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<br /> 'rOCjE7'H8R WITH all the impmvememc now or hereaMr crecied an Ihe pmpeny. a ca. n h,up rnanceti.
<br /> -- , _ _ -_ - - � �t$:.:tu-�.,a si�:��:!t;sr«ft.~. �Y.s!of thc prapetty. All�t=+IM�m�arnl�kli�umr.rl�all alcQ hc rnvcred b�r Ih��lecurny -
<br /> - IAcwmen�. All of the faegoin�fa tefemed to in this Sccu�ily InswmcM a�the"Propeny." _
<br /> �,���• Bt1RROWER COVENAIV7'S thut at►Rawer i�c luwfully seixrl ui tt�e estsue hereby��mcycd and Iw.ihe dght ta gmnt
<br /> , � u�d canvey the Pro�env and tlwt thn Pmpeny is unencumbered, except for encumbmnc�w of record. Bortowe�wurrants and
<br /> ��` ` will dePend�enerally�he titk ta Ihe Pmpehy against All clvrrn�nd demands,subject to any encumbronces of�rconl. °"''--=-
<br />— _ - — �;=,�__..
<br /> � i:� THIS SECURITY INSTRUMENT cambine� unifam mvenanta for aalloaul usc and non•uniiarm covcnant� with —
<br /> �r •,:ti., � ui"s:;_..
<br /> ---;;•. ' limited vutiations by jurisdiclion to conslilute n uniform�ecurNy insirumrrn coverfoF real pmpeny. ��_
<br /> ' UNIPORM COVENAM'S. Bamo�vcr pnd Lender covetunt and agree a�fallowc: ��`�
<br /> ;' '� ' 1. P�ymet�t o�Prindpal and Interesti Prcptlyment �ad I.�te Cl��es, Bamwer xhall prompily puy when due the �"`"
<br />_ �':.i�-;,,,`�.�:...� --:� principaI af w�d interest an�he debt evidenced by the Nate undany pnepayment und late churge�due under the Nae. '
<br /> "- — °• ''t'"'�'��"''''` '�'' 2. Funds for 7lases and Iosunnce. 5ubjecl lo upplica6k: luw or to A wrinen wuiva�t�y Lender,Borrower shall pay to �"'�"'
<br /> --^— . , n.. .
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<br /> �.�. �,��.— -- � Lender an ihe duy momhly payments ure due under�he Note,unlA the Note is puid in full,a xum l"Fund:'1 i'or: tal yearly ;,{�y-
<br /> —__.�"i:�:-~;.',',.�,;'t;4 laxes nnd�ssescmentR which muy Anoin priorily over thts Secuity Instrument us u lien on the Pmperty:lb►yeucl�� lea.sehold , ,
<br /> =_�• pc�ymenis or gmund ren�s on the Propehy. if uny: Icl ye:uly h�urd c�r prupeny in,urunce premium,: (d) yrarly flned '-,_
<br /> ,_:�,��;� ��;:;�. . in�umnce miums, if an ; (el ycurl ma� a e insuraa.� miums. ii an :und 1�un �ums nble b BoR�w•er tn . ';=`Y_
<br /> ��;" .�.. P� Y Y 8 8 P� Y Y • P�Y Y ,._
<br /> _�-�:;.�r. s.;.# Lender,io accardaace with the provisions of parngrrph 8,in lieu oG the payment of mongage insurance prcmiums. 'E''he�e . :
<br /> ��� ��.•�'..;�-- � ilema Arc called"Escrow Items:' Lender may.a any t�a�ne.collca:t and hald Fur�1s in un umount not to exreeA ihe ma�imuar
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<br /> � � y+��. arnauni a knder for A federally n:lo�ed m oAgs�e baue u m►y iey u l m f o r B a r a w•e r l e s c m w x r c u u n t u n d e r�h e ic c 7�r r a i R e a l ,�.�__
<br /> --"'- .i 1?�;;�+� F. E.slate Setlkment Procedu�es Act ot 1974 u.�tunend�*�E ti„�,�m eime ta time. !2 U.S.C. �2601 er aey. ("RESPA"1,unkss anather `fr:".--�
<br /> � '�` �����.r`�'`�;��^ law Ihul npplies�o the f�ndc sets u lesscr amoum. IP w�.Lender rnay.ut any time,collect and hold Funds io an amount na ta i�'L'�..
