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<br /> -- L — - _ � '�:73`!8!3!4!i't'F!s!!!!�[tr.�s'esrmcnt�smw� lMO�si1M sercrxl m Ihe�pn►Aertv,w�d�11 caar.mcnlv.AW�unc�c�.
<br /> -- and fi�1u�oow or he�e�per a�n af�he property. All rcplxernenta and addilinnr�hall al�a bo cuvc�+ai by Ihie Sauruy
<br /> _ =-- In�uumenl. All of ihe f�xrQdn�ir rc(e�nd tu in�hi�Sccurfiy Inraumem us�ho"Pnapcny."
<br /> ,�;- -- =� BORROWF.R COVENAN'iS liwt Bixn�wcr ia lrwfuNy scf+�cd af Ihr eclatc iKrehy c�nveycd arnl ha�1hc�iQht�u grant
<br /> �' ��■ �nd canvcy�hc Propaty md�hw�ho ProP�ny i�uncncumbcred,ex�Yp�fix encumbrancex ai rccc�rd, H�ttmwcr wAmwniK wid -_
<br /> ��` wfll dcfend aene�ally the title tc►thc P�eny u�alexl all claimx�nd demand�c.�ubject�o Any emw�d►���i�efi of rcrntd. -.�-
<br /> THIS �ECURITV INSTRUMEiVT combincs unifixm rnvenants for �a�ional u+�c und nan•unifarm cav6nanto with �
<br /> � limitad vatiations by judsdictfon to constilule a uniform �ecu�ity insuumenl covering reul propeny.
<br /> ' UNIFORM COVENAIV7'S. Borrawe�und Lendcr covenunt und ugree ux fallows:
<br /> • 1. P�ymeat of Principwl anA laterestt Prcpwyment and Lak Chprg�. B�mnwcr ahall promaly pay when dur the —.
<br /> - principa1 of and interest on lAe debt evidenced by the Nate und any prepayment und late churges due under the Note.
<br />.,'=��� � 2. �nad��or'Ibxes�ad lnsnrance. Subjert to applicuble luw or to n wripen wuiver by Lender.Sorrowcr shall poy to
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<br /> l.ender on thc day mo�uhly payments ure due u�der the Note,until 1hc Nae iw pvd in full,a�um("Fund�'1 for.lA)yea�ly � -
<br /> :�1 ' ..�,�:�•��: uuees�nd As+essmenis whic6 muy�ttain priori�Y over this 5rruri�y Instrument as a lien ua the Prapeny:tbl yearly leasehold �`:_
<br /> � �� �;
<br /> —�'�=T�<�r" WYmeMs°r BmuM n�us on tUe P�erty, if any: (cl y�ly � a P�'�P�ny in�c pmmiuma: ldl yrarly ilood _
<br />--'. �6��' inwn�nce premiums, �i any:(el yearly mortgase insurance premium.,. if pny: and li'1 a�y+ums payuble by Bcxrower to �
<br />>''.�', , •,,�. ��. �a��condw��wIQ��I�r ptovisians af pumg�ph S.in 8eu of ihe puyment of manguge inwr.u�ce premium�. 71�.� ,
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<br /> _ ;,.. items are called"Escmw Items." Lende�may,ut�ny ume.coNect und I�old Fund,in nn anount na to exceed the mAximum �.,
<br /> �''„:����`` '•^; ,;, a umount u lender far u feckrolly related mongage lo-,ur may require far Borrowera esc�aw acctwnt u�der the federal Reul �.�
<br />�'��'` '�� '����" � Esuue Senlement Proredures Act of 1974 us amend��d�run►time to time, 12 U.S.C.?}2601 E�t s�<p.l"RESPA").unless unaher
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<br /> • 'rr�:?!r. 1rw�ha�n�.l:r�to rhe Flmdx sets a leaxr�nount. If s.*.,Lender m:�y,A�w�y time,collect aand��Funds in un�mounl nm�v �`
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<br /> '�'G''' -.��':"'�� � .� 'i,,�(1��% exceed the lesser nmaunt. I.ender ma; r�timAte Ihe amc+u�� hanals due on the baxi,oi ..��reot data and rr�sonat:� - : ..
