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<br /> - �___ . ADJUSTABLE IiATE RIDER 93���,0�.5
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<br /> �___ �__� -r� nits�wtusr�et.��►rs Aroaa[�n�c�a �5TH �,y� , JANUARY _,�y 9� -_
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<br /> �od it i�oo�poaud iato aid sAdl be deaeed w�a�a�d�od wpplanw�t 1he Monp�a. Deed ot tnut.or Sawlry Dead l��"�Y
<br /> -- IaqrumaN")of tb��aae due�IKn by tbe urtdeni�ned(!Ae•�Banwv")to saum Borrower'�AdJwubk lute Note(t4e••Nau��)to��
<br /> . ���L BAVIN08 a LOAN A880CIATIQN OF OMND IdLAN�.N�IIASKA pM"I.eiwla••)af ti�e wme d�te�ad aorai�tbo
<br /> � propeily de�aiMd islhe Sewr�tlr lefpuwe�t aad loo�ted at: �—_
<br /> -.- �I r 2208 W. OKLAF{OMR. GRAND ISLAND. NEBRASKA 69903 --
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<br /> Tw.otr e.MN..�rowb�r alfo*�t t«ci.qa I�wy alenea na.ra.y.�oMMls =--
<br /> `.�-:^;,_ wrsrb.TW wN��Iw M�in IM��w�t w�Id�pl nM a�c��N�q�11�w�M ___
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<br /> _,�.. � ADIPIT�ONA1.(.'OYFJ,VAl�i7�S.1��dlfiti00 f0 t4C OOn�a�i i�ammR�i�dR fY t4t So�vs�4� 4�.�OR9wi!ito�A IR�def =_
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<br /> .t�: �� ,r��?�•r t�x t, A. IMERFBT RA7E AN�M�MW114Y PAYMENT CNANC.I�S i� �:
<br /> �., , , ,� �>�;��' The Nou pravida fa�An InNtal iate�at mte ot 5•50.�'1�.�ctlon 4 ot the Note piovtdta for clun�a ip the ime�at nte and IBe ,
<br /> -;`y�:oi.'�' .:��}�� 1't�'j���.jf�.{l;}; amnthiYPaYarntf.ao�follm�n: . � _ -
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<br /> �'j��, r�=�''"5 kt�'JS�Ler�t+' 1. lNTER6ST RATE AND MOMHLY PAYMBNT CNAN06S
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<br /> , '•" ,�� ,�;�,,.,�.•;t�• The intaat ale 1 wip p�y m�y chanQa on the 8nt day oi FE6RUARY . i9 9k ,and on th�t day every �'
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<br /> , _.�'`;�,.' ";��";. 1� mmNhs t6eraRer.Bach d�te on whfcM my intaat nue eouW c�e b called a"Chane Wk." iui'�'
<br /> , ,#" , ,�. (61 'I'Me 1Mea g -?
<br /> � . `."�'"""�' Oeainnina with the fint G7un�e Date,my(nterest rate rvill be basM on m Indea.The"Indeu"ie�Ae warlly�vas�e yietd on United Suta �°,�;•,:.
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<br /> . ';,. ��,,.,, , ,� •„�: 7}puyry�eeudtia�dJwtad to�oo+w�nt mnuHty ot 1 yeu.a made�vvlabk by tM F�dad ReYerve Bard.Tbe mat rxent lude��ti{ure �j;x�•'
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<br /> ,i . . .�;, .,,� '�'» : walbbk u of the dnte�S d�ya befo�ach Chan�e Dne i�alled Ihe"Cu►reallnde�.'• �;;_
<br /> .,. ,. �;� ' .'.,e If the IMwe I�no laq��vait�blo.the Nol�Holdet MrW choow��ew inda wbkb i�bwd upon aaa0u�b�e Iafarartlaa.Tb�Nolt =
<br /> . �� ."� Hokkt wIU�ive me nollae otlhi�choloi. �
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<br /> -=_ --�-:�-�:,�,. �c► c.�u.uo.or�r.�. Tmo arx�or�a�sn�.� —
<br /> �✓:��.: . R;;,. , � �'.°�`� Hefore a�ch Chan�e Wte.Ibe Notc HoWer will cakulate my new intaa[�ne by�ddiiy Pa��
<br /> '>:;, ;;,�i�•�`?;,,,;.�.�;,�����., p��q t 2_�+ �)to Ihe Curcent Indea and roundina to the nauat 1/11h oi I�li.wbjoct to the Wufiu suted io Sectioa 4(D)bduw.
<br /> `' '•rLva..,,•;.. � '-`,+;� Th4 rounded amount wdll be rt�y new interat�ue untH the next ClunYe Date. :�:`.
<br /> � ;.4�'�'•. �� r� The Nae Hofder wiU iFiea determine the amoum ot the mon�NY paymmt�hat woutd be:ufficfent �o rep�y in fWl the principd 1 an �
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<br /> , . . . . . pcpertcd to mve on 11ut Clunse Date tn substanWUY e9�WY�►u by the n�turltY date at my new iaterest mte.The tauit of thi�o�kul�tioa
<br /> ; , wiU be tNe new sawunt ot my monthl9 P�Y��• `�°�Y.
<br />-- i t'"' . '?'.$ ' (D) U�IU w 1�Ineu RNt(*�asa �'��,•-
<br /> ... • ` .. ,��°Y �. The iMerest nte 1 am rcquired to pay �t the fint Chanye D�te wiU not be grcater than 7.50 � a� than ';i;;�
<br /> _ - ' •''r`•""�•.:i";,:',��•��:�. 3_5f1 �.�rcafter,my Inlerat nte wfll never be increa�M o�decreased on�ny singk Chan�e Dxe by mort than °����
<br /> '� :' a `l�� ;1 T�+{r; � ��hom Ihe rpte of interal I Fuve ban psyin�for the prcading�welve mon�hs.The minimum inurest n[e a►tdis lwa wUl never be �
<br /> .' Y�r�'`tFb :' . ��pn �_50 �and the rtwdmum int«at rate wiu�rcva be areater�Nn 10.50 �l�i. ':.