<br /> ��-�° �����•�' exceed �he lesser amaunt. l.ender mAy estim;+te th� amoun�of Flindti due on t7�e bu.�is of currem dua und rea..a�abPe
<br /> :�� �}` • estimatec of expen�itures of i'utuir Escn►w Items�x whenvise a accordance with npplicAble IAH. ���•u
<br /> �X? ""°�t• � 7Ue li�nds shnll be held in an institulion w�k rkposes sue insured by u federul Agency,instrumentaGin, or ep16�1� :�.
<br />.��� � �SS'P�A �
<br /> -t�'• "��;;�„ ^_, ,,•-;���' (including Lender,if Lender is such an insti�utic►nb�aT lr.,any Federal Home Loan Bnnk. Lender shnll Apply�he Fa�nals t.�¢�ar ,�,;
<br /> .ra��Sk,. p;a, .r?R.;. the Escrow Items. l.endrr may nol cha�e BoROU�ti: ;�r holdi:ng ami upplying the Funds,unnually Anal}���rz� ifi•a e+�-r�e�� : ?
<br /> �:� �
<br /> `°i�;;'.• • ��,� account, cx verifying the �scrow Item�, unle.s Lenekr�.�t}�s�.�rto�,��er interesi an �he Funds cind npplicab➢c lAN �emm.� .
<br /> t' �.ender�o muke such a churge. However,Lender may n�uim �orrower to pay a one-time charge for an indep�n�iene r�:ar. [
<br /> estate taz reporting serviee used by L.ender in connerlion withU►ia loan,unle�s applicuble luw provides othenvise. Un1eF.aoz """"��
<br /> . . �• ,� � agrecrnent is made or s�pp0i:able luw mquircs interest to he pAid,Lenckr shall noi be mquired�o pay Borrawr��ny interezt or �:.-==°
<br /> � r�`��. ' ��e��. eumio s on the Fbnds. B�*:rower and Lender ma o mc!n wr�in however,that intrrest xhAll de nid on Ihe Funds. l.ender , ��TM-
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<br /> '- +{' '° ' ' sive to Bomower,x��,x�ut chu e an annual accountin of tbe Fundc,showin crcdits nnd debits to th� �unds nnd the �'��"v
<br /> ' �,;. . � �...:h ..::..t�r; ; s�hall ' �E • 8 P c;..:,,
<br /> �,+,�a r;t, ;;7. ti� punwse for which each dzbi�to the Funds wus mude. The Fu�ds ure pledged as addilionul�.�cariry for oll sums secured by �„u a�.�
<br /> y ' y � �his Securiry Instrument. u `i� g
<br /> , ��—; !f tt:e Rsnsl.g heki by Lender esceed thr emounts pern+itted to be hcld by applica�+lc �.,�.,lendes �4�ra!!account t4� ���--,
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<br />- • ;i;�j;";¢ �,,,°��'.� ; Borrower for the exces�Funds in Accordunce with�he TequimneMs of upplicable luw. If thc umcwnt of t[x IFu�tc held ay �;:;•�`
<br /> ;.,2;�s��r�„7' i. ,•� Lender at any�imc is aot sufficiem to pny thc Esrruu• ]atm�when due, Lender may w notify Borrower in wriunr,and,in •'���,:--;
<br /> , �,'.�?'ir'�.'� ` ,, � � suc h c o s e B o r r o w e r ti h u i l to Le nd er the n mo u:n r�:cessory �o makc up the defKienry. Bonower a0�r11 make up �he .
<br /> �;�t�� �•:�� ft'.���:••^.''i .>.:� PaY �. � -
<br /> ,,.�1,� ,•1�r;.:.,�;,4,. � deficiencti•in no more than twelve monthly puymenls,at Lenderk sole dkcrctinn. k��"".
<br /> _::;_�'.��� � ,�:�,,,,�:�-�;:_ .E.� ; Upv<<payox:�u iu fuD uf all�um, ,rcureJ by�'hi. S�►uti�y B�utniment.Lcndcr sha11 pronRptlr refunc!to �urrower un� ' :-,
<br />-=;-;;.. � ��J• :' ' "•'_ Funds he3d hv l.ender. .If, under puragraph 21,Leacter shall acy�uire ur kU the Property,Lendnr,prior to �he s�cquisition or .y
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<br /> ,ti� .,:;•,•:• .. sule of Ihe Pirupert}'.shali apply uny�unds held hy L�cnder W t?�e time of acquisition or ude as u credi� ngaeast the sums ,_„r
<br /> - . , k�;'`";:"' . secur�ed by Ihis Setu�r6n�in��rument. -"'r�
<br /> - �I '��'�"�'"'•" '•`' 3. Ap�licauie�n d'8'ayments. C►nlesr; upplicablc Inwpr����idex othenviae, all poymems received by [.ender under �
<br /> ��"� ��"�'` �' '� '%�`•� . s�ra rn hs I And 2 shaf]br a lied:firsa,to an �e a ment chav��es due unde�Ihe Note:serond,to Amoums Able under
<br /> -;�'`{,`: �n P 8 P pP Y P P Y . P�Y --�.
