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1OV211S9V '1'9 <br />-[ <br />"t. D 6 <br />CHECK <br />REFUNDS: <br />CASH <br />CHECK <br />RE PDED.` <br />4 <br />HALL .4,E <br />IUST 1013 0 2. 2 Li b 1023 3 J 11 <br />When recorded, return to: <br />Mortgage Research Center, LLC dba Veterans United Home Loans <br />Attn: Final Document Department <br />550 Veterans United Drive <br />Columbia, MO 65201 <br />800-884-5560 <br />LOAN #: 440522105920862 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />CASE #: 34-34-6-0252889 <br />MIN: 1003502-9105920862-8 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated May 5, 2023, <br />together with all Riders to this document. <br />(B) "Borrower" is STEPHEN BERKOSKI, MARRIED MAN. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Mortgage Research Center, LLC dba Veterans United Home Loans. <br />Lender is a Missouri Limited Liability Company, <br />under the laws of Missouri. <br />1400 Forum Blvd, Suite 18, Columbia, MO 65203. <br />organized and existing <br />Lender's address is <br />Initials• ` <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />ICE Mortgage Technology, Inc. Page 1 of 11 NEEDEED 0315 <br />NEEDEED (CLS) <br />05/02/2023 09:24 AM PST <br />