<br /> - .��?`$.• e�mates of capenditures af futur+e Escrow Items or ochenvicc rc+aw:rad:mce aith up�+�icuhfe law. �;<.':�
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<br /> �3 'I1�e Funds shall br luld in an instiwtion wlzcnc �depog�tc nr•e in.ured h?: a f�tSrr�l A�rnry.instrumcntuliry.or emiu} s;,`i
<br /> ��f.,;;�i?;�:�: ` � � tio�ludiog l.e�der.if Lcrtder is such an inslitupaal mr i.�ataJ•Frderal F3ome�n�an B��ink. Lendet shall apply�he Fund�ta pAy =;;f;�7t,
<br /> ;_ =�-�f•�`4'i� ,�.. ! t�e �scrpa• ltems. Lender msy not charge Rormw�� ��x h�lding and ap��yfi�aP �he Funcl.,unauolly nnalyzi�cg �7;e eseraw , ,:•:�},
<br /> �!x�' � , , ' �g a��couni.a'e•�rifying Ihe Escrow Items,unless Lend�r puyx�ar�wer int�re��i on the Pu�. and appUcublr Va�� oertnrt� we..�_
<br /> " � = I.ender ta make such a chsuge. Howe�er.Lender may requirc��wer tn pay a ane-i+rote r�earge far un iqdepe�dene��ea�
<br />-.�;�;;� Y �. '���', estate tax reporting service ased by Lend.r in connerlion wilh ICtis I.�aa�,unles�upplicabte lAw�ptnvid�s otheawise. Umt�.�an ��-;
<br /> y,'���, ;,,�`r; � . ,�grcement is madc or:�ppli��fe law rcquires in[ere9t to be paid,�.caailr�sl�a01 a�t be re�aired t•n�aY Barrow•�r.�ny interc�i�� -r
<br /> :�%" •':"r;i�''�, cami gs on the Funds. BorT�wer and Lender may a�ree in wrNing,hou•eti•er.ttcai in�eres�s�sa7�he paid on Itir b'�.a�dx. l.ender �.,"`
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<br /> ;;�'�,• �;�: � � �h.'' � shall give to Bortower,wii�aut chacge.an tu►nual u��.�unting of Ihe fiind+,show,ic��a ctedits and debi�x to the Funds and�6ec (.;:;;,:�.
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<br /> .._�,,:.••., purpose for which each debi��o the Funcls wac mude. The Funds urc pledged us acWitional eecuri�y for all�ums secured b+;. ��
<br /> � ` � ihis Se�uiitj�i��iii�i�wix. R�-
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<br /> �� �j,v�°•�; •• r,� ;:1�,�•-. If the Funds iield by l.e�der eaceed the nnrounts permflted to be held by upplknbk IAw. Lender shall AccouM t�� __��,_
<br /> . <�'��'j�'��4� *�r-.��r'�`+'� i Bormwer for the excess Funds in uccordunce with the rcquirements oP applicable Inw. lf thc umaunt of the Funds held by :;..
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<br /> � "';�;��� , l.ender at any time is not sufficient to puy the Escrow hems when due,L.ender may w notify Horro�ver in writiog,and,in .
<br /> � • ,. '�?�',.�''��' '` � such cc�se Barrower shall pay to Lender the umount necessary to muke up the deficiency. Bomower shnll make up the ��-,
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<br />-�-; -.:,- ��M ,,.;;. deficiency iu nu muie than twefvc monthly payments,at Lender's wle discretion. �-�
<br /> ,,.;�. :-�.::,. �� Upon payment in full of all sums secured by this S�.�curity Inxtrumen�,Lender tihall prompUy rcfund to Borrower any ,j.