<br /> � � :�,,��-;� �. ,, „<` psirograph I:thircl,ta interest due;foucaM.tn princiEu+l dur;and la:�,,t•,�any late charges Jue under the Nute. _`-�_;
<br /> '�'!� �.':�:,.a,:,. . •'�`�'{�'' 4. Charges; L.tens. Borrower s;�a11 pAy a1) taxes, utise��mcn�s, churge�, fines und imposiuons utuibutable to thr
<br /> �f�f '' n whicb ma at,ain riorit over this Scruri�y Inxtrument, and leasehold vrnrm.r.r���
<br /> J.• }r.�a;;.��-,��2�` � �I� Y Y p Y Ew. ,.__nd rents, if any. Borrowcr -•`
<br /> xr•�, 'x�-;�., . •;•'�� I shall a thexe obli Ations in the munncr ovided in ira ra or if not aiJ in thut manncr,Bomiwcr Sha�A them on '
<br /> a :;Y,��.-.,. ". `.' P ) 6 Pr P� F P��• p' PaY ,��
<br /> ({•� time direCaly ta the person owed puymem. Bnrro�vcr sh.�ll prom�Aly fbmish la Lcndrr all nutices of amount�i�� fie puid under
<br /> _-,vu•. � ��.:�1.�".'. ...�µ � __....�.�._
<br />-�_�,� �, � � , • ���� .�`�� Ihis p�+ra�r+p�h. If Borrowcr mukes�he.e paymen�s directly, Burrow�r chvll promptly fumish��l.ender receip�s evidencaeti -
<br />,,.,•;it`y.' ,.•. ,;• , ,.. ;{ .w.
<br />.,,.�,f t . •., �:-,�,^�'d�;; I 1he paym�;:nss. �.�•._.
<br />'�'�'F; . �'"'' �''�+'•:�,''` " ,�' ' Bomuwer shall promptly discharge uny lirn which ha�priority�over this Security Instniment unkss B�rtower.(n)agmc� �`_-'``
<br />-- ` ,�4�,,s K , cad faith the ��"�
<br /> �1A•:�.��: � � in writing to the payment af the obligation secumd hy ihe licn in a manner uccrp�aMe�o Lender,(bl conte��.in ; ;. ._
<br />,•� . _C; , _ . i.:•.:��. ` :��:;=.-
<br /> lic:n by,ur defenJ�aguimt enfurremenl of tlk lien in.Icgul pnKC��Jing�which in lhe LenJer's opiniun operu:e to prevent 1he ��.,.:.
<br />'•�:•:,.`� '. -• enforcement of the lien;or(c)secures from thc ha1J�r of thc�en on ugrecment�uti�fuctory to Lender subordinating the lien �j ,�� '
<br />�'r " ,. ' ��'�''�tti-,. ' to Ihis Securi Insdument. If Lere�ter rl�termines�hut un aut ot'ihe Pro n ix sub'ect to a li�n which ma• auuin riorit ���-�'�
<br />;: . ° � �,,'.,;. �Y Y P P� Y � 1 ) P Y ,y.,.
<br />_ ��• � .�;.. over tNis Security Instrumen6 LendrP ma�•give BoR�wcr u no��ce ic��emify ing the licn. Borrower chall satisfy the lien or ta{.� � .
<br /> �..,, ,,}�,,�... ,� ,
<br /> ,< �tF.,i� one or more of the actinns aet forth above a�ithin 10 days of thegi vinF of notice. ,�,��.,:
<br /> }`�' ' ' '''•Cri� 5. Hazard or P��aperty lnsur�nce. Burmwer.hall kcep ttk improvemem.nuw existing or hercal'cer erecled on the
<br /> ; As���;p�:,� sn�,;;�: � ,
<br /> , .,:�;l,+4��,� .:.,�.t�, , Property insured agaia�s�k�ss by fre,haznrdr included�vilhin ihe term"extenJ�J cuver,�ge"und uny olher'harards, including
<br /> �,,, .�}� �,t.�.- r�'(_s.r floods or (k�oding, f�r which Lender rr.quires insurance. Thi� imuranre sh�ll bc mainwined in�he umnunts and for the
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