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Loan No: 638744 <br />202302602 <br />DEED OF TRUST <br />(Continued) Page 7 <br />concentration or physical, chemical or infectious characteristics, may cause or pose a present or potential hazard <br />to human health or the environment when improperly used, treated, stored, disposed of, generated, manufactured, <br />transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest sense and <br />include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed <br />under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and <br />petroleum by-products or any fraction thereof and asbestos. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, <br />mobile homes affixed on the Real Property, facilities, additions, replacements and other construction on the Real <br />Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses <br />payable under the Note or Related Documents, together with all renewals of, extensions of, modifications of, <br />consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by <br />Lender to discharge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's <br />obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust. <br />Lender. The word "Lender" means Riverstone Bank, its successors and assigns. The words "successors or <br />assigns" mean any person or company that acquires any interest in the Note. <br />Note. The word "Note" means the promissory note dated May 26, 2023, in the original principal amount <br />of $202,000.00 from Trustor to Lender, together with all renewals of, extensions of, modifications of, <br />refinancings of, consolidations of, and substitutions for the promissory note or agreement. The maturity date of <br />this Deed of Trust is June 1, 2048. NOTICE TO TRUSTOR: THE NOTE CONTAINS A VARIABLE INTEREST RATE. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal <br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; <br />together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such <br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of <br />premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this <br />Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan <br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security <br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br />existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and <br />other benefits derived from the Property. <br />Trustee. The word "Trustee" means Riverstone Bank, whose address is P.O. Box 1267, Scottsbluff, NE <br />69363-1267 and any substitute or successor trustees. <br />Trustor. The word "Trustor" means Kyle J. Upp. <br />TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND TRUSTOR <br />AGREES TO ITS TERMS. <br />STATE OF 1\ffL <br />COUNTY OF i4a't <br />INDIVIDUAL ACKNOWLEDGMENT <br />) <br />SS <br />On this day before me, the undersigned Notary Public, personally appeared Kyle J. Upp, to me known to be the <br />individual described in and who executed the Deed of Trust, and acknowledged that he or she signed the Deed of Trust <br />as his or her free and voluntary act and deed, for the uses and purposes therein mentioned. <br />Given under my hand and official seal this c kQ" day of Ma/ , 20a5 . <br />nn <br />By <br />C�. I V n� <br />GENERAL NOTARY - State of Nebraska <br />STACIE NOVAKOWSKI <br />My Comm. Exp. Aug <br />Printed Name: <br />otalitt <br />Notary Public in and for the State�of Nebraska, <br />Residing at NUM 1 is lYI <br />My commission expires HtJI[p n� <br />Originator Names and Nationwide Mortgage Licensing System and Registry IDs: <br />Organization: Riverstone Bank NMLSR ID: 1926380 <br />Individual: Michael W. Downey NMLSR ID: 469835 <br />