<br /> -- Fur�ds hcld by L.ender. If,wxier purngmph 21.Lendcr shnll acyuim or�eQ the Property.Lendcr,prior to the ucyuisition or
<br /> - "� sa�e uP the property, xhnll apply any Fundr: held by Lendcr ut the time of nryuixi�ion ur wle as a credit ugeinst the sums �.
<br /> � � secured b this Securi� Instrument.
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<br /> -- f :,���ti.,:. � 3. Applkation of Payments. Unl�.+ applirahk luw pr�wiJe. �Nhenvi.c. all prymenh RYCiv�Kl by Lendcr under
<br /> -�,};.;�t?::� parograph�c 1 und?+hull bc applfed: fin�.��+uny pnpuymen�churgcs duc urnkr�hc Nutc: .ccanJ.io um�wms�►ay�blr wuicr �>
<br /> ��" r,;..'',:,�, � ' Parpgr�ph 2:third,lo imerest duc:founh,tu prinripul duc:and lotit.lu uny lule churge,due un�kr Ihe Nutc. =
<br /> �,�� ' "'�'"��. '.. ; 4. Cb es: Lkns. Burrower shull pay ull t:�xe�, :�+sexsmentn, chargcs, fines �nJ impusi�ions uuributable tu the ���-
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<br /> r � ��� .,r,_ „�• ; property which may auuin priority ovcr�hi+Sccuri�y tm�rument,und IeascholJ puymen�.�x ground rent�.if nny. Bormwer
<br /> �+�� , �!°t{f;;r;, �a�� ` � Rhnll pay lhese obligutions in thc munncr providcd in pamgrnph 2,ar if no1 puid in�het manner.Bormwcr xhull pay them on
<br />,..;,: � �.,:�,► , � � � time dtrec�ly�o Ihe person owed puymenl. Borrower+hall prompNy furnish to LcnJcr all nwices of umounts�o be paid under
<br /> ��c.�':�
<br /> ..yJ�i,� '�,�,�,} ;F .�t ,, this puragrnph, If Bortower makes Ihese pnymenls direcUy,Borreiwer shaU promptly fumish to Lemkr rec��pts evidencing
<br />.',r ° 1he payments.
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<br />"`"%�`e"� ��` ��� '`:?�;�"%� Barrower shull promptly discharge uny lien whkh hor.priurity over IhiS Securily In�lrument unless Bomower.(u1 s�grees
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<br />�°Y;ii"1%; n�o�•Vr"r� ,-'`�'`''�' �� in writing to the paymcnt of Ihe obligu�ion.erured hy the licn m u munner accep�ablc to Lendcr,Ib1 contests in good fnilh the
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<br />_„.,y,�, :�Z;r4�. � .. �• � lien by,or defends aguinst enforcement of thc licn in. Icgal pmcceding.which in thc Lendrr's opfnion operate to prevent the
<br />;;�n��::� , r,�` � enfarcement of the Iicn;or(c)securer from the holder of the lien an agrecment satisfactory to l.ender subordinuting�he li�n ,.;�.,
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<br />- � �., to this Securiry Inrarument. If[.ender Je�ermines that any pan of the Property is suhject ta u lien whkh may a�uun priority
<br />:�;y`,��;� ' �*' f` over this Securi� Insuument,L.ender ma ivc Borrower A naicc idcmif in the lien. Borrowtr xhall satisf �he lien or take �
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<br />-°°:;�� ' ��,tr:r�,�, , . one or more of the aclfons.e�forth ubovc within l0 dny�of the giving of notice. *;
<br />-=,�ft� �,R�1;�«��''• � 5. HAU�rd or Property Insurance. BoROwer shall kecp thc impmvemcros now exi��ingor hercafter crected un thc �r�r,
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<br /> �"�• . ±'t5�:�". .;��n �'���•..,� property insured uguin��luss by fire,hazurds includcd wllhin 1he term"cxtenJed coverage"und uny Mher hazards,including
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<br /> .,.�.....f.� c�s,;••Ar_•,.�.. ilads or flaoding,for which l.ender requires insuraix:e. 'Ihi� inaurunce ahull be nwintained in �he umounts und for the .
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