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SNDA <br />RECORDING REQUESTED BY, AND <br />WIIEN RECORDED RETURN TO: <br />Mattress Firm, Inc. <br />10201 South Main Street <br />Houston, Texas 77025 <br />Attention: Real Estate Department <br />202302265 <br />SPACE ABOVE THIS UNE Fare FtEcortoots UE <br />SUBORDINATION, NON -DISTURBANCE <br />AND ATTORNMENT AGREEMENT <br />THIS SUBORDINATION, NON -DISTURBANCE AND ATTORNMENT <br />AGREEMENT ("Agreement") is made and entered into as of the 10th day of March, 2023, by <br />and among HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, <br />having an address of 221 S. Locust Street Grand Island, Nebraska 68801 (the "Lender"), <br />MATTRESS FIRM, INC., a Delaware corporation, having an address of 10201 South Main St., <br />Houston, Texas 77025 (the "Tenant"), and RAYMOND J. O'CONNOR AND JENNIFER S. <br />O'CONNOR, having an address of 2502 N. Webb Rd., Grand Island, Nebraska, 68803 <br />(collectively, the "Landlord"), with reference to the following facts: <br />Landlord is the fee simple owner of those certain lots, tracts or parcels of land located at <br />1040 Allen Drive, Grand Island, NE, legally described on Exhibit "A" attached hereto <br />(collectively, the "Shopping Center"). <br />Lender has made or is about to make a loan to Landlord in the principal amount of One <br />Million One Hundred Seventy -Five Thousand Three Hundred Twenty 'Seven Dollars <br />($1,175,327.) (the "Loan"). <br />To secure the Loan, Landlord has encumbered or intends to encumber the Shopping <br />Center by entering into [a mortgage /that certain mortgage dated September 9, 2014 jin favor <br />of Lender (as amended, renewed, extended, spread, consolidated, severed, restated, or otherwise <br />changed from time to time, the "Mortgage") [recorded on September 9, 2014, Document <br />Number 201405666 at Hall County Register of Deeds, Hall County Nebraska./ <br />Pursuant to that certain Lease Agreement effective as of March 10, 2023 (the "Lease"), <br />Landlord demised to Tenant a retail premises within the Shopping Center consisting of <br />approximately 4,137 leasable square feet of space (the "Premises"). <br />Tenant and Lender desire to agree upon the relative priorities of their interests in the <br />Premises and their rights and obligations if certain events occur. <br />NOW, THEREFORE, for good and sufficient consideration, and intending to be legally <br />bound, Tenant, Lender and Landlord hereby agree as follows: <br />