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<br />`5:� . '� My new taterat nte will 6aome effative on each Ch�n�e Date.I will pay tAe amoun:of my new monlYy p�ymeM bqlaNnQ oa�he fir�t ,,
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<br /> x 5�.P n►onthl t date afta�he Chan4e Da�e untfl the amounl o!my nanchly payokn chanQes a4ain. ,�;%
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<br /> ' � �' ��f,;;, • The Nwe Hofdu will m�l or deNver to me a notia before e�►ch CtwnQe Date.The ootia aiQ advlse me of:
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<br /> � ::�?:rf, "`-` ;:' (q �he new intereat rate on my loan as of�he Ch�nge Dau: Ff•• �"
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<br /> "�",��{� ..�� (ii) the�moun�ofmymonthlYpAYmentfollo�vingtheChangcDatr, [`-��x
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<br /> `l,�!�'tnI ,,�' y�.`'L.;,,.,_,,,�, (ill) �ny addUtanw!metten which the Note Holdcr is rcqulrcd todicclose;nnd �..:,•:
<br /> �} pv) tbe addreanf the associ Won you oould oonuct reaudin�my quations about the adjus�mar notloe. @' --
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<br /> �"y,��h�, 1E�?:,`°i�}w, r. B. CHARCBS=WENS i,,
<br /> -:% '���, '��i•.,,�.',.;��:..,;'i;c;��`} Uniform Coven�m�1 ot the Secudty Irotrument i�amendM to tead s►s follows: :;
<br /> '�Y ��� �. Chu�st IJew.Borcowet sh�Jl pay all taaa,assessments.and otha charaa,tines,and impositions auribu�able to�he Property which may �
<br /> ` � �tlain a prlority over thie Securitr Ins�rumml,and lasehold p�ymenteof ground rents,if any,ln�he manner provided unde�psragraph 2 hercof c;:1��
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<br /> • �"����5�ti•''. or.if not pafd in�uch manner.by Borrower maklnQ payment,when due,dircctly to the paya thereof.Borro�rer slull promptly fumi:h Lender ;
<br /> �' ,��. � dl notioes of amount�due under thf�{wrt�raph,and In the even�dorrower shall make paymem dlrecUy, Borrower slull promptly fumish to
<br /> ,�"� . a •-� F Lender raxipt�evidencinQ�uch payment�. Borrower shall promptly diuhar4e�ny Ben which has prioriry over thii Securfty In:uument; �_•�.
<br /> "�3 ' �� "����� however,Borrower shrll nw be requlred�o dfuhar4e any such Ifsn so lony as Borrower.la)shall aaresin writinQ to the paymem of the
<br /> �� '�' ,�' obN�tion securcd by such Ilm in the manner acceptable to Lender;(b1 shall fn good fai�h comcst such licn by,or defend aQainst enforcemen�of •
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<br /> ",' �a '° �� '.,�;f�,� such tlen In,Itgd proceedino�which in the opinion of l.ender oprra�e io prevern�he enforcement oi the Ifen a fak{tureof the proper�y or any 4
<br /> �'.•��� �'°�".;•'a •�•� part thereof;or(c)shall secure from tlx holder of such Ifen an a�trcemcm in o form wtisfactory to Lender subordinatinQ such lien ro�hic
<br /> -'-., � .'`- Security Instrumenl. �
<br /> —.?.•ri,: ,•,_.re;i;t4.�n;,�.:s If l.ender determina thot all or any part of the Pro{xrty is subjec� to w Ilen which may attafn a priadty over thfs Securily Ins�rumem, �
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<br /> • Lcnder shnl)Qivc Borrower 4 nwfce Identifying such licn.Borrower shall solisfy such Ifen or take onc or more of the action�set tonn aoove g �
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<br /> � ` �• within ten dayc of the�IvinQ of the notke. �
<br /> - � rY�I�;J�„`�,4, .M �. ��1:
<br /> ,, '• ��t:,,;,�s,;:.�. C. 1VMICE '
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<br /> ;;, Si , dr�,; -,��¢�•�•- UnifortnCovenantl4ofiheSeeurityl�utrumentisamended�o�eadastollows: �'
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<br /> �'��:�.•`;' ` � ;.;1�,Y:�t!;,����u.�;: ➢4. Nodee.Except for any notice required unde�8pplicubk taw�o be given in another manner,la)any notia to Eorrower provided for in this ��
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<br /> k„q, , ,� ,;:.;,�r�,.�j,.�•,��. ,, Security Instrument shall6e gloen 3y deliverfna It ot Ay mai8ng it by flrst class rnail io Borrower at thc Properly Address or at such olher address ;. .
<br /> ''`� ' ' 1 '�'''''?iS�%.,"� ` '���' a:;Borrower may designa�e by r,oticz to Lmder ue provided 6rn,n,and(b)any notia�o Len:fer shall be giren by�Pirst class rr,u:(�o Lender's '•
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<br />'`'' ;����-''""'�``:• �;��' address etated hereln or tosuch o�her addtess as Lender may designau by ndice to Borrower as proviJrd herein.Any no�lce pro�ided i�r in thi+ �� _
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<br /> �� � ,. �, :`��� ;� Security Instrument fhaq bedeemed to have been given to Horrower�r Lender when given in Ihe manner des ianated herein. ;
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