certain rules regarding the usage of words used in this document are also provided in Section 17. <br />Parties <br />(A) "Borrower" is KELLY M BRAND, A SINGLE PERSON <br />currently residing at 529 Ivy Hall Ct, Grand Island, NE 68801. <br />Borrower is the trustor under this Security Instrument. <br />(B) "Lender" is First National Bank of Omaha. <br />Lender is a National Banking Association, organized and existing <br />under the laws of The United States of America. Lender's address is 1620 Dodge St, SC <br />3145, Omaha, NE 68197-3145. <br />The term "Lender" includes any successors and assigns of Lender. <br />NEBRASKA — Single Family — Fanie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 3028 07/2021 <br />ICE Mortgage Technology, Inc. Page 1 of 14 NE21EDEED 0222 <br />NEEDEED (CLS) <br />012 <br />