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20011.0455 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Arleen N Garcia - Borrower <br />(Seal) <br />- Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 12th day of October <br />2001 by Arleen N Garcia <br />Witness my hand and notarial seal at Grand Island <br />County, the date aforesaid. <br />My Commission Expires: <br />in said <br />III GENERAL NOTARY-State of Nebraska y <br />IRVIN J. REED <br />My Comm. Exp. Dec. ] 7, 2002 <br />Notary Public <br />v <br />MARME) 196041.01 Page 8 of 8 <br />m <br />