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202302498 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Security Instrument and in any Rider signed by Borrower and recorded with it. <br />Witnesses: <br />Victor A Perez <br />Amelia S Poore <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska Hall County ss: <br />On this 23 rdday of May, 2023 , before me, the undersigned, a Notary Public duly <br />commissioned and qualified for said county, personally came <br />Victor A Perez A Single Person AND Amelia S Poore A Single Person <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument <br />and acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: September 27, 2025 <br />Prepared By: <br />Charter West Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />Amy X %) <br />L Ota <br />- Notary Public <br />GENERAL NOTARY -State of Nebraska <br />AMY L OTTO <br />My Comm. Exp. September 27, 2025 <br />When Recorded Return To: <br />Charter West Bank <br />20041 Manderson St., Suite B <br />Elkhorn, NE 68022 <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Roberta L Reed - 491146 <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT <br />FORM 3028 7/21 <br />Laser Forms Inc. #FNMA3028MERS 7/21 <br />Page 21 of 21 <br />1111 <br />