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202302534 <br />LOAN #: 242785 <br />MIN: 1001886-0000239759-3 <br />1-4 FAMILY RIDER <br />THIS 1-4 FAMILY RIDER is made this 25th day of May, 2023 and is <br />incorporated into and amends and supplements the Mortgage, Mortgage Deed, Deed <br />of Trust, or Security Deed (the "Security Instrument") of the same date given by the <br />undersigned (the "Borrower") to secure Borrower's Note to Moria Development Inc., <br />DBA Peoples Mortgage, an Arizona Corporation <br />(the "Lender") of the same date and covering the Property described in the Security <br />Instrument and located at: 2824 Goldenrod Dr <br />Grand Island, NE 68801 <br />1-4 FAMILY COVENANTS. In addition to the representations, warranties, covenants, <br />and agreements made in the Security Instrument, Borrower and Lender further covenant <br />and agree as follows: <br />A. ADDITIONAL PROPERTY SUBJECTTOTHE SECURITY INSTRUMENT. <br />In addition to the Property described in the Security Instrument, the following <br />items now or later attached to the Property, to the extent they are fixtures, are <br />added to the Property description, and will also constitute the Property covered <br />by the Security Instrument: building materials, appliances and goods of every <br />nature whatsoever now or later located in, on, or used, or intended to be used in <br />connection with the Property, including, but not limited to, those for the purposes <br />of supplying or distributing heating, cooling, electricity, gas, water, air and light, <br />fire prevention and extinguishing apparatus, security and access control appa- <br />ratus, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, <br />refrigerators, dishwashers, disposals, washers, dryers, awnings, storm windows, <br />storm doors, screens, blinds, shades, curtains and curtain rods, attached mir- <br />rors, cabinets, paneling, and attached floor coverings, all of which, including <br />replacements and additions, will be deemed to be and remain a part of the <br />Property covered by the Security Instrument. All of the foregoing together with <br />the Property described in the Security Instrument (or the leasehold estate if the <br />Security Instrument is on a leasehold) are referred to in this 1-4 Family Rider <br />and the Security Instrument as the "Property." <br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower will not seek, <br />agree to, or make a change in the use of the Property or its zoning classification, <br />unless Lender has agreed in writing to the change. Borrower will comply with <br />all laws, ordinances, regulations, and requirements of any governmental body <br />applicable to the Property. <br />C. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise <br />agree in writing, Section 6 concerning Borrower's occupancy of the Property <br />is deleted. <br />D. ASSIGNMENT OF LEASES. Upon Lender's request after default, Bor- <br />rower will assign to Lender all leases of the Property and all security deposits <br />made in connection with leases of the Property. Upon the assignment, Lender will <br />have the right to modify, extend, or terminate the existing leases and to execute <br />MULTISTATE 1-4 FAMILY RIDER — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3170 07/2021 <br />ICE Mortgage Technology, Inc. Page 1 of 2 <br />11111N FE PISMO6iPlt'ilk Itt 1I II <br />F3170v21 RDU 0822 <br />F317ORLU (CLS) <br />05/24/2023 01:29 PM PST <br />